Mortgage Advice in Bobbingworth: Property, Schools & Local Area Guide

That’s Family Finance
Property & Mortgage Guide — 2026/27 edition

Bobbingworth

Essex

A buyer’s guide to Bobbingworth — property prices and council tax, schools and their real Ofsted position, transport, healthcare, flood risk, the local lending realities, and the questions worth asking before you commit.

What’s inside
  • Quick Answers
  • Prices
  • Market
  • Why Bobbingworth
  • Transport
  • Schools
  • Police & Fire
  • Areas
  • Healthcare
  • Flood
  • History
  • Beyond the Mortgage
  • FAQs

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That’s Family Finance is an FCA-regulated protection adviser (life insurance, critical illness cover and income protection). We do not arrange mortgages ourselves — we introduce you to carefully selected, award-winning, FCA-regulated mortgage advisers, with no obligation.

Figures in this guide were correct when it was produced and do change. Always verify council tax with the local council, school ratings with Ofsted and journey times with the operator before you rely on them. This guide is information, not financial or mortgage advice.

Essex Property & Mortgage Guide • 18 min read • Bobbingworth • Updated July 2026

Mortgage Advice in Bobbingworth: Property, Schools & Local Area Guide

Whether you're buying your first home in Bobbingworth, remortgaging, upsizing or simply researching this deeply rural corner of Essex — a small, sought-after green-belt parish in the Epping Forest District (still known by its old name Bovinger), set in the farmland and lanes north-west of Chipping Ongar near Moreton and Fyfield, with the wartime heritage of Blake Hall on its doorstep — this guide covers what buyers and homeowners actually want to know.

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Quick answers about Bobbingworth

Click any question to expand the full detail and sources.

Is Bobbingworth a good place to live?
Yes — a deeply rural, sought-after green-belt parish.

Yes — Bobbingworth (also known by its old name Bovinger) is a small, deeply rural parish in the Epping Forest District of Essex (CM5), in the green-belt farmland and lanes north-west of Chipping Ongar, near Moreton and Fyfield. It appeals to buyers who want genuine countryside — a scattering of farmhouses, cottages and larger country houses, the little St Germain Church, deep green-belt land all around, and the unusual wartime heritage of Blake Hall — within reach of Chipping Ongar, Harlow and Chelmsford. The main things to weigh are that it is very low-density and sought-after (so not cheap), and that it has no railway station of its own, so it is a car-led place to live.

Sources: en.wikipedia.org/wiki/Bobbingworth | rightmove.co.uk — house prices

Is Bobbingworth expensive?
Sought-after rural — a country premium.

Bobbingworth is a sought-after rural parish where prices sit above the national average, reflecting its deep green-belt countryside, its low density and its position for Chipping Ongar, Harlow and Chelmsford. The market is dominated by cottages, farmhouses and larger detached country houses rather than estate housing, so entry-level homes are relatively scarce and the larger country properties can run well into seven figures. Published figures vary by property and area, so treat any range as a broad guide and verify current values via Land Registry data or independent valuation advice for the exact home.

Sources: rightmove.co.uk — house prices | landregistry.data.gov.uk

Does Bobbingworth have a railway station?
No — drive to the Central line at Epping.

No — Bobbingworth has no railway station of its own, so it is a car-led place to live. The nearest regular commuter option is the London Underground Central line at Epping (a drive to the west), with main-line stations at Harlow and Chelmsford (for London Liverpool Street) a little further afield. Historically the old Epping–Ongar line ran through the parish, with a station at Blake Hall, but it closed to passengers many years ago. For drivers the A414 and the country lanes connect the parish, with the M11 (junction 7) within reach. Always check current timetables before relying on a specific journey.

Sources: tfl.gov.uk — Epping (Central line)

What is Bobbingworth known for?
Bovinger, St Germain Church & Blake Hall.

Bobbingworth — still widely known by its old name Bovinger — is known for its deep green-belt countryside, its little parish church of St Germain (rebuilt in the early 19th century), and above all for Blake Hall, the country house on its edge. In the Second World War the grounds of Blake Hall held an RAF operations bunker — an 11 Group sector station involved in the Battle of Britain — a genuine and unusual piece of wartime heritage. The site of the former Blake Hall station on the old Epping–Ongar railway line is nearby. It is a quiet, farming parish of lanes, cottages and larger houses rather than a village of shops.

Sources: en.wikipedia.org/wiki/Bobbingworth

Where is the nearest A&E to Bobbingworth?
Princess Alexandra Hospital, Harlow.

The nearest major hospital with a 24-hour A&E is Princess Alexandra Hospital in Harlow, a drive to the north-west; Broomfield Hospital in Chelmsford is another option to the north-east. GP provision is in the surrounding villages and towns such as Chipping Ongar. As NHS services can be reconfigured and travel times vary, always confirm the nearest current A&E and the arrangements directly with the NHS.

Sources: pah.nhs.uk


Is Bobbingworth right for you?

Every town suits some buyers better than others — here is how Bobbingworth rates for the people who most often buy here, and why.

Buyer type Rating Why
Upsizers ★★★★★ Farmhouses, cottages and larger country houses among the farmland and lanes — a natural rural upsizing spot near Chipping Ongar.
Property developers & investors ★★★☆☆ A sought-after green-belt parish where planning is tightly controlled, so opportunities are scarce but values hold well.
Second-home buyers ★★★★☆ A quiet, deeply rural parish with genuine character and WWII heritage at Blake Hall — a peaceful country base near London.
Commuters ★★☆☆☆ No station in the parish — you drive to Chipping Ongar for the bus or to a mainline station; car-dependent throughout.
First-time buyers ★☆☆☆☆ A rural, high-value green-belt market with almost no accessible entry stock — not a realistic first-time area.
The short version: Bobbingworth suits upsizers, country lovers and equestrian buyers wanting a rural green-belt home near Chipping Ongar; not for first-time buyers or anyone needing amenities and a station on the doorstep.

An honest, at-a-glance summary of what Bobbingworth does brilliantly — and what to weigh carefully — before you commit.

Great if you want…
A deeply rural, sought-after green-belt parish — farmhouses, cottages and larger country houses among the farmland and lanes north-west of Chipping Ongar, with the little St Germain Church and the wartime heritage of Blake Hall — within reach of Chipping Ongar, Harlow and Chelmsford.
Think carefully if…
You want an affordable entry (it is a sought-after rural parish), you need a railway station in the parish itself (there is none — you drive to the Central line at Epping or to Harlow/Chelmsford), or you want the shops and amenities of a town on the doorstep.
Best suited to
Buyers who want genuine, deep countryside with character homes — families, downsizers, professionals and those with equestrian or rural interests — who are happy to be car-led and to use Chipping Ongar, Harlow and Chelmsford for shops, schools and the trains.

Bobbingworth at a glance

The key facts buyers ask us about most, in one place.

Fact Detail
County & councils Essex (two-tier): Essex County Council & Epping Forest District Council
Postcode district CM5
Approx. character A small, deeply rural, sought-after green-belt parish (aka Bovinger)
Average house price Above average — a rural premium; cottages, farmhouses & country houses; sources vary
Railway No station in the parish — drive to the Central line at Epping, or Harlow/Chelmsford main lines
Nearest A&E Princess Alexandra Hospital, Harlow — verify with NHS
Schools Essex mostly non-selective in this area; schools in nearby Chipping Ongar & the villages
Known for Bovinger (old name), St Germain Church & Blake Hall (WWII operations bunker)
Population Very small — a scattered rural parish
Roads The A414 & country lanes; the M11 (junction 7) within reach
Green space Deep green-belt farmland, lanes & countryside all around
Council tax (Band D) £2,227.32 for 2026/27 (Moreton, Bobbingworth & the Lavers parish; verified) — confirm your exact band

Property prices & council tax in Bobbingworth

Bobbingworth is a sought-after rural parish where prices are above the national average, reflecting its deep green-belt countryside, its low density and its position for Chipping Ongar, Harlow and Chelmsford. The market is dominated by cottages, farmhouses and larger detached country houses rather than estate housing, so smaller homes are relatively scarce and the finest country properties run well into seven figures. Published figures vary by property and area, so treat the ranges below as a broad guide and verify for the exact home.

Property type / area Typical position in the market Who it suits
Cottages & smaller homes Indicatively around £400,000–£600,000 The more accessible way into a scarce rural market
Semi-detached & smaller houses Indicatively around £500,000–£750,000 Buyers wanting a rural home without a large plot
Detached family homes Indicatively around £700,000–£1m Growing families wanting space and countryside
Bobbingworth benchmark Above average — a rural premium (verify per property) A broad benchmark for the parish
Farmhouses & country houses Indicatively £1m–£2m+ Buyers wanting a substantial period or country home with land
Council tax — the 2026/27 figure: Bobbingworth is in Essex, a two-tier county, so your council tax is made up of several parts: Essex County Council (including the adult social care precept), Epping Forest District Council, the local Moreton, Bobbingworth and the Lavers Parish Council, the Essex Police, Fire and Crime Commissioner precept for Essex Police, and the precept for the Essex County Fire and Rescue Service. For the Moreton, Bobbingworth and the Lavers parish the Band D total for 2026/27 is £2,227.32 (verified from Epping Forest District Council’s published council tax charges). Your actual bill depends on your property’s band, so confirm it with Epping Forest District Council and the VOA before budgeting.

What income might you need?

These illustrative figures use roughly 4.5x household income and assume a typical deposit. They are a starting point for budgeting only — not a quote or advice.

£500,000

Cottage / smaller home

~£111,000

household income (guide)

£750,000

Rural benchmark

~£167,000

household income (guide)

£1,200,000

Country house (indicative)

~£267,000

household income (guide)

Stamp duty (SDLT): what you pay depends on the price, whether you're a first-time buyer, and whether you own another property. At Bobbingworth's prices, SDLT is a significant cost to budget for — and the additional-property surcharge adds more again for second homes and buy-to-let. Use the government's official SDLT calculator for an exact figure before you budget.

Bobbingworth affordability & stamp duty calculator

A quick, no-obligation way to see roughly what you could borrow in Bobbingworth and what stamp duty you'd pay. Illustration only — real figures depend on the lender and your circumstances.

Estimated maximum borrowing: £270,000 (about 4.5× income)
Estimated budget with deposit: £310,000
Stamp duty on that budget: £5,500

Illustration only, not a mortgage offer or personalised advice. Lenders' income multiples and criteria vary. Your home may be repossessed if you do not keep up repayments on your mortgage.

Borrowing ready-reckoner (around 4.5× income)

Yearly income Rough maximum mortgage
£40,000 ~£180,000
£60,000 ~£270,000
£75,000 ~£337,500
£90,000 ~£405,000
£120,000 ~£540,000

Stamp duty (SDLT) in 2026 — England

Portion of price Standard rate First-time buyer
Up to £125,000 0% 0% (up to £300,000)
£125,001 – £250,000 2% 0% (up to £300,000)
£250,001 – £925,000 5% 5% on £300,001–£500,000 (no relief over £500,000)
£925,001 – £1.5m 10%
Over £1.5m 12%

Worked examples: a £250,000 home = £2,500 stamp duty (£0 for first-time buyers); a £450,000 home = £12,500 (£7,500 first-time buyer); a £650,000 home = £22,500 (first-time buyer relief doesn't apply over £500,000). An additional-property surcharge of 5% applies to second homes and buy-to-lets.

SDLT rates as at 2026 (England & Northern Ireland). Scotland (LBTT) and Wales (LTT) differ. Figures are a guide — confirm with your conveyancer.

The Bobbingworth property market in depth

Bobbingworth offers a scarce, sought-after rural market — cottages, farmhouses and larger detached country houses among the green-belt farmland and lanes — with its deep countryside, its low density and its position for Chipping Ongar, Harlow and Chelmsford all driving demand.

Property type What to expect Typical guide
Cottages & smaller homes The more accessible way in; scarce and popular in a rural parish. £400,000–£600,000
Semi-detached & smaller houses Rural homes without a large plot — sought-after and limited in number. £500,000–£750,000
Detached family homes Popular family homes with space and countryside around. £700,000–£1m
Farmhouses & country houses Substantial period and country homes, often with land — the top of the local market. £1m–£2m+

Bobbingworth's appeal — a small, deeply rural green-belt parish of character homes, with St Germain Church, the wartime heritage of Blake Hall, and Chipping Ongar, Harlow and Chelmsford within reach — makes it a scarce and sought-after market, from cottages to substantial country houses with land.

That range means budgeting and the right mortgage matter. Country houses and farmhouses here can mean substantial lending, and period, listed, unusual-construction, agricultural-tie or low-lying rural properties are cases lenders and insurers assess carefully, so a survey is wise on an older home and a flood and insurance check is sensible in low-lying spots. A whole-of-market mortgage adviser helps you match the right lender to your plans — the kind of introduction we can arrange.

Transport & commuting from Bobbingworth

Transport in Bobbingworth is car-led — there is no station in the parish, so most journeys start by road, with the Central line at Epping and main-line stations at Harlow and Chelmsford within a drive. These indicative times are a starting point — always verify current timetables before relying on a specific journey.

Route Approx. time Notes
Bobbingworth → Chipping Ongar ~5–10 min drive The nearest town for everyday shops and services
Bobbingworth → Epping (Central line) ~15–20 min drive For the London Underground Central line into the City & West End
Bobbingworth → Harlow ~15–20 min drive For main-line trains to London Liverpool Street & bigger shopping
Bobbingworth → Chelmsford ~25–30 min drive The county city — main-line trains to London & wide shopping
Bobbingworth → the M11 (J7) ~15–20 min drive For London, Cambridge, Stansted & the M25
Bobbingworth → Princess Alexandra Hospital, Harlow (A&E) ~20–25 min drive The nearest major A&E
Bobbingworth → London Stansted Airport ~25–30 min drive For flights — via the M11
Bobbingworth → Blake Hall / the countryside A few minutes The wartime heritage and the green-belt lanes on the doorstep
Buyer insight: Bobbingworth is a car-led rural parish. There is no railway station of its own — the old Epping–Ongar line that once ran through the parish (with a station at Blake Hall) closed to passengers long ago — so most journeys begin by road. The nearest regular commuter option is the Underground Central line at Epping (a drive to the west), with main-line stations at Harlow and Chelmsford (for London Liverpool Street) a little further afield. For drivers the A414 and the country lanes connect the parish, with the M11 (junction 7) within reach for London, Cambridge, Stansted and the M25. A car is essentially a necessity here — the trade-off for the deep countryside.

Getting around Bobbingworth

Day-to-day mobility here is worth thinking through — the practical picture.

By train

No station in the parish — drive to the Central line at Epping (for the City and West End), or to main-line stations at Harlow and Chelmsford (for London Liverpool Street).

By car

The A414 and the country lanes connect the parish, with the M11 (junction 7) within reach for London, Cambridge, Stansted and the M25 — a car is essentially a necessity here.

For the airport

London Stansted Airport is around twenty-five to thirty minutes by road via the M11 — handy for flights.

By bus

Rural bus services are limited and connect the parish with Chipping Ongar and the surrounding villages — check current routes and frequencies carefully.

On foot & by bike

Quiet lanes, footpaths and bridleways through the green-belt farmland give excellent walking, cycling and riding on the doorstep.

For the commute

Bobbingworth suits drivers who use Epping (Central line), Harlow or Chelmsford for the trains, and the M11 for London, Cambridge and Stansted — a deep-country base for a car-led commute.

Schools in Bobbingworth

Essex state schools in this area are mostly comprehensive and non-selective. Bobbingworth is a small rural parish without its own schools, so families look to the primaries and secondaries in nearby Chipping Ongar and the surrounding villages, with further options and independents within reach around Epping and Chelmsford. Because catchments and admissions matter, confirm the current position directly.

School Type Inspection Notes
Moreton C of E Primary School Primary (state, co-ed) Good The village church primary at neighbouring Moreton, rated Good by Ofsted (2023) — with other primaries in the surrounding villages and Chipping Ongar; check the current catchment and read each school’s latest report.
The Ongar Academy Secondary (state, co-ed) Good The secondary in nearby Chipping Ongar, rated Good by Ofsted (2023), with further secondaries in the wider area — check catchment and admissions.
Independent schools (Epping / Chelmsford) Independent (various ages) See schools Well-known independents are within reach around Epping and Chelmsford — a further option.
Essex County Council admissions Admissions authority See admissions Essex County Council is the admissions authority for the area — confirm catchment and the current position for a specific address.
For homebuyers: Essex state schools in this area are mostly non-selective, so the key questions are catchment and admissions, and a specific address matters — Bobbingworth is a small rural parish without its own schools, so families use the primaries and secondaries in nearby Chipping Ongar and the villages, with independents around Epping and Chelmsford. Confirm the current position with the schools and Essex County Council, and read each school’s most recent report in full — noting that from September 2024 state schools no longer receive a single overall Ofsted grade.

Map, Police & Fire Services in Bobbingworth

A useful local guide should show the practical services buyers actually check — policing, fire cover, emergency healthcare and the local crime context for Bobbingworth.

Policing in Bobbingworth
Bobbingworth is covered by Essex Police, with a local district and neighbourhood policing team for the Epping Forest area. As anywhere — and as in many rural areas — crime patterns vary by location. For current crime data by exact postcode, use police.uk. Emergencies: 999; non-emergencies: 101.
Fire & Rescue cover
Bobbingworth is served by the Essex County Fire and Rescue Service, whose precept is included within your council tax as a separate line. For free home fire-safety advice and information, contact Essex County Fire and Rescue Service. Emergencies: 999.
Nearest full A&E
On healthcare access — the nearest major hospital with a 24-hour Accident & Emergency department is Princess Alexandra Hospital in Harlow, a drive to the north-west; Broomfield Hospital in Chelmsford is another option to the north-east. GP provision is in the surrounding villages and towns such as Chipping Ongar. As NHS services can be reconfigured and travel times vary, always verify the nearest current A&E and the arrangements directly with the NHS.
Buyer insight: checking police.uk by postcode takes two minutes and is worth doing before offering on any property.

Popular parts of Bobbingworth & nearby

Bobbingworth is a small, scattered rural parish rather than a village of distinct neighbourhoods — but where you buy shapes both your budget and your setting. A quick orientation.

The parish & St Germain Church
The heart of the parish around the little St Germain Church and the lanes — period cottages and farmhouses in deep countryside.
Towards Blake Hall
The area around Blake Hall, with its country house, grounds and wartime heritage — larger houses and open farmland.
Bovinger & the lanes
The old settlement (Bovinger) and the scattered homes along the green-belt lanes — genuinely rural, low-density living.
Ongar Park & the farmland
The Ongar Park area and the surrounding farmland — farmhouses, cottages and equestrian and agricultural plots.
Towards Moreton & Fyfield
The edges of the parish towards the neighbouring villages of Moreton and Fyfield — more rural homes among the Roding-valley countryside.
Towards Chipping Ongar
The side of the parish nearer Chipping Ongar — convenient for the town’s shops, schools and services (some neighbouring villages have their own guide over time).

Local highlights & days out from Bobbingworth

Bobbingworth packs genuine countryside and unusual wartime history into one small parish. A few of the best-loved local highlights.

St Germain Church
The little parish church of St Germain, rebuilt in the early 19th century — a quiet, characterful landmark at the heart of the parish.
Blake Hall & the wartime bunker
The country house on the edge of the parish whose grounds held an RAF operations bunker in the Second World War — an 11 Group sector station involved in the Battle of Britain, a genuine and unusual piece of wartime heritage.
The old Blake Hall station
The site of the former Blake Hall station on the old Epping–Ongar railway line — a reminder of the parish’s railway past; part of the line now runs as the heritage Epping Ongar Railway.
The green-belt countryside
Deep green-belt farmland, quiet lanes, footpaths and bridleways all around — superb for walking, cycling and riding, with big skies and birdlife.
Chipping Ongar nearby
The historic little market town just to the south-east, with its shops, castle mound and services — the everyday hub for the parish.
The Roding-valley villages
Neighbouring Moreton and Fyfield and the wider Rodings — a beautiful, deeply rural corner of Essex on the doorstep.

Sports, leisure & community in Bobbingworth

For such a small parish, Bobbingworth has genuine countryside and heritage close by — and towns a short drive away.

The countryside

The green-belt farmland, lanes, footpaths and bridleways give walking, cycling and riding right on the doorstep, with the Roding-valley villages close by.

Heritage

St Germain Church, the wartime story of Blake Hall and the old Epping–Ongar railway heritage give real local history to explore.

Towns near

Chipping Ongar for everyday shops and pubs, with Harlow, Epping and Chelmsford a short drive for wider shopping, leisure and dining.

Healthcare & local services in Bobbingworth

Healthcare access is typical for a deeply rural parish — GP provision in the surrounding villages and towns, and a major A&E a drive away at Harlow.

Hospital & A&E: the nearest major hospital with a 24-hour A&E is Princess Alexandra Hospital in Harlow, a drive to the north-west; Broomfield Hospital in Chelmsford is another option to the north-east. GP provision is in the surrounding villages and towns such as Chipping Ongar. As NHS services can be reconfigured and travel times vary, always confirm the nearest current A&E and the arrangements directly with the NHS.

As a small rural parish, Bobbingworth relies on GP provision, dentists and pharmacies in the surrounding villages and towns such as Chipping Ongar, Harlow and Chelmsford; the nearest major A&E department is at Princess Alexandra Hospital in Harlow, with Broomfield Hospital in Chelmsford another option. GP and dental registration availability changes over time, so always check directly with a practice about its current catchment before relying on it for a move.

Living in Bobbingworth

Day to day, Bobbingworth is a small, deeply rural green-belt parish — character homes, quiet lanes, St Germain Church and the wartime heritage of Blake Hall, with Chipping Ongar, Harlow and Chelmsford within reach. Here is a sense of everyday life.

Bobbingworth is a scattered rural parish rather than a village of shops — day-to-day needs are met in nearby Chipping Ongar (shops, pubs, services and schools), with Harlow, Epping and Chelmsford a short drive for bigger shopping, main-line trains and leisure. The big everyday pluses are the deep countryside, the character homes, the quiet and the unusual local heritage; life here is car-led and community-minded, centred on the lanes, the church and the neighbouring villages.

Connectivity for working can be a real rural consideration — broadband and mobile coverage vary across the parish, so home and hybrid working is very possible in many spots but worth checking carefully for a specific property, complemented by the A414 and the M11 for office days and Epping, Harlow or Chelmsford for the trains. The main trade-offs are above-average, scarce housing, the lack of a station in the parish, and the rural realities of limited buses and variable coverage — but for genuine countryside and quality of life it is a special choice.

Everyday amenity In Bobbingworth? Nearest / notes
Primary schools Nearby (villages / Ongar) No school in the parish; primaries in the surrounding villages and Chipping Ongar — check catchment
Secondary schools Nearby (Ongar / area) Secondary provision in Chipping Ongar and the wider area; independents around Epping/Chelmsford
GP & hospital Villages / A&E a drive GP provision in the villages and towns; major A&E at Princess Alexandra Hospital, Harlow
Nearest A&E A drive (Harlow) Princess Alexandra Hospital, Harlow — major A&E (Broomfield, Chelmsford another option)
Railway station No (car-led) No station in the parish — drive to the Central line at Epping, or Harlow/Chelmsford main lines
Shops Nearby (Chipping Ongar) Everyday shops in Chipping Ongar; Harlow, Epping and Chelmsford a short drive for more
Green space Yes (abundant) Deep green-belt farmland, lanes, footpaths & bridleways all around

Working & connectivity in Bobbingworth

More people than ever work from home or hybrid, and in a deeply rural parish like Bobbingworth connectivity is worth checking carefully.

Broadband and mobile coverage can vary across a rural parish like Bobbingworth — superfast and, in places, full-fibre broadband reach parts of the area, so home and hybrid working is very possible in many spots, but coverage can be patchier in the more outlying lanes and older properties. Complemented by the A414 and the M11 for office days, and Epping, Harlow or Chelmsford for the trains, it can work well — but always check the specific property on the providers' and Ofcom's coverage checkers before you commit.

Connectivity Typical picture
Fixed broadband Superfast reaches parts of the parish; full-fibre in places — check the exact address carefully
Mobile coverage Can vary across the rural parish — check the specific property
Rail for office days No station in the parish — drive to Epping (Central line) or Harlow/Chelmsford (main line to Liverpool Street)
Road & air A414 & country lanes; M11 (J7) within reach; London Stansted ~25–30 min

Flood risk in Bobbingworth

On flooding, much of Bobbingworth sits at lower risk on higher ground, but rural brooks, ditches and low-lying farmland can carry a flood-risk consideration, and surface water can affect some spots in heavy rain — so it is worth checking carefully.

Much of the parish is at lower risk: the parts of Bobbingworth on higher ground, away from the brooks and low-lying farmland, sit at lower flood risk — a reassuring picture for much of the parish.
Brooks & low-lying spots: the low-lying areas near the rural brooks, ditches and farmland can carry a higher flood risk, and surface water can affect some spots and lanes in heavy rain. For a home in a low-lying position this is worth checking carefully, and it can affect insurance.
What to do: for any low-lying rural home — and as a sensible check everywhere — check the postcode on the GOV.UK flood risk service (river and surface-water risk), review the survey and searches, and confirm buildings insurance (and its cost) before you're committed.

Cost of living & running a home in Bobbingworth

Beyond the mortgage, it helps to picture the ongoing costs of a home here. Indicative only — always confirm for a specific property.

Typical ongoing cost Indicative figure Notes
Council tax (Band D, 2026/27) £2,227.32 Essex, Moreton, Bobbingworth & the Lavers parish (verified) — confirm your band
Buildings insurance Varies — check low-lying spots Rural brook/surface-water flood risk in low-lying spots can affect premiums; get a quote and flood check before committing
Water & wastewater ~£500–£900/yr Essex & Suffolk Water / Anglian Water area — check the supplier for the address
Broadband ~£30–£50/mth Superfast in parts; full-fibre in places — check the address carefully in a rural parish
Stamp duty (SDLT) — how the bands work: what you pay depends on the price and your circumstances. Standard residential SDLT rises with the price, so at Bobbingworth's values it is a significant cost to budget for; an additional-property surcharge applies again to second homes and buy-to-let. Use the official GOV.UK SDLT calculator for an exact figure.

Financing a home in Bobbingworth

A deeply rural, sought-after green-belt parish is a lovely thing to buy into — a few points on the mortgage side are worth understanding first.

Bobbingworth's scarce, character-heavy market and above-average prices mean the right mortgage matters — from cottages to substantial farmhouses and country houses that involve significant lending. Period, listed, unusual-construction, agricultural-tie or low-lying rural properties are cases lenders and insurers assess carefully, so a survey is wise on an older home and a flood and insurance check is sensible in low-lying spots. Getting the right lender for your circumstances is where good advice pays off.

A whole-of-market approach really helps here. That's Family Finance introduces you to carefully selected, FCA-regulated mortgage advisers who search across lenders to fit your circumstances, and we make sure your protection is set up properly alongside it. Talk to us →

Conveyancing & the searches to expect in Bobbingworth

A few standard checks are worth their weight when buying in Bobbingworth — especially flood in low-lying rural spots and on period and country homes.

Flood & water: for a low-lying rural home near a brook, ditch or farmland, a thorough flood search is wise, and you should confirm that buildings insurance is available and affordable before you're committed.
Property: a local authority search, drainage and water search, and a full building survey is wise on a period, listed or country home; check any listing or green-belt/agricultural status, private drainage (septic tank/treatment plant), water supply and any rights of way, and on a new-build the developer, tenure and any service charges.
Other checks: check any covenants, boundaries, agricultural ties and access, and take your solicitor's specific advice for the exact property.

History, heritage & famous connections

Bobbingworth — long known also as Bovinger — is an ancient rural parish in the Rodings country of west Essex, recorded from medieval times as a small farming settlement of scattered homes and farms. Its little parish church of St Germain was rebuilt in the early 19th century, and for centuries the life of the parish centred on its farmland, its lanes and its country houses rather than on any village of shops.

The parish’s most unusual chapter came in the Second World War, when the grounds of Blake Hall held an RAF operations bunker — an 11 Group sector station involved in the Battle of Britain — a genuine and remarkable piece of wartime heritage for so quiet a place. The old Epping–Ongar railway line ran through the parish, with a station at Blake Hall, until it closed to passengers in the twentieth century. Today Bobbingworth is a sought-after, deeply rural green-belt parish, its character and countryside carefully protected.

Bobbingworth through the ages

A quick timeline of the moments that shaped the town you would be buying into.

Year Milestone
Medieval Bobbingworth (Bovinger) is recorded as a small rural parish of farms in the Rodings country of west Essex.
Early 19th century The little parish church of St Germain is rebuilt.
19th–20th century The Epping–Ongar railway line runs through the parish, with a station at Blake Hall.
Second World War The grounds of Blake Hall hold an RAF operations bunker — an 11 Group sector station in the Battle of Britain.
Later 20th century The Epping–Ongar line closes to passengers; the parish remains deeply rural.
Today A sought-after green-belt parish of cottages, farmhouses and country houses, its countryside protected.

Famous connections

A few of the people and stories that put Bobbingworth on the map.

Blake Hall & the wartime bunker

The country house on the edge of the parish whose grounds held an RAF operations bunker in the Second World War — an 11 Group sector station involved in the Battle of Britain; a genuine and unusual piece of wartime heritage.

St Germain Church

The little parish church of St Germain, rebuilt in the early 19th century — a quiet, characterful landmark at the heart of Bobbingworth.

The old Epping–Ongar line

The former railway that once ran through the parish, with a station at Blake Hall — a reminder of the parish’s railway past, now long closed to passengers.

Looking beyond the mortgage

Buying a home in Bobbingworth is a major commitment — and the mortgage is only part of the picture. Whatever you buy, the right protection makes sure the home stays yours if life does not go to plan.

Life cover

Pays out a lump sum if you die during the policy term — typically arranged to clear the mortgage so your family can stay in the home.

Critical illness cover

Pays out if you are diagnosed with a serious illness the policy covers — helping you keep up payments while you focus on recovery.

Income protection

Replaces part of your income if you cannot work due to illness or injury — often the most overlooked, and most valuable, cover of all.

That's Family Finance is an FCA-regulated protection adviser — life insurance, critical illness cover and income protection are what we do. We don't arrange mortgages ourselves; we introduce you to carefully selected, FCA-regulated mortgage advisers, and make sure your protection is set up properly alongside it. Talk to us →

Things people don't always tell you about Bobbingworth

Beyond the brochure, a few honest points worth weighing before you commit to buying here.

A deeply rural, sought-after green-belt parish. Character homes, quiet lanes, St Germain Church and the wartime heritage of Blake Hall, with Chipping Ongar, Harlow and Chelmsford within reach.
It’s a scarce, sought-after market. Prices are above the national average, dominated by cottages, farmhouses and country houses rather than estate housing — budget accordingly and be ready to move on the right home.
It’s car-led, with rural realities. There is no station in the parish (you drive to Epping, Harlow or Chelmsford), buses are limited, and broadband, mobile coverage and flood risk in low-lying spots are all worth checking for a specific home.

Bobbingworth compared with nearby towns

How Bobbingworth sits against the places buyers most often weigh against it — a quick, indicative comparison.

Town Rough average price Station? Character
Bobbingworth Above avg (rural premium) No (drive to Epping/Harlow/Chelmsford) Deeply rural green-belt parish (Bovinger); St Germain Church; Blake Hall WWII bunker
Chipping Ongar ~£375k–£600k No (nearest Epping/Shenfield/Harlow) The historic little market town to the south-east — the everyday hub
Moreton Above avg (rural) No (drive to Epping/Harlow) The quiet rural village to the east, in the same grouped parish
Fyfield Above avg (rural) No (drive to Epping/Harlow) The riverside green-belt village to the east on the River Roding
Epping ~£450k–£750k Yes (Central line into London) The town to the west, with the Underground Central line

Pros & cons of living in Bobbingworth

An honest, balanced summary to weigh up.

In its favour To weigh carefully
A deeply rural green-belt parish Above-average, scarce housing
St Germain Church & Blake Hall heritage No railway station in the parish (car-led)
Deep countryside, lanes & big skies Limited rural bus services
Chipping Ongar, Harlow & Chelmsford near Broadband/mobile coverage can vary
Character cottages, farmhouses & country houses Country/period homes mean substantial lending
Genuine, protected countryside Flood risk to check in low-lying spots

Villages & areas around Bobbingworth

Many buyers who love Bobbingworth look just outside it too — a quick guide.

The historic little market town to the south-east — the everyday hub for the parish.
Moreton
The quiet rural village to the east, in the same grouped parish.
The riverside green-belt village to the east, on the River Roding.
The village just to the south, near Chipping Ongar.
The rural village to the north-east, in the Rodings.
The town to the west, with the Underground Central line.

Who tends to move to Bobbingworth?

Understanding your fellow buyers helps you read the market and pitch an offer.

Families & downsizers

People wanting a deeply rural, character home — a cottage, farmhouse or country house — with genuine countryside on the doorstep and Chipping Ongar, Harlow and Chelmsford within reach.

Country & equestrian buyers

People drawn to the green-belt lanes, footpaths and bridleways, and to homes with land, gardens or paddocks in a protected rural parish.

Car-led commuters

People happy to drive to Epping (Central line), Harlow or Chelmsford for the trains, and to use the A414 and M11 for London, Cambridge and Stansted.

What your money buys in Bobbingworth

A rough sense of what different budgets tend to secure — indicative only, and hugely dependent on position and condition.

Around £400,000–£600,000
A cottage or smaller rural home — the more accessible (and scarce) way into the parish.
Around £600,000–£1m
A semi-detached or detached family home with space and countryside — the heart of the Bobbingworth market.
£1m and above
A substantial farmhouse or country house, often with land — the top of the local market, well into seven figures for the finest.

Your move to Bobbingworth, step by step

A simple order of play that keeps things on track.

1. Get your budget straight

Work out your deposit and the true monthly cost (mortgage, council tax, insurance — which flood risk in low-lying spots can affect — and SDLT), and get a mortgage in principle so you can move quickly in a scarce rural market.

2. Do your homework on the property

Check flood risk (especially for low-lying rural homes), get a full building survey (essential on period and country homes), check private drainage, water supply, access and any green-belt or agricultural status, and confirm your commute — before you fall in love.

3. Line up the right people

A whole-of-market mortgage adviser, a good surveyor and a local conveyancer will save you time, money and stress. We can introduce you to the first.

Already live in Bobbingworth?

This guide isn't just for people moving in. If you already own here, a few moments now can save a lot later.

If your current mortgage deal is within about six months of ending, it's usually worth reviewing your options rather than drifting onto your lender's standard variable rate, which is often more expensive. And whether or not you're moving, it's worth checking that your protection still matches your life. We can introduce you to a whole-of-market, FCA-regulated mortgage adviser, and review your life cover, critical illness cover and income protection alongside it.

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In summary: buying in Bobbingworth

If you are weighing up a move to the town, here is the honest bottom line.

What you gain
A small, deeply rural, sought-after green-belt parish in the Epping Forest District of Essex (still known as Bovinger) — character cottages, farmhouses and country houses among the farmland and lanes north-west of Chipping Ongar, with the little St Germain Church, the unusual wartime heritage of Blake Hall (an 11 Group operations bunker in the Battle of Britain), and Chipping Ongar, Harlow and Chelmsford within reach — genuine, protected countryside with quiet and character.
What to plan for
Above-average, scarce housing (with substantial lending on larger country and period homes), no railway station in the parish (you drive to Epping, Harlow or Chelmsford), limited rural buses and variable broadband and mobile coverage, a flood-risk consideration in low-lying spots (which can affect insurance), period and country homes needing careful survey and checks (drainage, water, access, green-belt/agricultural status), and that Essex is mostly non-selective here. (Council tax is the verified grouped-parish figure; confirm your band.)
How we help
We introduce you to carefully selected, FCA-regulated mortgage advisers who search across lenders to fit your circumstances — and we set your protection up properly alongside it.

Quick tips before you buy in Bobbingworth

  • Enjoy the parish — St Germain Church, the wartime heritage of Blake Hall, the old Epping–Ongar railway story and the deep green-belt lanes, with Chipping Ongar close by.
  • Plan the transport — there is no station in the parish, so you drive to the Central line at Epping, or to Harlow/Chelmsford main lines, with the A414 and M11 (J7) within reach.
  • Note the heritage — the grounds of Blake Hall held a wartime RAF operations bunker (an 11 Group sector station in the Battle of Britain), and the parish is still known as Bovinger.
  • Check flood risk for low-lying rural homes near brooks, ditches and farmland, and confirm insurance.
  • Confirm the council tax and band — Bobbingworth (Moreton, Bobbingworth and the Lavers parish, Essex) Band D is £2,227.32 for 2026/27 (verified).
  • Budget realistically — prices are above average and housing is scarce; larger country and period homes mean substantial lending; use a whole-of-market adviser.
  • Verify the nearest current A&E (Princess Alexandra Hospital, Harlow) with the NHS.
  • Get a full building survey on a period, listed or country home, and check any green-belt, agricultural, private-drainage or access considerations.
  • Check broadband and mobile coverage carefully for the specific property in this rural parish.
  • Explore Blake Hall, St Germain Church and the green-belt lanes to get a feel for the parish.
  • Note Chipping Ongar for everyday shops, with Harlow, Epping and Chelmsford a short drive for wider shopping and the trains.
  • Get a mortgage agreement in principle before you start viewing in earnest.
  • Review your protection at the same time as your mortgage — important for family buyers.
  • Take your conveyancer’s advice on flood, drainage, boundary, access and standard searches.

Nearby areas worth considering

If you are weighing Bobbingworth against the surrounding area, these are the places buyers most often compare.

Chipping Ongar

The historic little market town to the south-east — the everyday hub for the parish.

Moreton

The quiet rural village to the east, in the same grouped parish.

Fyfield

The riverside green-belt village to the east, on the River Roding.

Family Protection

Whichever area you choose, the right life cover, critical illness cover and income protection matter just as much as the mortgage.

Talk to us →

Speak to Us

Researching Bobbingworth or a nearby area? We are always happy to point people in the right direction.

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Frequently asked questions

Is Bobbingworth a good place to live?
Yes — Bobbingworth (also known by its old name Bovinger) is a small, deeply rural parish in the Epping Forest District of Essex (CM5), in the green-belt farmland and lanes north-west of Chipping Ongar, near Moreton and Fyfield. It appeals to buyers who want genuine countryside — a scattering of farmhouses, cottages and larger country houses, the little St Germain Church, deep green-belt land all around, and the unusual wartime heritage of Blake Hall — within reach of Chipping Ongar, Harlow and Chelmsford. The main things to weigh are that it is very low-density and sought-after (so not cheap), that it has no railway station of its own (so it is car-led), and the rural realities of limited buses and variable coverage.
Is Bobbingworth expensive?
It is above the national average — a rural premium. The market is dominated by cottages, farmhouses and larger detached country houses rather than estate housing, so entry-level homes are relatively scarce and the finest country properties run well into seven figures. Its deep green-belt countryside, its low density and its position for Chipping Ongar, Harlow and Chelmsford all support demand. Always verify current prices via Land Registry data or independent valuation advice for the exact home.
Does Bobbingworth have a railway station?
No — Bobbingworth has no railway station of its own, so it is a car-led place to live. The nearest regular commuter option is the London Underground Central line at Epping (a drive to the west), with main-line stations at Harlow and Chelmsford (for London Liverpool Street) a little further afield. Historically the old Epping–Ongar line ran through the parish, with a station at Blake Hall, but it closed to passengers many years ago. For drivers the A414 and the country lanes connect the parish, with the M11 (junction 7) within reach. Always check current timetables at nationalrail.co.uk.
What is Bobbingworth known for?
Bobbingworth — still widely known by its old name Bovinger — is known for its deep green-belt countryside, its little parish church of St Germain (rebuilt in the early 19th century), and above all for Blake Hall, the country house on its edge. In the Second World War the grounds of Blake Hall held an RAF operations bunker — an 11 Group sector station involved in the Battle of Britain — a genuine and unusual piece of wartime heritage. The site of the former Blake Hall station on the old Epping–Ongar railway line is nearby. It is a quiet, farming parish of lanes, cottages and larger houses rather than a village of shops.
Where is the nearest A&E to Bobbingworth?
The nearest major hospital with a 24-hour A&E is Princess Alexandra Hospital in Harlow, a drive to the north-west; Broomfield Hospital in Chelmsford is another option to the north-east. GP provision is in the surrounding villages and towns such as Chipping Ongar. As NHS services can be reconfigured and travel times vary, always confirm current arrangements directly with the NHS.
Does Bobbingworth have good schools?
Essex state schools in this area are mostly non-selective. Bobbingworth is a small rural parish without its own schools, so families look to the primaries and secondaries in nearby Chipping Ongar and the surrounding villages, with further options and independents within reach around Epping and Chelmsford. Confirm catchment and admissions with the schools and Essex County Council, and read reports at reports.ofsted.gov.uk.
What salary do you need to buy in Bobbingworth?
Using 4.5x income as a rough guide: a home around £750,000 might imply a household income in the region of £167,000, with smaller cottages needing less and larger country houses much more — before your deposit. We can introduce you to an FCA-regulated mortgage adviser to look at your specific numbers. Get in touch →
How much is stamp duty on a Bobbingworth property?
What you pay depends on the price and your circumstances. At Bobbingworth’s values, SDLT is a significant cost to budget for, and the additional-property surcharge adds more again for second homes. Use the government’s official SDLT calculator to get an exact figure.
How much is council tax in Bobbingworth?
Bobbingworth is in Essex, a two-tier county, so your council tax is made up of Essex County Council (including the adult social care precept), Epping Forest District Council, the Moreton, Bobbingworth and the Lavers Parish Council, the Essex Police, Fire and Crime Commissioner precept for Essex Police, and the precept for the Essex County Fire and Rescue Service. For the Moreton, Bobbingworth and the Lavers parish the Band D total for 2026/27 is £2,227.32 (verified from Epping Forest District Council’s published council tax charges). Confirm your exact band with eppingforestdc.gov.uk and the VOA.
Which police and fire services cover Bobbingworth?
Bobbingworth is covered by Essex Police and the Essex County Fire and Rescue Service (whose precepts are separate lines within your council tax, set by the Essex Police, Fire and Crime Commissioner). For crime data by postcode, check police.uk; for fire-safety advice, contact Essex County Fire and Rescue Service.
Is Bobbingworth a safe place to live?
Bobbingworth is a small, deeply rural parish where crime patterns vary by location, as anywhere. The best guide is the live data for a specific postcode — check police.uk before you offer on a property.
What is there to do in Bobbingworth?
Walking, cycling and riding the green-belt lanes, footpaths and bridleways, exploring the little St Germain Church and the wartime heritage of Blake Hall, and enjoying the deep countryside of the Rodings — with everyday shops and pubs in nearby Chipping Ongar, and Harlow, Epping and Chelmsford a short drive for wider shopping and leisure.
What is broadband like in Bobbingworth?
Broadband and mobile coverage can vary across a rural parish like Bobbingworth — superfast and, in places, full-fibre broadband reach parts of the area, so it can be well suited to home and hybrid working, but coverage can be patchier in the more outlying lanes and older properties. Always check the specific property on the providers’ and Ofcom’s coverage checkers before you commit.
Is Bobbingworth good for families?
It can be — it is a deeply rural parish of character homes with genuine countryside on the doorstep, within reach of Chipping Ongar, Harlow and Chelmsford for shops, schools and services; the main things to weigh are that the parish has no school of its own (so check catchment in the surrounding villages and Ongar), that it is car-led with no station, and the above-average, scarce housing — so plan and check carefully.
Is Bobbingworth good for commuters?
It is car-led — there is no station in the parish, so commuters drive to the Underground Central line at Epping (for the City and West End), or to main-line stations at Harlow and Chelmsford (for London Liverpool Street), with the A414 and the M11 (junction 7) within reach for London, Cambridge and Stansted. It suits drivers happy to reach a station by car in exchange for deep countryside.
What searches should I expect when buying in Bobbingworth?
The usual local authority, drainage and water searches and a survey — and, for a low-lying rural home near a brook or farmland, a thorough flood search with checks on insurance; a full building survey is wise on a period, listed or country home, with checks on private drainage (septic tank or treatment plant), water supply, access and rights of way, any green-belt or agricultural status, and on a new-build the developer, tenure and any service charges. Take your conveyancer’s advice for the specific property.
Is flooding a problem in Bobbingworth?
Much of the parish, on higher ground away from the water, sits at lower flood risk, but rural brooks, ditches and low-lying farmland can carry a higher flood risk, and surface water can affect some spots and lanes in heavy rain — so for a home in a low-lying position it is worth checking the exact postcode on the GOV.UK flood risk service and confirming buildings insurance before committing.
How do I get started with a mortgage for Bobbingworth?
The simplest first step is a no-obligation chat about your budget and plans. That’s Family Finance is an FCA-regulated protection adviser and we introduce you to carefully selected, FCA-regulated mortgage advisers who search across lenders — and your protection reviewed alongside it. Get in touch →
Can existing homeowners in Bobbingworth benefit from a mortgage review?
Yes — it’s often worth reviewing your mortgage before a deal ends rather than rolling onto a lender’s standard variable rate, which is frequently more expensive. We can introduce you to an FCA-regulated, whole-of-market mortgage adviser to check whether a better deal is available.

Useful resources

Need help?

Whether you're researching Bobbingworth, planning a move, reviewing your finances or simply exploring your options — we're always happy to point people in the right direction.

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Written by Ben Tomlin, Financial Adviser · FCA No. 1038034 · Last reviewed July 2026

That's Family Finance is an FCA-regulated protection adviser (life insurance, critical illness cover and income protection). We do not arrange mortgages ourselves — we introduce you to carefully selected, FCA-regulated mortgage advisers.

Transport information is approximate and can change; Bobbingworth has no railway station of its own, so it is a car-led parish — the nearest regular commuter option is the London Underground Central line at Epping (a drive to the west), with main-line stations at Harlow and Chelmsford (for London Liverpool Street) a little further afield, and the old Epping–Ongar line that once ran through the parish (with a station at Blake Hall) closed to passengers many years ago; for drivers the A414 and the country lanes connect the parish, with the M11 (junction 7) within reach — always verify current timetables at nationalrail.co.uk and tfl.gov.uk before travelling. Ofsted information is based on the most recent publicly available reports. Essex state schools in this area are mostly comprehensive and non-selective; Bobbingworth is a small rural parish without its own schools, so families use the primaries and secondaries in nearby Chipping Ongar and the surrounding villages, with further options and independents within reach around Epping and Chelmsford — confirm catchment and admissions with each school and Essex County Council. From September 2024 Ofsted no longer awards a single overall effectiveness grade at routine state-school inspections. Healthcare: the nearest major hospital with a 24-hour A&E is Princess Alexandra Hospital in Harlow, a drive to the north-west, with Broomfield Hospital in Chelmsford another option to the north-east; GP provision is in the surrounding villages and towns such as Chipping Ongar; NHS services can be reconfigured and travel times vary, so always verify the nearest current A&E and arrangements with the NHS. References to Bobbingworth’s old name Bovinger, St Germain Church (rebuilt in the early 19th century), Blake Hall (and the wartime RAF operations bunker / 11 Group sector station involved in the Battle of Britain), the former Blake Hall station on the old Epping–Ongar line and the green-belt countryside of the Rodings are for context. Crime information is general — check current data at police.uk. Flood-risk: much of Bobbingworth, on higher ground, sits at lower flood risk, but rural brooks, ditches and low-lying farmland can carry a higher flood risk (and surface water can affect some spots and lanes) which can affect insurance; always check the exact postcode at check-for-flooding.service.gov.uk and confirm buildings insurance availability and cost before committing. Council tax: Bobbingworth is in Essex (a two-tier county), within Epping Forest District Council and the Moreton, Bobbingworth and the Lavers parish; the Band D total for 2026/27 is £2,227.32 (verified from Epping Forest District Council’s published council tax charges), made up of Essex County Council (including the adult social care precept), Epping Forest District Council, the Moreton, Bobbingworth and the Lavers Parish Council, the Essex Police, Fire and Crime Commissioner precept for Essex Police and the precept for the Essex County Fire and Rescue Service — confirm your exact band with Epping Forest District Council. Property prices are indicative and based on recent public sold-price data — Bobbingworth is a deeply rural CM5 parish where housing is scarce and prices sit above the national average, dominated by cottages, farmhouses and country houses with a wide range by property and area; verify current values via Land Registry or an independent valuation for the exact home. Salary and affordability figures are illustrative only and do not constitute financial advice. Stamp duty figures should be verified using the official GOV.UK SDLT calculator.

The information on this page is for educational purposes only and does not constitute financial advice. That's Family Finance is an independent, FCA-regulated firm (No. 1038034).
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That’s Family Finance — Bobbingworth Property & Mortgage Guide. That’s Family Finance is an FCA-regulated protection adviser (life insurance, critical illness cover and income protection). We do not arrange mortgages ourselves — we introduce you to carefully selected, FCA-regulated mortgage advisers. Written by Ben Tomlin, Financial Adviser · FCA No. 1038034. This guide is for information only and is not financial or mortgage advice. Figures change — always verify council tax with the local council, school ratings with Ofsted and journey times with the operator before you rely on them.