Essex: Property, Schools and Retirement Costs
Across the 200 Essex locations we cover, the average property price is £520,425 and Band D council tax averages £2,301. Great Warley is the most expensive at £900,000, Harwich the least at £255,000.
The short answer
Across the 200 Essex locations we cover, the average property price is £520,425 and Band D council tax averages £2,301. Great Warley is the most expensive at £900,000, Harwich the least at £255,000.
Buying a home in Essex
The county average is £520,425. Across these locations 37 schools hold an Outstanding Ofsted rating and 243 schools are rated Good. School quality is the main reason prices differ between towns a few miles apart.
A 10% deposit on the county average is £52,042. Great Warley runs 73% above that average, so the same deposit reaches further in Harwich.
Average property price across Essex
Later life and property wealth in Essex
Owners aged 55 and over across Essex sit on an average £520,425 of property value. Typical release at 65 is around £176,944, and interest compounds against the estate from day one.
Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across Essex
Band D council tax averages £2,301 across these locations. That is £192 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Great Warley | £900,000 | £2,233 | 2 | Mortgage, Equity release, Pensions |
| Little Burstead | £900,000 | £2,406 | 2 | Mortgage, Equity release, Pensions |
| Epping Green | £800,000 | £2,284 | 2 | Mortgage, Equity release, Pensions |
| Wyatts Green | £775,000 | £2,308 | 2 | Mortgage, Equity release, Pensions |
| Bobbingworth | £750,000 | £2,227 | 2 | Mortgage, Equity release, Pensions |
| Hook End | £750,000 | £2,308 | 2 | Mortgage, Equity release, Pensions |
| Stondon Massey | £750,000 | £2,354 | 2 | Mortgage, Equity release, Pensions |
| Stanford Rivers | £725,000 | £2,249 | 2 | Mortgage, Equity release, Pensions |
| Toot Hill | £725,000 | £2,249 | 2 | Mortgage, Equity release, Pensions |
| Blackmore | £700,000 | £2,308 | 1 | Mortgage, Equity release, Pensions |
| Dedham | £700,000 | £2,288 | 2 | Mortgage, Equity release, Pensions |
| Great Chesterford | £700,000 | £2,343 | 1 | Mortgage, Equity release, Pensions |
| Herongate | £700,000 | £2,304 | 1 | Mortgage, Equity release, Pensions |
| Highwood | £700,000 | £2,359 | 2 | Mortgage, Equity release, Pensions |
| Ingrave | £700,000 | £2,304 | 1 | Mortgage, Equity release, Pensions |
| Littlebury | £700,000 | £2,341 | 1 | Mortgage, Equity release, Pensions |
| Mountnessing | £700,000 | £2,370 | 2 | Mortgage, Equity release, Pensions |
| Roxwell | £700,000 | £2,260 | 1 | Mortgage, Equity release, Pensions |
| Ashdon | £675,000 | £2,319 | 2 | Mortgage, Equity release, Pensions |
| Chrishall | £675,000 | £2,323 | 1 | Mortgage, Equity release, Pensions |
| Clavering | £675,000 | £2,240 | 2 | Mortgage, Equity release, Pensions |
| Good Easter | £675,000 | £2,306 | 1 | Mortgage, Equity release, Pensions |
| Great Easton | £675,000 | £2,318 | 1 | Mortgage, Equity release, Pensions |
| Hatfield Broad Oak | £675,000 | £2,457 | 2 | Mortgage, Equity release, Pensions |
| Hempstead | £675,000 | £2,261 | 1 | Mortgage, Equity release, Pensions |
| Manuden | £675,000 | £2,245 | 1 | Mortgage, Equity release, Pensions |
| Purleigh | £675,000 | £2,339 | 1 | Mortgage, Equity release, Pensions |
| Radwinter | £675,000 | £2,286 | 2 | Mortgage, Equity release, Pensions |
| Thorpe Bay | £675,000 | £2,256 | 1 | Mortgage, Equity release, Pensions |
| Woodham Walter | £675,000 | £2,369 | 2 | Mortgage, Equity release, Pensions |
| Debden | £650,000 | £2,332 | 2 | Mortgage, Equity release, Pensions |
| Doddinghurst | £650,000 | £2,299 | 2 | Mortgage, Equity release, Pensions |
| East Hanningfield | £650,000 | £2,318 | 1 | Mortgage, Equity release, Pensions |
| Felsted | £650,000 | £2,296 | 1 | Mortgage, Equity release, Pensions |
| Ford End | £650,000 | £2,353 | 1 | Mortgage, Equity release, Pensions |
| Fyfield | £650,000 | £2,234 | 2 | Mortgage, Equity release, Pensions |
| Great Burstead | £650,000 | £2,328 | 2 | Mortgage, Equity release, Pensions |
| High Ongar | £650,000 | £2,210 | 1 | Mortgage, Equity release, Pensions |
| Kelvedon Hatch | £650,000 | £2,386 | 1 | Mortgage, Equity release, Pensions |
| Little Baddow | £650,000 | £2,307 | 1 | Mortgage, Equity release, Pensions |
| Margaretting | £650,000 | £2,275 | 1 | Mortgage, Equity release, Pensions |
| Moreton | £650,000 | £2,227 | 2 | Mortgage, Equity release, Pensions |
| Newport | £650,000 | £2,329 | 2 | Mortgage, Equity release, Pensions |
| Orsett | £650,000 | £2,255 | 1 | Mortgage, Equity release, Pensions |
| Pleshey | £650,000 | £2,341 | 1 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
Eastwood, Nottinghamshire or Swineshead: Which Is Better Value?Eastwood against Swineshead.Great Warley or Epping Green: Which Is Better Value?Great Warley against Epping Green.Little Burstead or Epping Green: Which Is Better Value?Little Burstead against Epping Green.Epping Green or Wyatts Green: Which Is Better Value?Epping Green against Wyatts Green.Wyatts Green or Bobbingworth: Which Is Better Value?Wyatts Green against Bobbingworth.Bobbingworth or Stanford Rivers: Which Is Better Value?Bobbingworth against Stanford Rivers.
Ask about Abberton
Three details is all we need. You are told before anything is passed to a partner firm.
Ask about an introduction
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Guides across Essex
The 45 largest locations we cover in Essex by price, of 200 in total.
- Ashdon: School Catchments and House Prices in Ashdon, The Real Cost of Buying a First Home in Ashdon, Downsizing in Ashdon: What You Would Actually Release, Council Tax in Ashdon: What Band D Really Costs
- Blackmore: School Catchments and House Prices in Blackmore, The Real Cost of Buying a First Home in Blackmore, Downsizing in Blackmore: What You Would Actually Release, Council Tax in Blackmore: What Band D Really Costs
- Bobbingworth: School Catchments and House Prices in Bobbingworth, The Real Cost of Buying a First Home in Bobbingworth, Downsizing in Bobbingworth: What You Would Actually Release, Council Tax in Bobbingworth: What Band D Really Costs
- Chrishall: School Catchments and House Prices in Chrishall, The Real Cost of Buying a First Home in Chrishall, Downsizing in Chrishall: What You Would Actually Release, Council Tax in Chrishall: What Band D Really Costs
- Clavering: School Catchments and House Prices in Clavering, The Real Cost of Buying a First Home in Clavering, Downsizing in Clavering: What You Would Actually Release, Council Tax in Clavering: What Band D Really Costs
- Debden: School Catchments and House Prices in Debden, The Real Cost of Buying a First Home in Debden, Downsizing in Debden: What You Would Actually Release, Council Tax in Debden: What Band D Really Costs
- Dedham: School Catchments and House Prices in Dedham, The Real Cost of Buying a First Home in Dedham, Downsizing in Dedham: What You Would Actually Release, Council Tax in Dedham: What Band D Really Costs
- Doddinghurst: School Catchments and House Prices in Doddinghurst, The Real Cost of Buying a First Home in Doddinghurst, Downsizing in Doddinghurst: What You Would Actually Release, Council Tax in Doddinghurst: What Band D Really Costs
- East Hanningfield: School Catchments and House Prices in East Hanningfield, The Real Cost of Buying a First Home in East Hanningfield, Downsizing in East Hanningfield: What You Would Actually Release, Council Tax in East Hanningfield: What Band D Really Costs
- Epping Green: School Catchments and House Prices in Epping Green, The Real Cost of Buying a First Home in Epping Green, Downsizing in Epping Green: What You Would Actually Release, Council Tax in Epping Green: What Band D Really Costs
- Felsted: School Catchments and House Prices in Felsted, The Real Cost of Buying a First Home in Felsted, Downsizing in Felsted: What You Would Actually Release, Council Tax in Felsted: What Band D Really Costs
- Ford End: School Catchments and House Prices in Ford End, The Real Cost of Buying a First Home in Ford End, Downsizing in Ford End: What You Would Actually Release, Council Tax in Ford End: What Band D Really Costs
- Fyfield: School Catchments and House Prices in Fyfield, The Real Cost of Buying a First Home in Fyfield, Downsizing in Fyfield: What You Would Actually Release, Council Tax in Fyfield: What Band D Really Costs
- Good Easter: School Catchments and House Prices in Good Easter, The Real Cost of Buying a First Home in Good Easter, Downsizing in Good Easter: What You Would Actually Release, Council Tax in Good Easter: What Band D Really Costs
- Great Burstead: School Catchments and House Prices in Great Burstead, The Real Cost of Buying a First Home in Great Burstead, Downsizing in Great Burstead: What You Would Actually Release, Council Tax in Great Burstead: What Band D Really Costs
- Great Chesterford: School Catchments and House Prices in Great Chesterford, The Real Cost of Buying a First Home in Great Chesterford, Downsizing in Great Chesterford: What You Would Actually Release, Council Tax in Great Chesterford: What Band D Really Costs
- Great Easton: School Catchments and House Prices in Great Easton, The Real Cost of Buying a First Home in Great Easton, Downsizing in Great Easton: What You Would Actually Release, Council Tax in Great Easton: What Band D Really Costs
- Great Warley: School Catchments and House Prices in Great Warley, How Much Deposit Do You Need to Buy in Great Warley?, The Real Cost of Buying a First Home in Great Warley, What a Lifetime Mortgage Really Costs in Great Warley, Downsizing in Great Warley: What You Would Actually Release, Inheritance Tax on a Great Warley Home, Council Tax in Great Warley: What Band D Really Costs, Stamp Duty on a Great Warley Home
- Hatfield Broad Oak: School Catchments and House Prices in Hatfield Broad Oak, The Real Cost of Buying a First Home in Hatfield Broad Oak, Downsizing in Hatfield Broad Oak: What You Would Actually Release, Council Tax in Hatfield Broad Oak: What Band D Really Costs
- Hempstead: School Catchments and House Prices in Hempstead, The Real Cost of Buying a First Home in Hempstead, Downsizing in Hempstead: What You Would Actually Release, Council Tax in Hempstead: What Band D Really Costs
- Herongate: School Catchments and House Prices in Herongate, The Real Cost of Buying a First Home in Herongate, Downsizing in Herongate: What You Would Actually Release, Council Tax in Herongate: What Band D Really Costs
- High Ongar: School Catchments and House Prices in High Ongar, The Real Cost of Buying a First Home in High Ongar, Downsizing in High Ongar: What You Would Actually Release, Council Tax in High Ongar: What Band D Really Costs
- Highwood: School Catchments and House Prices in Highwood, The Real Cost of Buying a First Home in Highwood, Downsizing in Highwood: What You Would Actually Release, Council Tax in Highwood: What Band D Really Costs
- Hook End: School Catchments and House Prices in Hook End, The Real Cost of Buying a First Home in Hook End, Downsizing in Hook End: What You Would Actually Release
- Ingrave: School Catchments and House Prices in Ingrave
- Kelvedon Hatch: School Catchments and House Prices in Kelvedon Hatch, The Real Cost of Buying a First Home in Kelvedon Hatch, Downsizing in Kelvedon Hatch: What You Would Actually Release, Council Tax in Kelvedon Hatch: What Band D Really Costs
- Little Baddow: School Catchments and House Prices in Little Baddow, The Real Cost of Buying a First Home in Little Baddow, Downsizing in Little Baddow: What You Would Actually Release, Council Tax in Little Baddow: What Band D Really Costs
- Little Burstead: School Catchments and House Prices in Little Burstead, The Real Cost of Buying a First Home in Little Burstead, Downsizing in Little Burstead: What You Would Actually Release, Council Tax in Little Burstead: What Band D Really Costs
- Littlebury: School Catchments and House Prices in Littlebury, How Much Deposit Do You Need to Buy in Littlebury?, The Real Cost of Buying a First Home in Littlebury, Downsizing in Littlebury: What You Would Actually Release, Council Tax in Littlebury: What Band D Really Costs
- Manuden: School Catchments and House Prices in Manuden, The Real Cost of Buying a First Home in Manuden, Downsizing in Manuden: What You Would Actually Release, Council Tax in Manuden: What Band D Really Costs
- Margaretting: School Catchments and House Prices in Margaretting, The Real Cost of Buying a First Home in Margaretting, Downsizing in Margaretting: What You Would Actually Release, Council Tax in Margaretting: What Band D Really Costs
- Moreton: School Catchments and House Prices in Moreton, The Real Cost of Buying a First Home in Moreton, Downsizing in Moreton: What You Would Actually Release
- Mountnessing: School Catchments and House Prices in Mountnessing, The Real Cost of Buying a First Home in Mountnessing, Downsizing in Mountnessing: What You Would Actually Release, Council Tax in Mountnessing: What Band D Really Costs
- Newport: School Catchments and House Prices in Newport, Essex, The Real Cost of Buying a First Home in Newport, Essex, Downsizing in Newport, Essex: What You Would Actually Release, Council Tax in Newport, Essex: What Band D Really Costs
- Orsett: School Catchments and House Prices in Orsett, The Real Cost of Buying a First Home in Orsett, Downsizing in Orsett: What You Would Actually Release
- Pleshey: School Catchments and House Prices in Pleshey, The Real Cost of Buying a First Home in Pleshey, Downsizing in Pleshey: What You Would Actually Release, Council Tax in Pleshey: What Band D Really Costs
- Purleigh: School Catchments and House Prices in Purleigh, The Real Cost of Buying a First Home in Purleigh, Downsizing in Purleigh: What You Would Actually Release, Council Tax in Purleigh: What Band D Really Costs
- Radwinter: School Catchments and House Prices in Radwinter, The Real Cost of Buying a First Home in Radwinter, Downsizing in Radwinter: What You Would Actually Release, Council Tax in Radwinter: What Band D Really Costs
- Roxwell: School Catchments and House Prices in Roxwell, The Real Cost of Buying a First Home in Roxwell, Downsizing in Roxwell: What You Would Actually Release, Council Tax in Roxwell: What Band D Really Costs
- Stanford Rivers: School Catchments and House Prices in Stanford Rivers, The Real Cost of Buying a First Home in Stanford Rivers, Downsizing in Stanford Rivers: What You Would Actually Release, Council Tax in Stanford Rivers: What Band D Really Costs
- Stondon Massey: School Catchments and House Prices in Stondon Massey, The Real Cost of Buying a First Home in Stondon Massey, Downsizing in Stondon Massey: What You Would Actually Release, Council Tax in Stondon Massey: What Band D Really Costs
- Thorpe Bay: School Catchments and House Prices in Thorpe Bay, The Real Cost of Buying a First Home in Thorpe Bay, Downsizing in Thorpe Bay: What You Would Actually Release
- Toot Hill:
- Woodham Walter: School Catchments and House Prices in Woodham Walter, The Real Cost of Buying a First Home in Woodham Walter, Downsizing in Woodham Walter: What You Would Actually Release, Council Tax in Woodham Walter: What Band D Really Costs
- Wyatts Green: School Catchments and House Prices in Wyatts Green, How Much Deposit Do You Need to Buy in Wyatts Green?, The Real Cost of Buying a First Home in Wyatts Green, What a Lifetime Mortgage Really Costs in Wyatts Green, Downsizing in Wyatts Green: What You Would Actually Release, Inheritance Tax on a Wyatts Green Home, Stamp Duty on a Wyatts Green Home
Check broadband before you make an offer in Essex
Broadband speeds can vary street by street in Essex, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
Want all your bills in one?
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
Where are house prices highest in Essex?
Of the locations covered here, Great Warley is highest at £900,000 and Harwich lowest at £255,000.
How much is council tax in Essex?
Band D averages £2,301 a year across these locations. Each authority sets its own rate, so check the specific council before you budget.
Does That's Family Finance cover the whole of Essex?
For mortgages, equity release and pensions we introduce you to a separately regulated partner firm.
How do I check broadband speed at a property in Essex?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.
Your home may be repossessed if you do not keep up repayments on your mortgage.