Mortgage / Surrey

Stamp Duty on a Fetcham Home

Stamp duty on the £726,000 Fetcham benchmark price is £26,300 at standard rates. A first time buyer pays £26,300. A second property or buy to let pays £62,600 once the surcharge is added.

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

The short answer

Stamp duty on the £726,000 Fetcham benchmark price is £26,300 at standard rates. A first time buyer pays £26,300. A second property or buy to let pays £62,600 once the surcharge is added.

What you would pay in Fetcham

On the £726,000 benchmark, standard residential stamp duty is £26,300. It is due within 14 days of completion.

First time buyer relief brings it to £26,300 at this price. At this price the relief makes no difference, because the property is above the ceiling where it applies.

Stamp duty at the Fetcham benchmark

First time buyer£26,300Standard rate£26,300With surcharge£62,600
On a £726,000 purchase using rates in force from April 2025.

The commercial page for this town sets out the introduction itself: Mortgage advice in Fetcham.

The surcharge that catches people out

If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £726,000 benchmark that adds £36,300, taking the bill to £62,600.

It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.

Where it sits in your cash pile

Stamp duty of £26,300 sits alongside a 10% deposit of £72,600 and legal and survey fees. Together that is roughly £101,400 before you own anything.

Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.

Local prices sit above the first time buyer relief ceiling of £500,000, so relief will not help on a typical purchase here. That is a real disadvantage for first buyers in this area.

What else Fetcham buyers are budgeting for

The schools families ask about here are Fetcham Village Infant School, The Howard of Effingham School, Therfield School and Leatherhead Trinity & primaries. 2 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.

On getting about: Leatherhead to London Waterloo takes about 45 min.

By price, Fetcham ranks 19 of the 65 Surrey locations we cover, at £726,000 against a county average of £634,238. Band D council tax here is £2,509, against an average of £2,554 across the towns we cover in the county.

What that price buys in Fetcham

The full local guide covers schools, transport and the market in detail: Fetcham property and area guide.

Budget What it buys here
Around £250,000 to £360,000 Typically a flat or apartment, the more accessible way into the village, popular with first-time buyers, downsizers and investors.
Around £560,000 to £800,000 A family semi or smaller detached house, the heart of the local market for families chasing the schools and green space.
£800,000 and above Larger detached homes on leafy plots, some towards the Downs, the premium end of a green, family market.

Fetcham is known locally for Fetcham Springs & Mill Pond, and Bocketts Farm Park. A remarkable group of chalk springs that have never run dry and still supply drinking water, with the tranquil Mill Pond a much-loved local spot, the village's best-known feature.

Practical detail for Fetcham: the KT22 (shared with Leatherhead and the Bookhams) postcode district and no station in Fetcham, Leatherhead station adjacent (SWR to Waterloo ~45 min; Southern to Victoria ~54 min); Bookham nearby.

Fetcham has history behind the price. In Anglo-Saxon, St Mary's Church has origins in this period; an Anglo-Saxon cemetery is later found at Hawks Hill.

Families

People drawn by the schools, the springs and Mill Pond, Bocketts Farm and the green space, happy to be a short walk or drive from the station.

Commuters

People who want a leafy village with a genuine rail commute next door, Leatherhead station gives Waterloo (~45 min) and Victoria (~54 min).

Downsizers & upsizers

People moving within Surrey who want a leafy, community-minded village near the Surrey Hills, from a flat to a larger family home.

Fetcham at a glance

Purchase price Standard rate
£435,000 £11,750
£580,000 £19,000
£725,000 £26,250
£726,000 £26,300
£910,000 £35,500
£1,090,000 £52,750

Figures are local averages used for illustration. Confirm your own numbers before acting on them.

Ask about Fetcham

Three details is all we need. You are told before anything is passed to a partner firm.

Or message us now on WhatsApp. Mon to Sat, 9am to 8pm.

Your checklist

  • Stamp duty of £26,300 treated as cash, not borrowing
  • Your first time buyer status confirmed in writing
  • The surcharge checked if you own anything else
  • Current rates verified on gov.uk before exchange
Ask about an introduction

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

Check broadband before you make an offer in Fetcham

Broadband speeds can vary street by street in Fetcham, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

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Questions people ask

How much is stamp duty on a house in Fetcham?
About £26,300 at the £726,000 benchmark price under standard rates. A first time buyer pays £26,300.
Do first time buyers pay stamp duty here?
At the local benchmark price the property is above the relief ceiling, so the full £26,300 applies.
What if I already own a property?
The additional property surcharge adds about £36,300 at this price, taking the total to £62,600.
How do I check broadband speed at a property in Fetcham?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Figures on this page come from local price and rental averages, published Ofsted ratings at reports.ofsted.gov.uk, the local council's council tax charges and gov.uk. Published August 2026.

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