Find a Mortgage Adviser: Free Introductions for UK Families

Whether you are buying your first home, moving, or remortgaging, we connect you with a mortgage adviser who can compare lenders and find a suitable deal for you. The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to, and we can sort your protection at the same time.

Get connected to an FCA-regulated mortgage adviser

We work closely with experienced, FCA-regulated mortgage advisers. That means they can compare mortgage products from a range of lenders and recommend the most suitable deal for your circumstances.

Tell us a little about your situation and we will make a warm introduction. The adviser will contact you directly, take your full details, and get to work finding the right mortgage for you.

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Free Trust Service, Included for Every Protection Client

When we arrange your protection insurance, we include free trust guidance as standard, ensuring your life insurance payout reaches your family quickly, usually without waiting for probate and outside your estate for inheritance tax. It is one of the most important things you can do, and we do it at no extra cost.

Find out about our free trust service

Mortgage advisers for first-time buyers, movers, remortgages and buy-to-let

First-time buyers

Buying your first home is one of the biggest financial decisions you will make. A mortgage adviser compares lenders to find the right mortgage for your situation and budget.

Home movers

Moving home often means a new mortgage. Whether you are porting your existing deal or starting fresh, an adviser can identify the best options available to you.

Remortgaging

If your fixed rate is ending or you want to review your current deal, a mortgage adviser can compare lenders and find a suitable option.

Buy-to-let

Buy-to-let mortgages have different criteria and lender requirements. A specialist adviser can help you navigate the options and find the right product for your investment.

Self-employed borrowers

Lenders assess self-employed income differently. An experienced adviser knows which lenders are most flexible and how to present your income in the strongest light.

Complex cases

Adverse credit, unusual income structures, or non-standard properties. A mortgage adviser may have access to specialist lenders not available on the high street.

Mortgage protection to sort alongside your mortgage

A mortgage is a long-term commitment. If you die, are diagnosed with a serious illness, or cannot work, your repayments do not stop. We can arrange protection cover alongside your mortgage, so it can be in place when you complete.

Mortgage protectionLife insurance calibrated to clear your mortgage if you die during the term, the most targeted way to protect your home.
Critical illness coverPays a lump sum on diagnosis of a serious illness, can be used to clear the mortgage while you recover.
Income protectionKeeps your mortgage repayments going if you cannot work due to illness or injury.
Life insurancePays a lump sum to your family if you die, broader financial protection beyond just the mortgage.

How a mortgage adviser introduction works

1

Get in touch

Tell us you are looking for a mortgage and a little about your situation, buying, moving, or remortgaging.

2

We make the introduction

We introduce you to a mortgage adviser we know and trust. The introduction is warm. They will know your situation before they call.

3

The adviser gets to work

The mortgage adviser contacts you directly, takes your full details, and searches the market to find the most suitable mortgage for you.

4

We sort your protection

While the adviser works on your mortgage, we arrange the right protection cover, so everything is in place when you complete.

Check broadband before you make an offer

Broadband speeds can vary street by street, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

Check broadband at an address (Ofcom)

Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.

A young couple at the door of their new house

Mortgage questions answered

Is the mortgage introduction really free?
Yes, we make the introduction at no cost to you. The mortgage adviser may charge a fee for their advice; they will make their charging structure clear before providing any advice.
What does a mortgage adviser do?
A mortgage adviser compares mortgage products from a range of lenders and recommends one that suits your circumstances. This means they can compare a much wider range of products and recommend the most suitable option for your circumstances.
Can you help with buy-to-let mortgages?
Yes, we can introduce you to an adviser with experience in buy-to-let mortgages. Buy-to-let lending has different criteria to residential mortgages, and a specialist adviser can help you identify the most suitable products for your investment.
What if I have bad credit or a complex income?
A mortgage adviser has access to specialist and adverse credit lenders not available directly or through high street banks. We will introduce you to an adviser experienced in complex cases who can assess your options properly.
Do I need to take out protection insurance to get a mortgage introduction?
No. We are happy to make a mortgage introduction regardless of whether you take out protection insurance through us. We believe in doing the right thing for clients.
How do I check broadband speed at a property?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Protection insurance for homeowners

Mortgage ProtectionLife insurance calibrated to clear your mortgage, arranged alongside your mortgage. Life InsurancePays a lump sum to your family if you die, broader financial protection beyond just the mortgage. Critical Illness CoverPays a lump sum on diagnosis of a serious illness, can be used to clear your mortgage while you recover. Income ProtectionKeeps your income, and your mortgage repayments, going if you cannot work.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Introductions are arranged by That’s Family Finance.

Protecting the mortgage is the part we advise on ourselves. Read how mortgage protection insurance works, including which type of cover suits which situation.

Mortgage guides

First-time buyer guideWhat a first home really costs, start to finish.Deposits explainedWhy the percentage beats the amount.Stamp duty explainedThresholds, relief and the cliff edge.Remortgaging explainedStart six months before the deal ends.

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