Commercial Finance

Whether you need funding to grow, buy premises, manage cash flow, or acquire assets, we connect you with specialist commercial finance brokers who can find the right solution for your business. The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. Commercial borrowing is usually secured. The assets or property used as security are at risk if you do not keep up repayments.

Commercial finance funds business premises, equipment, growth and cash flow. That’s Family Finance is an introducer The introduction is free and
Written by That’s Family Finance · Reviewed August 2026

Get connected to a commercial finance specialist, free

Commercial finance covers a wide range of business funding solutions, from business loans and commercial mortgages to asset finance, invoice finance, and bridging loans. The right solution depends on your business, your goals, and your circumstances. The brokers we introduce you to compare lenders and recommend a suitable option for your situation.

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Protect Your Business, and the People Behind It

Business owners often overlook personal protection. If you have a commercial mortgage or business loan, life insurance or income protection can help cover your repayments if you die or cannot work. We arrange personal protection alongside your commercial finance.

Talk to us about protection

Types of commercial finance we can introduce you for

Business loans

Unsecured or secured lending for growth, working capital, or one-off investment. Terms and amounts vary by lender. A broker can compare options for your business.

Commercial mortgages

Buying or refinancing business premises, offices, retail units, warehouses, or mixed-use properties. Commercial mortgage rates and criteria differ significantly from residential.

Asset finance

Fund equipment, machinery, or vehicles without tying up working capital. Options include hire purchase, finance lease, and operating lease depending on your needs.

Invoice finance

Release cash tied up in unpaid invoices. Invoice factoring and invoice discounting can improve cash flow without taking on traditional debt.

Bridging finance

Short-term funding for property purchases, refurbishments, or time-sensitive opportunities where speed matters and a longer-term solution is being arranged.

Development finance

Funding for property developers, ground-up builds, conversions, or refurbishments. Specialist lenders assess the project and the developer’s track record.

Why use a commercial finance broker?

Wider lender accessBrokers can search across many lenders, including specialist and challenger lenders not available directly, to find the most suitable deal.
Saves timeInstead of approaching multiple lenders yourself, a broker does the legwork, packaging your application and presenting it to the right lenders.
Better chance of approvalAn experienced broker knows which lenders are most likely to say yes for your type of business and circumstances, reducing the risk of unnecessary declines.
Complex cases welcomeAdverse credit, unusual business structures, or non-standard properties. Specialist brokers have access to lenders who can accommodate complexity.
Speed when it mattersFor time-sensitive deals, bridging finance, auction purchases, or urgent working capital, a broker with the right lender relationships can move fast.
No cost to youOur introduction is free. The broker’s fee structure will be made clear before any work begins.
A row of newly built houses on a British estate

How to get connected to a commercial finance broker

1

Get in touch

Tell us what you are looking to fund and a little about your business, the type of finance, the amount, and your timescale.

2

We make the introduction

We introduce you to a specialist commercial finance broker we know and trust. The introduction is warm. They will know your situation before they call.

3

The broker gets to work

The broker contacts you directly, takes your full details, and searches the market to find the most suitable funding solution for your business.

4

You decide, in your own time

There is no pressure to proceed. The broker will present your options clearly and let you make the right decision for your business.

Check broadband before you make an offer

Broadband speeds can vary street by street, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

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Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.

Commercial finance questions answered

What is commercial finance?
Commercial finance is an umbrella term for business funding solutions, including business loans, commercial mortgages, asset finance, invoice finance, bridging loans, and development finance. The right product depends on your business, your goals, and your circumstances. A specialist broker will assess your situation and recommend the most suitable option.
Can you help with commercial mortgages?
Yes, we can introduce you to a specialist commercial mortgage broker. Commercial mortgages are used to buy or refinance business premises and have different criteria, rates, and lender requirements to residential mortgages. A specialist broker will compare lenders to find a suitable option for your business.
What if my business has adverse credit?
Adverse credit does not automatically rule out commercial finance. Specialist and challenger lenders assess applications differently to high street banks. A broker with the right lender relationships can identify which lenders are most likely to consider your application and present it in the strongest light.
How quickly can commercial finance be arranged?
It depends on the type of finance. Bridging loans can sometimes be arranged in days. Business loans and commercial mortgages typically take longer, depending on the lender and the complexity of the application. A broker will give you a realistic timeline based on your specific situation.
Is the introduction really free?
Yes, we make the introduction at no cost to you. The commercial finance broker may charge a fee for their work; they will make their charging structure clear before any work begins.

Protect your business and the people behind it

Life InsurancePersonal life insurance for business owners, protects your family if you die. Relevant Life InsuranceTax-efficient death-in-service cover for directors and employees, paid by the company. Income ProtectionReplaces your income if you cannot work, keeping your business and personal finances stable. MortgagesNeed a residential mortgage alongside your commercial finance? We can introduce you to an adviser.

Talk it through with us

Tell us what you have in mind and we will come back to you, usually the same day. We are open Monday to Saturday, 9am to 8pm.

Send us a message