Mortgages
Mortgage Services
Buying a home is one of the biggest financial decisions you'll ever make. Whether you're a first-time buyer, moving home, or remortgaging, we connect you with independent mortgage advisors who search over 96 lenders across the whole market to find the best deal for your situation.
Our advisors have access to high street banks, specialist lenders, and exclusive products you won't find on comparison sites—ensuring you get the right mortgage at the right rate, with expert guidance every step of the way.
Our Mortgage Services
First-Time Buyer Mortgages
Taking your first step onto the property ladder is exciting—and sometimes overwhelming. Our advisors help first-time buyers navigate the process, from understanding how much you can borrow to finding schemes like Help to Buy or Shared Ownership. We'll search the market for lenders offering the best rates and terms for your deposit and income, making your dream of homeownership a reality.
Home Mover Mortgages
Ready to move up or downsize? Our advisors make moving home straightforward by finding you a competitive mortgage deal and managing the process from application to completion. We'll also review your existing mortgage to see if porting it makes sense or if switching to a new lender could save you money.
Remortgages
When your current mortgage deal ends, you could be paying more than you need to. Remortgaging lets you switch to a better rate, reduce your monthly payments, or release equity from your home. Our advisors compare deals from over 96 lenders to ensure you're getting the best value—and handle all the paperwork for you.
Buy-to-Let Mortgages
Investing in property? Buy-to-let mortgages work differently from residential mortgages, with specific criteria around rental income and deposit requirements. Our advisors specialize in buy-to-let lending and have access to lenders who understand the investment market, helping you build your property portfolio with confidence.
Self-Employed Mortgages
Being self-employed doesn't mean you can't get a great mortgage deal. Our advisors work with specialist lenders who understand freelancers, contractors, and business owners. Whether you have one year's accounts or complex income streams, we'll find a lender who can help.
Adverse Credit Mortgages
Past credit issues don't have to stop you from buying a home. Our advisors have access to specialist lenders who work with people who've had CCJs, defaults, missed payments, or even bankruptcy. We'll assess your situation honestly and find a lender willing to consider your application.
Mortgage Protection
Protect your biggest asset. Mortgage protection insurance ensures your mortgage is paid off if you pass away, so your family can stay in their home. Our advisors can arrange cover alongside your mortgage to give you complete peace of mind. Learn more about mortgage protection.
Why Choose Us for Your Mortgage?
- Access to 96+ Lenders – From Nationwide, Barclays, HSBC, Santander, NatWest, Halifax, and Virgin Money to specialist lenders like Accord Mortgages, Metro Bank, and Skipton Building Society—we search the whole market.
- Independent, Whole-of-Market Advice – Our advisors aren't tied to any lender. They compare every option to find the best deal for you.
- Exclusive Products – Access to mortgage deals you won't find on comparison sites or by going direct to lenders.
- Expert Guidance – From application to completion, our advisors handle the process and keep you informed every step of the way.
- Specialist Lending – Self-employed, adverse credit, buy-to-let, or complex income? We have lenders who can help.
- No Spam, No Selling Your Details – We only pass your information to the advisor best suited to help with your mortgage needs.
Our Trusted Mortgage Lenders
We work with over 96 lenders, including:
Nationwide, Barclays, HSBC, Santander, NatWest, Halifax, Virgin Money, Lloyds Bank, TSB, Accord Mortgages, Metro Bank, Skipton Building Society, Yorkshire Building Society, Coventry Building Society, Leeds Building Society, Newcastle Building Society, Principality Building Society, and many more specialist lenders.
Frequently Asked Questions
Do you provide mortgage advice?
No, we're an introducer service. We connect you with independent, qualified mortgage advisors who provide expert advice tailored to your circumstances and search the whole market on your behalf.
What happens to my details?
We only share your information with the mortgage advisor who's the best fit for your needs. We don't sell your data or pass it to multiple companies. No spam, just the right solution.
Are your advisors independent?
Yes. All our mortgage advisors are independent and search the whole market across 96+ lenders, so you get unbiased recommendations based on what's best for you—not what earns them the highest commission.
How long does it take to get a mortgage?
Once we match you with an advisor, they'll typically be in touch within 24-48 hours. From application to mortgage offer usually takes 2-4 weeks, depending on the lender and your circumstances. Your advisor will keep you updated throughout.
Can I get a mortgage if I'm self-employed?
Absolutely. Our advisors work with specialist lenders who understand self-employed income, whether you're a sole trader, contractor, or company director. They'll help you present your application in the best light.
Can I get a mortgage with bad credit?
Yes. We work with specialist adverse credit lenders who consider applications from people with CCJs, defaults, missed payments, or previous bankruptcy. Your advisor will assess your situation and find a lender who can help.
How much can I borrow?
Most lenders will lend between 4 and 5 times your annual income, though this varies based on your circumstances, deposit, and credit history. Your advisor will calculate exactly how much you can borrow and from which lenders.
What's the difference between a mortgage broker and going direct to a bank?
A mortgage broker searches the whole market across 96+ lenders to find the best deal for you, including exclusive products you can't access directly. Going to a bank limits you to their products only. Brokers also handle the paperwork and guide you through the process.
Do I need mortgage protection?
Mortgage protection isn't mandatory, but it's highly recommended. It ensures your mortgage is paid off if you pass away, so your family can stay in their home without financial stress. Your advisor can arrange cover alongside your mortgage.
How do I get started?
Just get in touch. Tell us about your mortgage needs, and we'll connect you with the right advisor who can help. It's that simple.
Important Information: We are an introducer company and do not provide financial advice. Our role is to understand your needs and refer you to the appropriate financial services provider who is best suited to help with your specific enquiry. By submitting your details, you agree that we may pass your information to the relevant partner company who can assist you. We will only share your details with providers who are the right fit for your requirements. Your information will not be sold or used for spam—we are committed to finding you the correct solution for your needs.