A buyer’s guide to Belmont, property prices and council tax, schools and their real Ofsted position, transport, healthcare, flood risk, the local lending realities, and the questions worth asking before you commit.
- Quick Answers
- Prices
- Market
- Why Belmont
- Transport
- Schools
- Police & Fire
- Areas
- Healthcare
- Flood
- History
- Beyond the Mortgage
- FAQs
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We do not arrange mortgages ourselves, we introduce you to carefully selected, FCA-regulated mortgage advisers.
Figures in this guide were correct when it was produced and do change. Always verify council tax with the local council, school ratings with Ofsted and journey times with the operator before you rely on them.
Mortgage Adviser & Broker in Belmont
Whether you're buying your first home in Belmont, remortgaging, upsizing or simply researching this settled, leafy corner of north-west London, a classic interwar suburb on the high ground of the Harrow Weald ridge, in the London Borough of Harrow, centred on the distinctive 1930s Belmont Circle, with Stanmore and Canons Park on the Jubilee line, Kenton on the Bakerloo, and Bentley Priory Museum, the Belmont Trail and Stanmore Common close by, this guide covers what buyers and homeowners actually want to know.
Quick answers about Belmont
Click any question to expand the full detail and sources.
Is Belmont a good place to live?⌄
Yes, a settled, leafy interwar suburb on high ground in the Borough of Harrow.
Is Belmont expensive?⌄
It is a sought-after Harrow suburb; averages often £500,000–£650,000.
Does Belmont have a Tube station?⌄
Not its own, but Stanmore & Canons Park (Jubilee) and Kenton (Bakerloo) are close.
What is Belmont known for?⌄
Belmont Circle, the Belmont Trail & nearby Bentley Priory.
Where is the nearest A&E to Belmont?⌄
Northwick Park Hospital (Harrow).
Is Belmont right for you?
Every town suits some buyers better than others. Here is how Belmont rates for the people who most often buy here, and why.
| Buyer type | Rating | Why |
|---|---|---|
| Families | ★★★★★ | Good and Outstanding schools (Krishna Avanti is Outstanding; Belmont School, Weald Rise and Aylward are Good, and Salvatorian College had an Ofsted report card in June 2026), the Belmont Trail and Stanmore Common for green space, and classic 1930s semis with gardens, a genuinely strong family suburb. |
| First-time buyers | ★★★★☆ | Flats around Belmont Circle from roughly £300,000–£420,000 offer one of the more accessible ways into a settled Harrow suburb with good schools, though house prices are firmly at London levels. |
| Commuters | ★★★☆☆ | No station of its own, but Stanmore and Canons Park (Jubilee line) and Kenton (Bakerloo) are a short walk, cycle or bus away, with Harrow & Wealdstone giving a fast mainline run into Euston, a reliable, if not doorstep, commute. |
| Upsizers | ★★★★☆ | Handsome interwar semis and larger detached houses on the leafier roads give real family space and gardens, at a premium, but in a quiet, green and settled setting on the high ground. |
| Buy-to-let landlords | ★★★☆☆ | Steady tenant demand from families and commuters, and relative value against Stanmore, support lettings, though yields are modest at London prices and flats need careful lease and service-charge checks. |
An honest, at-a-glance summary of what Belmont does brilliantly, and what to weigh carefully, before you commit.
Belmont at a glance
The key facts buyers ask us about most, in one place.
| Fact | Detail |
|---|---|
| County & councils | London (London Borough of Harrow, unparished) |
| Postcode district | HA3 |
| Approx. character | A settled, leafy interwar suburb on the high ground of the Harrow Weald ridge |
| Average house price | Overall often £500,000–£650,000; flats from ~£300,000, larger houses £800,000–£1,000,000+; sources vary |
| Railway | No station of its own; Stanmore & Canons Park (Jubilee), Kenton (Bakerloo & Overground), Harrow & Wealdstone (Bakerloo, Overground & mainline to Euston) nearby |
| Nearest A&E | Northwick Park Hospital, Harrow (a drive), verify with NHS |
| Schools | Good/Outstanding schools in Harrow; Belmont School, Weald Rise, Krishna Avanti (Outstanding), Aylward, Salvatorian RC College |
| Known for | Belmont Circle (1930s parade), the Belmont Trail, Bentley Priory Museum, Stanmore Common & Canons Park |
| Character | A green suburb of interwar semis, terraces and some flats in the London Borough of Harrow |
| Roads | Kenton Lane, the A410 (Uxbridge Road) & the A4140; the M1 and A41 within reach |
| Green space | The Belmont Trail, Stanmore Common, Canons Park, Byron Recreation Ground & Wealdstone nearby |
| Council tax (Band D) | £2,511.07 for 2026/27 (Harrow + GLA), confirm your exact band |
Property prices & council tax in Belmont
Belmont is a settled, in-demand north-west London suburb, so prices are firmly at London levels, though it can offer relative value against pricier neighbours such as Stanmore. It is dominated by 1930s interwar semi-detached and terraced houses, with some flats around Belmont Circle and larger detached homes on the leafier roads. Published figures vary by property and area, so treat the ranges below as a broad guide and verify for the exact home.
| Property type / area | Typical position in the market | Who it suits |
|---|---|---|
| Flats around Belmont Circle | Indicatively around £300,000–£420,000 | First-time buyers; downsizers; the more accessible ways in |
| Interwar terraced houses | Indicatively around £450,000–£600,000 | First-time buyers & smaller families wanting a house |
| Interwar semi-detached houses | Indicatively around £550,000–£800,000 | Families & upsizers wanting classic suburban space |
| Larger & detached houses | Indicatively around £800,000–£1,200,000+ | Families wanting the premium end of the suburb |
| Belmont average | Overall often £500,000–£650,000 (verify per property) | A broad benchmark for the area |
What income might you need?
These illustrative figures use roughly 4.5x household income and assume a typical deposit. They are a starting point for budgeting only, not a quote.
£350,000
Flat
~£78,000
household income (guide)
£575,000
Area benchmark
~£128,000
household income (guide)
£850,000
Larger house (indicative)
~£189,000
household income (guide)
Belmont affordability & stamp duty calculator
A quick, no-obligation way to see roughly what you could borrow in Belmont and what stamp duty you'd pay. Illustration only. Real figures depend on the lender and your circumstances.
Illustration only, not a mortgage offer. Lenders' income multiples and criteria vary. Your home may be repossessed if you do not keep up repayments on your mortgage.
Borrowing ready-reckoner (around 4.5× income)
| Yearly income | Rough maximum mortgage |
|---|---|
| £40,000 | ~£180,000 |
| £60,000 | ~£270,000 |
| £75,000 | ~£337,500 |
| £90,000 | ~£405,000 |
| £120,000 | ~£540,000 |
Stamp duty (SDLT) in England, as at October 2026
| Portion of price | Standard rate | First-time buyer |
|---|---|---|
| Up to £125,000 | 0% | 0% (up to £300,000) |
| £125,001 to £250,000 | 2% | 0% (up to £300,000) |
| £250,001 to £925,000 | 5% | 5% on £300,001–£500,000 (no relief over £500,000) |
| £925,001 to £1.5m | 10% | — |
| Over £1.5m | 12% | — |
Worked examples: a £250,000 home = £2,500 stamp duty (£0 for first-time buyers); a £450,000 home = £12,500 (£7,500 first-time buyer); a £650,000 home = £22,500 (first-time buyer relief doesn't apply over £500,000). An additional-property surcharge of 5% applies to second homes and buy-to-lets.
SDLT rates as at October 2026 (England & Northern Ireland). Scotland (LBTT) and Wales (LTT) differ. Figures are a guide, confirm with your conveyancer.
The Belmont property market in depth
Belmont offers a settled, in-demand suburban market, predominantly 1930s interwar semis and terraces, with some flats around Belmont Circle and larger detached houses on the leafier roads, with its quiet green character, its schools and its Jubilee, Bakerloo and mainline links nearby all driving steady family demand.
| Property type | What to expect | Typical guide |
|---|---|---|
| Flats around Belmont Circle | The more accessible way in; popular with first-time buyers, downsizers and investors. | £300,000–£420,000 |
| Interwar terraced houses | A first house for smaller families and first-time buyers wanting outside space. | £450,000–£600,000 |
| Interwar semi-detached houses | The classic Belmont family home, a signature part of the suburb. | £550,000–£800,000 |
| Larger & detached houses | Handsome larger homes on the leafier roads, the top of the family market. | £800,000–£1,200,000+ |
Belmont’s appeal, a settled, leafy and quiet interwar suburb on the high ground of the Harrow Weald ridge, with the distinctive Belmont Circle, the Belmont Trail, Bentley Priory Museum and Stanmore Common close by, and Stanmore and Canons Park on the Jubilee line and Kenton on the Bakerloo within reach, makes it an in-demand family market, from flats around the Circle to interwar semis and larger detached houses.
That mix means budgeting and the right mortgage matter. Flats around Belmont Circle bring lease, ground-rent and service-charge questions that lenders assess carefully, while older interwar houses can need survey work, so advice pays off. A mortgage adviser helps you match the right lender to your plans, the kind of introduction we can arrange.
What makes Belmont so popular?
Belmont’s appeal is a settled, leafy and quiet interwar suburb, with the distinctive Belmont Circle, the Belmont Trail and Stanmore Common on the doorstep and Bentley Priory Museum and Canons Park close by, within reach of the Jubilee, Bakerloo and mainline into town.
Belmont Circle & the Belmont Trail
The distinctive circular 1930s shopping parade off Kenton Lane gives the suburb its heart, while the Belmont Trail, the walking and cycling route along the old Stanmore branch railway that named the area, runs green through the suburb, alive with parakeets and wildlife.
Bentley Priory Museum
Bentley Priory Museum nearby at Stanmore, the Grade II* listed country house that served as the headquarters of RAF Fighter Command during the Battle of Britain, now a much-loved museum telling the story of ‘The Few’.
Stanmore Common & Canons Park
Stanmore Common, a London Wildlife Trust nature reserve of woodland and rare heathland, plus the historic parkland of Canons Park close by, giving real green space and outdoor life.
Transport & commuting from Belmont
Transport in Belmont is a case of good links nearby rather than on the doorstep, the Jubilee, Bakerloo and mainline are all a short walk, cycle or bus away. These indicative times are a starting point, always verify current timetables before relying on a specific journey.
| Route | Approx. time | Notes |
|---|---|---|
| Stanmore → Bond Street | ~30 min | Direct on the Jubilee line, for the West End |
| Stanmore → Baker Street | ~25 min | Direct on the Jubilee line |
| Canons Park → Waterloo | ~40 min | Direct on the Jubilee line, for the South Bank & South West trains |
| Kenton → Baker Street / Marylebone | ~30–35 min | On the Bakerloo line & Overground |
| Harrow & Wealdstone → London Euston | ~15–20 min | Fast on the London Northwestern / Southern mainline |
| Belmont → Stanmore station | ~15–25 min | On foot, by bike on the Belmont Trail, or by local bus |
| Belmont → central London by road | ~40–55 min | Via the A410 and A41, traffic dependent |
| Belmont → the M1 (J4) / M25 | ~10–20 min | For the wider motorway network |
Getting around Belmont
Day-to-day mobility here is worth thinking through, the practical picture.
By Tube
Stanmore and Canons Park on the Jubilee line (direct to Bond Street, Baker Street and Waterloo) are the nearest Underground stations, a short walk, cycle or bus from Belmont Circle, giving a fast, frequent commute into the West End.
By Bakerloo & Overground
Kenton on the Bakerloo line and London Overground Lioness line is close, and Harrow & Wealdstone adds the Bakerloo, Overground and a fast mainline run into Euston, useful alternatives into town.
By mainline
Harrow & Wealdstone on the London Northwestern / Southern mainline runs fast into London Euston (typically 15–20 minutes), a genuinely quick route for City- and Euston-bound commuters.
By car
Kenton Lane, the A410 (Uxbridge Road) and the A4140 link Belmont to the wider network, with the A41, the M1 (Junction 4) and the M25 within easy reach, though parking and traffic vary by street and time of day.
For the airport
Heathrow is reachable by road via the A40/M4 or M25, and Luton via the M1, both within a reasonable drive, with the Jubilee and mainline offering onward links.
On foot & by bike
Belmont Circle, the Belmont Trail and the local parades give walkable amenities and green routes, with the traffic-free trail a real asset for walking and cycling, a big part of the suburb’s quiet appeal.
For the commute
Belmont suits West End and Euston commuters happy to reach the Jubilee, Bakerloo or mainline a short way off, a reliable, if not doorstep, route into central London.
Schools in Belmont
Harrow is one of London’s strongest boroughs for schools, and Belmont and the surrounding Harrow Weald and Stanmore area have several well-regarded Good and Outstanding primaries and secondaries. Because catchments and admissions matter, and Harrow is competitive for school places, confirm the current position directly for a specific address.
| School | Type | Inspection | Notes |
|---|---|---|---|
| Belmont School | Primary (state, co-ed, 3–11) | Good | A large, popular community primary on Hibbert Road, Harrow Weald (HA3), that gives the suburb its name, rated Good at its latest inspection (March 2024) with Outstanding personal development, check the current catchment and admissions. |
| Weald Rise Primary School | Primary (state, co-ed) | Good | A community primary on Robin Hood Drive, Harrow Weald (HA3), rated Good at its latest inspection (July 2023), check catchment and admissions. |
| Krishna Avanti Primary School | Primary (state academy, faith, 3–11) | Outstanding | The UK’s first state-funded Hindu-faith primary, on Camrose Avenue, Edgware (Harrow), rated Outstanding across all areas at its latest inspection (June 2025), check catchment and admissions. |
| Aylward Primary School | Primary (state academy, co-ed) | Good | A community primary on Pangbourne Drive, Stanmore (HA7), close to Belmont, rated Good at its latest inspection (November 2022), check catchment and admissions. |
| Salvatorian Roman Catholic College | Secondary (state academy, boys, 11–16) | View Ofsted | A well-regarded Catholic boys’ secondary on High Road, Harrow Weald (HA3), rated Good at its latest inspection (February 2022), check the current catchment and admissions. |
Map, Police & Fire Services in Belmont
A useful local guide should show the practical services buyers actually check, policing, fire cover, emergency healthcare and the local crime context for Belmont.
Popular parts of Belmont & nearby
Where you buy in Belmont shapes both your budget and your character, from the streets around Belmont Circle and Kenton Lane to the leafier roads towards Stanmore and Harrow Weald and the edges towards Wealdstone and Kenton. A quick orientation.
Local highlights & days out from Belmont
Belmont packs a distinctive interwar shopping circle, a green rail-trail, a Battle of Britain museum and real nature reserves into one quiet suburb. A few of the best-loved local highlights.
Sports, leisure & community in Belmont
For a quiet suburb, Belmont offers a good deal, a distinctive shopping circle, a green rail-trail, real nature reserves and a Battle of Britain museum, with more on the doorstep at Stanmore and Harrow.
Days out & culture
Bentley Priory Museum at Stanmore, the wider heritage of Harrow, and central London a short Jubilee, Bakerloo or mainline ride away give an unusual amount of days out for such a quiet suburb.
The parks & the outdoors
The Belmont Trail, Stanmore Common, Canons Park and Byron Recreation Ground give walking, running, cycling, birdwatching and playgrounds close by, the green heart of everyday life here.
Shopping & eating out
Belmont Circle and the local parades give everyday shops, a supermarket and cafes, with Stanmore, Harrow town centre and the St George’s and St Ann’s centres nearby for a fuller range of shops and restaurants.
Healthcare & local services in Belmont
Healthcare access is reasonable for the area, GP provision locally, and the major A&E a drive away at Northwick Park Hospital in Harrow.
The area has GP provision locally, with dentists and pharmacies around Belmont Circle and the neighbouring parades; the nearest major A&E department is at Northwick Park Hospital in Harrow, with Watford General also within reach. GP and dental registration availability changes over time, so always check directly with a practice about its current catchment before relying on it for a move.
Living in Belmont
Day to day, Belmont is a settled, leafy and quiet interwar suburb, the distinctive Belmont Circle, the Belmont Trail, Stanmore Common and a strong sense of community, with the Jubilee, Bakerloo and mainline a short way off for the commute. Here is a sense of everyday life.
Belmont has the amenities of a settled family suburb, shops, a supermarket, cafes and services around Belmont Circle, well-regarded primary and secondary schools, the Belmont Trail, Stanmore Common and Canons Park for green space, and a quiet, community feel. The big everyday pluses are the green character, the schools, the relative value against pricier neighbours, and the sense of a settled community, with Stanmore, Harrow town centre and the wider borough close by for a fuller range of amenities.
Connectivity for working is generally good, superfast (and in places gigabit) broadband reaches much of the area, so home and hybrid working is very possible, complemented by the Jubilee, Bakerloo and mainline for office days. The main trade-offs are that Belmont has no station of its own (a short walk, cycle or bus to the train), London prices, and (on flats around the Circle) lease and service-charge questions, but for a quiet, green and comparatively affordable suburban life within reach of town it is a strong choice.
| Everyday amenity | In Belmont? | Nearest / notes |
|---|---|---|
| Primary schools | Yes (several) | Krishna Avanti (Outstanding), Belmont School (Good), Weald Rise (Good), Aylward (Good); check catchment |
| Secondary schools | Yes (well-regarded) | Salvatorian RC College (boys; Ofsted report card, June 2026); other Harrow secondaries nearby; check catchment |
| GP & hospital | Local / A&E a drive | GP provision locally; major A&E at Northwick Park Hospital, Harrow |
| Nearest A&E | A drive (Harrow) | Northwick Park Hospital (London North West University Healthcare NHS Trust) |
| Tube station | Nearby, not its own | Stanmore & Canons Park (Jubilee); Kenton (Bakerloo & Overground); Harrow & Wealdstone (mainline to Euston) |
| Shops | Yes (Belmont Circle) | Belmont Circle parade & supermarket; Stanmore & Harrow town centre nearby |
| Green space | Yes | The Belmont Trail, Stanmore Common, Canons Park & Byron Recreation Ground close by |
Working & connectivity in Belmont
Superfast broadband reaches much of Belmont, with gigabit-capable full-fibre available in parts of the area, so home and hybrid working is very possible, complemented by the Jubilee, Bakerloo and mainline nearby for office days. Coverage can still vary by exact address, particularly in older interwar houses, so check the specific property on the providers' and Ofcom's coverage checkers before you commit.
| Connectivity | Typical picture |
|---|---|
| Fixed broadband | Superfast reaches much of the area; gigabit full-fibre in parts, check the exact address |
| Mobile coverage | Generally good across the suburb |
| Tube for office days | Stanmore & Canons Park (Jubilee); Kenton (Bakerloo); a short walk, cycle or bus away |
| Road & air | A410, A41, M1 & M25 to the wider network; Heathrow & Luton within a reasonable drive |
Check broadband before you make an offer in Belmont
Broadband speeds can vary street by street in Belmont, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
Check broadband at an address (Ofcom)Flood risk in Belmont
On flooding, most of Belmont sits on the high ground of the Harrow Weald ridge at low risk of river flooding, but surface water in heavy rain can affect some low-lying streets, so it is worth checking carefully for a specific home.
Cost of living & running a home in Belmont
Beyond the mortgage, it helps to picture the ongoing costs of a home here. Indicative only, always confirm for a specific property.
| Typical ongoing cost | Indicative figure | Notes |
|---|---|---|
| Council tax (Band D, 2026/27) | £2,511.07 | Harrow + GLA precept, confirm your band |
| Buildings insurance | Varies, check flood risk | Mostly low river-flood risk on the ridge, but surface-water risk in low-lying spots can affect premiums; get a quote and flood check before committing |
| Water & wastewater | ~£450–£750/yr | Affinity Water & Thames Water area, check the supplier for the address |
| Broadband | ~£30–£50/mth |
Financing a home in Belmont
A settled, green and comparatively affordable north-west London suburb is a rewarding thing to buy into, a few points on the mortgage side are worth understanding first.
Belmont’s London prices and steady family demand mean the right mortgage matters, from flats around Belmont Circle to interwar semis and larger houses. Flats and shared-ownership schemes bring lease, ground-rent and service-charge questions, and older interwar properties are cases lenders and insurers assess carefully, so a survey is wise on an older home and a lease review is essential on a flat. Getting the right lender for your circumstances is where good advice pays off.
That's Family Finance introduces you to carefully selected, FCA-regulated mortgage advisers who search across lenders to fit your circumstances, and we make sure your protection is set up properly alongside it. Read our full guide to mortgage protection insurance. Talk to us →
Conveyancing & the searches to expect in Belmont
A few standard checks are worth their weight when buying in Belmont, especially the lease on a flat around the Circle and surface-water flood risk on low-lying streets.
History, heritage & famous connections
Belmont is a twentieth-century suburb, and its story begins with the railway. In 1890 a branch line was opened from Harrow & Wealdstone up to Stanmore by the hotelier Frederick Gordon, who had bought Bentley Priory nearby; the fields it crossed on the high ground of the Harrow Weald ridge were still largely rural. In 1932 a new halt called Belmont was opened on the line, and around it the interwar builders laid out the estates of semi-detached and terraced houses, and the distinctive circular Belmont Circle shopping parade, that still define the suburb today.
The little station gave the new suburb its name, but its life was short: passenger services from Belmont to Stanmore ended in 1952, and the line closed completely in 1964, the tracks lifted soon after. In time the old trackbed was reopened as the Belmont Trail, a green walking and cycling route that is now one of the area’s best-loved features. Belmont has remained part of the London Borough of Harrow since the borough was formed in 1965, a quiet, settled and leafy corner of north-west London that keeps its interwar character.
Belmont through the ages
A quick timeline of the moments that shaped the town you would be buying into.
| Year | Milestone |
|---|---|
| 1890 | A branch railway is opened from Harrow & Wealdstone to Stanmore by the hotelier Frederick Gordon, crossing the rural high ground of the ridge. |
| 1932 | A new halt, Belmont, opens on the line, and the interwar suburb of semis, terraces and the circular Belmont Circle parade is laid out around it. |
| 1952 | Passenger services from Belmont onward to Stanmore end, trains from Harrow now terminate at Belmont. |
| 1964 | The branch line closes completely and the tracks are lifted soon after. |
| 1965 | Belmont becomes part of the new London Borough of Harrow. |
| Later 20th c. today | The old trackbed is reopened as the Belmont Trail, a green walking and cycling route that is now one of the suburb’s best-loved features. |
Famous connections
A few of the people and stories that put Belmont on the map.
Belmont Circle & the interwar suburb
The distinctive circular 1930s Belmont Circle shopping parade off Kenton Lane, a landmark of interwar suburban design and the everyday heart of the area.
The Belmont Trail
The Belmont Trail the green walking and cycling route along the old Stanmore branch railway line that gave Belmont its name.
Bentley Priory
Bentley Priory nearby at Stanmore, the Grade II* listed house that was the headquarters of RAF Fighter Command during the Battle of Britain, now a much-loved museum.
Looking beyond the mortgage
Buying a home in Belmont is a major commitment, and the mortgage is only part of the picture. Whatever you buy, the right protection can help keep the home yours if life does not go to plan.
Life cover
Pays out a lump sum if you die during the policy term, typically arranged to clear the mortgage so your family can stay in the home.
Critical illness cover
Pays out if you are diagnosed with a serious illness the policy covers, helping you keep up payments while you focus on recovery.
Income protection
Replaces part of your income if you cannot work due to illness or injury.
Life insurance, critical illness cover and income protection are what we do. We don't arrange mortgages ourselves; we introduce you to carefully selected, FCA-regulated mortgage advisers, and make sure your protection is set up properly alongside it.Talk to us →
Things people don't always tell you about Belmont
Beyond the brochure, a few honest points worth weighing before you commit to buying here.
Belmont compared with nearby towns
How Belmont sits against the places buyers most often weigh against it, a quick, indicative comparison.
| Town | Rough average price | Station? | Character |
|---|---|---|---|
| Belmont | ~£500k–£650k | Nearby (Jubilee, Bakerloo & mainline) | Leafy interwar Harrow suburb; Belmont Circle; the Belmont Trail; no station of its own |
| Stanmore | ~£650k–£1m | Yes (Jubilee line) | The smarter, greener neighbour to the north, with its own Jubilee line terminus |
| Harrow Weald | ~£500k–£750k | Nearby (mainline) | The leafy neighbour to the west on the ridge, towards Harrow & Wealdstone |
| Wealdstone | ~£400k–£550k | Yes (Bakerloo, Overground & mainline) | The more affordable neighbour to the west, on the mainline into Euston |
| Kenton | ~£450k–£700k | Yes (Bakerloo & Overground) | The suburb to the south, on the Bakerloo line and Overground |
Pros & cons of living in Belmont
An honest, balanced summary to weigh up.
| In its favour | To weigh carefully |
|---|---|
| A settled, leafy interwar Harrow suburb | No railway station of its own |
| The green Belmont Trail on the doorstep | A short walk, cycle or bus to the train |
| Good and Outstanding local schools | London prices for the space |
| Bentley Priory Museum & Stanmore Common nearby | Flats around the Circle need lease checks |
| Comparative value against pricier Stanmore | Surface-water flood risk on some low-lying streets |
| Belmont Circle for everyday shopping | A&E is a drive away, not on the doorstep |
| A quiet, settled family community | Interwar homes need careful survey & checks |
Villages & areas around Belmont
Many buyers who love Belmont look just outside it too, a quick guide.
Who tends to move to Belmont?
Understanding your fellow buyers helps you read the market and pitch an offer.
Families
People wanting a quiet, green suburb with good schools and space, Krishna Avanti (Outstanding), Belmont School, Weald Rise, Aylward and Salvatorian College, the Belmont Trail and Stanmore Common, with classic interwar semis and gardens.
First-time buyers
People wanting a way into a settled Harrow suburb, flats around Belmont Circle from around £300,000–£420,000 and terraces from the mid-£400,000s, with good schools and green space, though house prices are firmly at London levels.
Commuters
People happy to walk, cycle or bus a short way to the train, Stanmore and Canons Park on the Jubilee line, Kenton on the Bakerloo, and Harrow & Wealdstone on the fast mainline into Euston.
What your money buys in Belmont
A rough sense of what different budgets tend to secure, indicative only, and hugely dependent on position and condition.
Your move to Belmont, step by step
A simple order of play that keeps things on track.
1. Get your budget straight
Work out your deposit and the true monthly cost (mortgage, council tax, insurance, which flood risk can affect, and SDLT), and get a mortgage in principle so you can move quickly in an in-demand suburb.
2. Do your homework on the property
Check surface-water flood risk (especially for low-lying homes), get a full building survey (wise on interwar homes) and review the lease on a flat, check the school catchment, and confirm your commute and walk to the station, before you fall in love.
3. Line up the right people
A mortgage adviser, a good surveyor and a local conveyancer will save you time, money and stress. We can introduce you to the first.
Already live in Belmont?
This guide isn't just for people moving in. If you already own here, a few moments now can save a lot later.
If your current mortgage deal is within about six months of ending, it's usually worth reviewing your options rather than drifting onto your lender's standard variable rate, which is often more expensive. And whether or not you're moving, it's worth checking that your protection still matches your life. We can introduce you to an FCA-regulated mortgage adviser, and review your life cover, critical illness cover and income protection alongside it.
Review my options →In summary: buying in Belmont
If you are weighing up a move to the town, here is the honest bottom line.
Quick tips before you buy in Belmont
- Enjoy the suburb, Belmont Circle, the Belmont Trail, Stanmore Common and Canons Park on the doorstep.
- Make the most of the transport, Stanmore and Canons Park (Jubilee line) and Kenton (Bakerloo) are a short walk, cycle or bus away, with Harrow & Wealdstone for a fast mainline run into Euston.
- Note the setting, a quiet, leafy interwar suburb on the high ground of the ridge, with no station of its own.
- Check surface-water flood risk for low-lying homes and confirm insurance.
- Confirm the council tax and band, Belmont (Harrow) Band D is £2,511.07 for 2026/27.
- Budget realistically, prices are firmly at London levels, and flats need lease checks; use an adviser.
- Verify the nearest current A&E (Northwick Park Hospital, Harrow) with the NHS.
- Get a full building survey on an interwar home, and on a flat review the lease, ground rent, service charge and any shared-ownership terms.
- For schools, check catchment for Krishna Avanti, Belmont School, Weald Rise and Aylward (primary) and Salvatorian College (secondary).
- Walk the Belmont Trail and explore Belmont Circle to get a feel for the area.
- Note the walk or bus to Stanmore, Canons Park or Kenton if the commute matters to you.
- Get a mortgage agreement in principle before you start viewing in earnest.
- Review your protection at the same time as your mortgage, important for family buyers.
- Take your conveyancer’s advice on the lease, flood, boundary and standard searches.
Nearby areas worth considering
If you are weighing Belmont against the surrounding area, these are the places buyers most often compare.
Stanmore
The smarter, greener neighbour to the north, its own Jubilee line terminus, Bentley Priory and Stanmore Common.
Wealdstone
The more affordable neighbour to the west, on the Bakerloo, Overground and mainline into Euston.
Kenton
The suburb to the south, on the Bakerloo line and Overground, with interwar housing and its own parades.
Harrow
The town centre to the south-west, Harrow-on-the-Hill, the shops and the wider borough’s amenities.
Edgware
The neighbour to the east, the Northern line, Broadwalk shopping and a lively town centre.
Family Protection
Whichever area you choose, the right life cover, critical illness cover and income protection matter just as much as the mortgage.
Talk to us about family protection →Speak to Us
Researching Belmont or a nearby area? We are always happy to point people in the right direction.
Ask us where to start →Is this the right route for you?
This is likely a good fit if…
- You are buying, moving or remortgaging in Belmont and want help comparing lenders rather than relying on one bank’s own range.
- You are employed or self-employed with reasonably clean credit and a deposit of around 5% or more.
- You want the mortgage and the protection that goes with it sorted together, rather than as two separate jobs.
- You would rather someone else dealt with the lender, the paperwork and the chasing.
We do not advise on the mortgage ourselves. The mortgage advice comes from a separately regulated firm we introduce you to.
Not sure it fits? Ask us anyway.
Frequently asked questions
Is Belmont a good place to live?
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Does Belmont have a Tube station?
What is Belmont known for?
Where is the nearest A&E to Belmont?
Does Belmont have good schools?
What salary do you need to buy in Belmont?
How much is stamp duty on a Belmont property?
How much is council tax in Belmont?
Which police and fire services cover Belmont?
Is Belmont a safe place to live?
What is there to do in Belmont?
What is broadband like in Belmont?
Is Belmont good for families?
Is Belmont good for commuters?
What searches should I expect when buying in Belmont?
Is flooding a problem in Belmont?
How do I get started with a mortgage for Belmont?
Can existing homeowners in Belmont benefit from a mortgage review?
Useful resources
Need help?
Whether you're researching Belmont, planning a move, reviewing your finances or simply exploring your options, we're always happy to point people in the right direction.
By submitting your details you agree that your contact information will be passed to a carefully selected, FCA-regulated mortgage adviser.
Also for homeowners in Belmont: Equity release in Belmont: releasing tax-free cash from your home in later life.
Other money guides for Belmont
Buying is one piece of it. These cover the rest of the picture in Belmont.
Protecting the mortgage is the part we advise on ourselves. Read how mortgage protection insurance works, including which type of cover suits which situation.
Short reads that work through the local numbers. No sales pitch.
Prices, council tax and schools for each one.
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