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Aegon UK protection products
Aegon offer a range of individual protection products in the UK, available through independent financial advisers. They also offer group protection for employers.
Headquarters
The Hague, NL
UK presence
Edinburgh
Children’s CI
Included
Distribution
Adviser & direct
Aegon Critical Illness Cover
Critical illness cover pays a tax-free lump sum if you’re diagnosed with a covered condition during the policy term. The quality of a CI policy depends on the breadth and precision of its condition definitions, which is why independent comparison matters.
Lump sum on diagnosis
Aegon critical illness cover pays a tax-free lump sum on diagnosis of a covered condition. The money is yours to use however you choose. To pay off a mortgage, cover medical costs, adapt your home, or replace lost income during recovery.
Children’s critical illness cover included
Standalone or combined with life insurance
Aegon critical illness cover can be taken as a standalone policy or combined with life insurance. A combined policy pays out on whichever occurs first, death or a qualifying critical illness diagnosis.
Waiver of premium option
Waiver of premium is available as an optional add-on, keeping your policy in force if you are unable to work due to illness or injury.
Why definitions matter, and why we compare
Not all critical illness policies are equal. We compare Aegon’s definitions with other insurers, including Guardian, Royal London and Corebridge Financial, to help you compare them.
Aegon wellbeing support, added-value benefits
Aegon include added-value wellbeing support with their protection policies, giving policyholders access to health and wellbeing services without needing to make a claim on their policy.
GP helpline
Access to a GP telephone helpline, allowing policyholders to speak to a qualified doctor without waiting for an NHS appointment.
Mental health support
Access to mental health support services to help policyholders address concerns early before they escalate.
Bereavement support
Access to bereavement support for policyholders and their families, providing emotional support during one of life’s most difficult times.
Legal and financial helplines
Access to legal and financial helplines providing guidance on practical matters from employment issues to wills and estate planning queries.
About Aegon in the UK
Aegon is a Dutch multinational financial services company headquartered in The Hague, with a major UK operation based in Edinburgh.
In the UK, Aegon is well established in both the protection and pensions markets. Their protection products are available through independent financial advisers, and they have a strong track record of paying claims and supporting policyholders through difficult times.
The Hague
Global headquarters
Edinburgh
UK headquarters
PRA & FCA
UK regulated
Why use an independent adviser for Aegon?
An adviser like That's Family Finance can compare Aegon against every other major UK protection provider, including Guardian, Royal London, Legal & General, Aviva, Zurich, Vitality, LV= and Corebridge Financial, and recommend the policy that genuinely suits your circumstances.
Our advice is free of charge at the point of advice. We are paid by commission from the insurer if you proceed, which we will always disclose clearly.
You might also find this useful
Other protection providers we advise on.
Corebridge Financial (formerly AIG Life) Explained
Adviser-only protection with Smart Health added-value benefits included as standard.
Guardian Critical Illness Cover Explained
Adviser-only pure protection with some of the most comprehensive CI definitions in the UK market.
Royal London Helping Hand Explained
Free wellbeing and recovery support included with all advised Royal London protection plans.
Scottish Widows Protection Explained
Life insurance, critical illness and income protection from one of the UK’s oldest insurers.
Get Protection Advice
Not sure which provider is right for you? Send us an enquiry for an honest view.
Protection advice, available across the UK
That’s Family Finance provides protection advice to families and individuals across England, Scotland, Wales and Northern Ireland. Whether you’re in London, Manchester, Birmingham, Leeds, Bristol, Sheffield, Edinburgh, Cardiff, Glasgow, Essex or anywhere in between, we work with you remotely or in person to find the right cover for your circumstances.
We advise on Aegon alongside other protection providers, including Guardian, Royal London, Legal & General, Aviva, Zurich, Vitality and LV=.
We are not Aegon.
Want to know if Aegon is right for you?
Send us an enquiry or reach us on WhatsApp for an honest, no-obligation view.
Not tied to Aegon
Common questions
Questions we’re asked about Aegon protection.
Aegon’s added-value services are provided by third parties and are not part of the core insurance contract. They may be amended or withdrawn by Aegon at any time. Always refer to Aegon’s own policy documentation for the most current details, including the full list of covered conditions, definitions, and exclusions.
We are not Aegon. This page contains information about Aegon’s protection products based on their published materials at the time of writing. Always refer to Aegon’s own documentation for the most current details.
Talk it through with us
Tell us what you have in mind and we will come back to you, usually the same day. We are open Monday to Saturday, 9am to 8pm.