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MetLife UK protection products
MetLife offers accident and illness cover to UK individuals, as well as group protection products for employers.
Also available
Group Protection
MetLife is well known in the UK group protection market, offering group life assurance (death in service), group income protection and group critical illness cover for employers. If you’re a business owner looking to set up employee benefits, we can advise on this too.
Founded
1868
Operations in
40+ countries
UK products
Individual & group
Added benefits
Support Services
MetLife Support Services, added-value benefits
MetLife Support Services is their added-value wellbeing service, included with their protection policies. It gives policyholders access to a range of health and wellbeing services, without needing to make a claim on their policy.
24/7 GP helpline
Access to a 24-hour GP telephone helpline, allowing policyholders to speak to a qualified doctor at any time of day or night, without waiting for an NHS appointment.
Mental health support
Access to mental health support services, including the ability to speak to a mental health professional. Designed to help policyholders address concerns early before they escalate into more serious conditions.
Second medical opinion
Access to a second medical opinion service, allowing policyholders to seek an expert review of a diagnosis or treatment plan from a specialist consultant, particularly valuable following a serious diagnosis.
Bereavement counselling
Access to bereavement counselling for policyholders and their families, providing emotional support during one of life’s most difficult times.
Legal and financial helplines
Access to legal and financial helplines providing guidance on a range of practical matters, from employment issues and debt advice to wills and estate planning queries.

Global financial strength, local UK protection
MetLife was founded in New York in 1868 and has grown into one of the world’s largest insurance companies, with operations in more than 40 countries and serving tens of millions of customers globally. This global scale brings significant financial strength and stability to their UK policyholders.
In the UK, MetLife operates through MetLife Europe d.a.c., which is authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Their UK individual protection products are distributed through independent financial advisers.
MetLife is particularly well established in the UK group protection market, providing death in service, group income protection and group critical illness cover to employers across the country. Their individual protection range brings this same financial strength to personal policies.
Why use an independent adviser for MetLife?
MetLife individual protection products are distributed through independent financial advisers in the UK. We can compare MetLife with other UK protection providers, including Guardian, Royal London, Legal & General, Aviva, Zurich, Vitality and LV=, and explain which policy may suit your circumstances.
This matters particularly for critical illness cover, where the breadth of condition definitions varies significantly between providers. A policy that looks similar on price may offer very different real-world protection depending on how conditions are defined.
There is no charge to you for our service. The insurer may pay us commission if you take out a policy.
You might also find this useful
Other protection providers and value added benefits we advise on.
Guardian Critical Illness Cover Explained
Adviser-only pure protection with some of the most comprehensive CI definitions in the UK market.
Royal London Helping Hand Explained
Free wellbeing and recovery support included with all advised Royal London protection plans.
Scottish Widows Protection Explained
Life insurance, critical illness and income protection from one of the UK’s oldest insurers, founded 1815.
HSBC Life Insurance Explained
Life insurance, critical illness and income protection from HSBC Life (UK) Limited.
Aviva Global Treatment Explained
Access to world-leading hospitals and treatments for six serious conditions.
Get Protection Advice
Not sure which provider is right for you? Send us an enquiry for an honest view.

Protection advice, available across the UK
That’s Family Finance provides protection advice to families and individuals across England, Scotland, Wales and Northern Ireland. Whether you’re in London, Manchester, Birmingham, Leeds, Bristol, Sheffield, Edinburgh, Cardiff, Glasgow, Essex or anywhere in between, we work with you remotely or in person to find the right cover for your circumstances.
We advise on MetLife alongside other protection providers, including Guardian, Royal London, Legal & General, Aviva, Zurich, Vitality and LV=.
We are not MetLife. That’s Family Finance can advise on MetLife and many other providers, and we’ll always tell you honestly which one suits you best.
Want to know if MetLife is right for you?
Send us an enquiry or reach us on WhatsApp for an honest, no-obligation view.
Not tied to MetLife
Common questions
Questions we’re asked about MetLife protection.
MetLife Support Services are provided by third parties and are not part of the core insurance contract. They may be amended or withdrawn by MetLife at any time. Always refer to MetLife’s own policy documentation for the most current details, including the full list of covered conditions, definitions, and exclusions.
We are not MetLife. This page contains information about MetLife’s protection products based on MetLife’s published materials at the time of writing. Always refer to MetLife’s own documentation for the most current details. MetLife Europe d.a.c. is authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority.
Talk it through with us
Tell us what you have in mind and we will come back to you, usually the same day. We are open Monday to Saturday, 9am to 8pm.