Stamp Duty on a Godalming Home
Stamp duty on the £552,000 Godalming benchmark price is £17,600 at standard rates. A first time buyer pays £17,600. A second property or buy to let pays £45,200 once the surcharge is added.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Stamp duty on the £552,000 Godalming benchmark price is £17,600 at standard rates. A first time buyer pays £17,600. A second property or buy to let pays £45,200 once the surcharge is added.
What you would pay in Godalming
On the £552,000 benchmark, standard residential stamp duty is £17,600. It is due within 14 days of completion.
First time buyer relief brings it to £17,600 at this price. At this price the relief makes no difference, because the property is above the ceiling where it applies.
Stamp duty at the Godalming benchmark
The commercial page for this town sets out the introduction itself: Mortgage advice in Godalming.
The surcharge that catches people out
If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £552,000 benchmark that adds £27,600, taking the bill to £45,200.
It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.
Where it sits in your cash pile
Stamp duty of £17,600 sits alongside a 10% deposit of £55,200 and legal and survey fees. Together that is roughly £75,300 before you own anything.
Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.
What else Godalming buyers are budgeting for
The schools families ask about here are Godalming College, Broadwater School, Charterhouse School and Godalming primary schools. 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Godalming is a south-west Surrey town with a moderate London commute and Guildford close by. These indicative times are a starting point, always verify current timetables before relying on a specific journey.
By price, Godalming ranks 41 of the 65 Surrey locations we cover, at £552,000 against a county average of £634,238. Band D council tax here is £2,605, against an average of £2,554 across the towns we cover in the county.
Local prices sit above the first time buyer relief ceiling of £500,000, so relief will not help on a typical purchase here. That is a real disadvantage for first buyers in this area.
What that price buys in Godalming
The full local guide covers schools, transport and the market in detail: Godalming property and area guide.
| Budget | What it buys here |
|---|---|
| Around £280,000 to £420,000 | Typically a flat or apartment, the more accessible way into the town, popular with first-time buyers, downsizers and investors; check flood history. |
| Around £550,000 to £800,000 | A period town house or family home, the heart of the local market for families chasing the schools. |
| £850,000 and above | Larger detached homes and the sought-after Surrey Hills villages, the premium end of a beautiful market. |
Godalming is known locally for The world's first public electricity, and Winkworth Arboretum. Godalming's claim to be the first place in the world with a public electricity supply, in 1881, powered from the Wey, a proud slice of history.
Practical detail for Godalming: the GU7 postcode district and godalming (and Farncombe), South Western Railway to London Waterloo via Guildford.
Godalming has history behind the price. In Medieval, Godalming prospers on the cloth trade, especially 'kersey' woollens.
Families & the school-driven
People drawn by the excellent schools, from Charterhouse and Godalming College to the state primaries, wanting a beautiful, safe town, though catchments are competitive.
Hybrid workers & countryside lovers
People happy with a 45-minute-to-an-hour commute or hybrid working, wanting a historic town with the Surrey Hills on the doorstep.
Downsizers & heritage lovers
People wanting a characterful old town with independent shops, arts and countryside, close to Guildford's amenities.
Godalming at a glance
| Purchase price | Standard rate |
|---|---|
| £330,000 | £6,500 |
| £440,000 | £12,000 |
| £550,000 | £17,500 |
| £552,000 | £17,600 |
| £690,000 | £24,500 |
| £830,000 | £31,500 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Godalming
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Stamp duty of £17,600 treated as cash, not borrowing
- Your first time buyer status confirmed in writing
- The surcharge checked if you own anything else
- Current rates verified on gov.uk before exchange
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Godalming
Broadband speeds can vary street by street in Godalming, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much is stamp duty on a house in Godalming?
Do first time buyers pay stamp duty here?
What if I already own a property?
How do I check broadband speed at a property in Godalming?
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