Aviva Global Treatment
Explained by an independent adviser
Aviva Global Treatment
Aviva Global Treatment gives you and your children access to world-leading hospitals, doctors and treatments for serious conditions — with all travel, accommodation and administration arranged and paid for. The first service of its kind to market.
Written by Ben Tomlin, Financial Adviser · FCA No. 1038034 · Last reviewed June 2026
▶ In plain English — what is Aviva Global Treatment?
Imagine you get seriously ill — cancer, a heart condition, something major. Your NHS treatment is available, but there's a world-class specialist in Germany or the US who gets better results. Aviva Global Treatment pays for you to go there. Flights, hotel, the lot. For just £3 a month extra on your Aviva policy.
It doesn't replace your NHS care. It gives you options you wouldn't otherwise have — and someone else handles all the arrangements so you can focus on getting better.
See Aviva Global Treatment in action
This short video from Aviva explains how Global Treatment works and what policyholders can expect from the service.
Video disclaimer: This video is produced by and belongs to Aviva. Embedded here for information purposes only. That's Family Finance is not responsible for its content.
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What is Aviva Global Treatment?
Aviva Global Treatment is an optional value added benefit available on Aviva Life Insurance+, Critical Illness+, Income Protection+ and Living Costs Protection policies. It gives policyholders and their eligible children access to international facilities, doctors and treatments from all over the world for six serious conditions.
The benefit is delivered in conjunction with Further, a specialist medical support provider. It removes the worry of organisation and administration throughout the entire consultation and treatment process.
Aviva Global Treatment is designed to work alongside NHS and private UK treatment — not to replace it. According to Aviva, it was the first service of its kind to market.
How Aviva Global Treatment works
Call Further & provide medical documentation
After diagnosis, the client rings Further directly and provides their medical documentation.
Medical board reviews case & presents options
Further's medical board identifies the best international hospital options.
Client selects treatment & location
The client reviews the options and chooses the treatment and location that suits them best.
All arrangements taken care of
Further organises hospital admission, travel and 3–4 star accommodation plus a £100 daily cash allowance.
Client receives treatment
Treatment at the chosen international facility. Follow-up trips are also covered up to policy limits.
Return to UK with ongoing medication coverage
Ongoing medication costs covered up to £50,000 if not covered by the NHS.
Which treatments are covered?
| Treatment | What's included |
|---|---|
| Cancer Treatment | Access to world-leading oncology centres and specialists |
| Coronary Artery Bypass Surgery | Access to leading cardiac surgeons and facilities internationally |
| Heart Valve Replacement or Repair | International access to specialist cardiac valve surgery teams |
| Neurosurgery | Access to world-class neurosurgical centres |
| Live-Donor Organ Transplants | International access to transplant specialists and facilities |
| Bone Marrow Transplants | Access to leading haematology and transplant centres worldwide |
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