Stamp Duty on a Farncombe Home
Stamp duty on the £570,000 Farncombe benchmark price is £18,500 at standard rates. A first time buyer pays £18,500. A second property or buy to let pays £47,000 once the surcharge is added.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Stamp duty on the £570,000 Farncombe benchmark price is £18,500 at standard rates. A first time buyer pays £18,500. A second property or buy to let pays £47,000 once the surcharge is added.
What you would pay in Farncombe
On the £570,000 benchmark, standard residential stamp duty is £18,500. It is due within 14 days of completion.
First time buyer relief brings it to £18,500 at this price. At this price the relief makes no difference, because the property is above the ceiling where it applies.
Stamp duty at the Farncombe benchmark
The commercial page for this town sets out the introduction itself: Mortgage advice in Farncombe.
The surcharge that catches people out
If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £570,000 benchmark that adds £28,500, taking the bill to £47,000.
It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.
Where it sits in your cash pile
Stamp duty of £18,500 sits alongside a 10% deposit of £57,000 and legal and survey fees. Together that is roughly £78,000 before you own anything.
Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.
What else Farncombe buyers are budgeting for
The schools families ask about here are Broadwater School, Farncombe primaries, Godalming College and Charterhouse (independent). 2 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Farncombe is well connected, with its own station and Guildford close by. These indicative times are a starting point, always verify current timetables before relying on a specific journey.
By price, Farncombe ranks 38 of the 65 Surrey locations we cover, at £570,000 against a county average of £634,238. Band D council tax here is £2,605, against an average of £2,554 across the towns we cover in the county.
Local prices sit above the first time buyer relief ceiling of £500,000, so relief will not help on a typical purchase here. That is a real disadvantage for first buyers in this area.
What that price buys in Farncombe
The full local guide covers schools, transport and the market in detail: Farncombe property and area guide.
| Budget | What it buys here |
|---|---|
| Around £250,000 to £400,000 | Typically a flat or apartment, the accessible way into the area, popular with first-time buyers, downsizers and investors; check flood history. |
| Around £400,000 to £600,000 | A Victorian terrace or family home, the heart of the local market for families and commuters. |
| £700,000 and above | Larger detached and riverside homes, the premium end, where flood checks are essential. |
Farncombe is known locally for Jack Phillips of the Titanic, and The River Wey & Navigation. Farncombe's birthplace of the Titanic's senior wireless operator, who stayed at his post as the ship sank, commemorated by the Phillips Memorial Cloister and park.
Practical detail for Farncombe: the GU7 postcode district and farncombe, own station, South Western Railway to London Waterloo via Guildford.
Farncombe has history behind the price. In Medieval to early, Farncombe develops as a settlement on the River Wey near Godalming.
First-time buyers & families
People wanting relative value and a village feel with a station, Farncombe's flats and terraces are among the more accessible in the Godalming area.
Commuters
Buyers wanting a station on the doorstep with direct Waterloo trains and Guildford close for faster services.
Buyers wanting Godalming's setting
People drawn to Godalming's amenities, schools and Surrey Hills setting, at a sometimes more accessible price in its Farncombe neighbourhood.
Farncombe at a glance
| Purchase price | Standard rate |
|---|---|
| £340,000 | £7,000 |
| £455,000 | £12,750 |
| £570,000 | £18,500 |
| £710,000 | £25,500 |
| £855,000 | £32,750 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Farncombe
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Stamp duty of £18,500 treated as cash, not borrowing
- Your first time buyer status confirmed in writing
- The surcharge checked if you own anything else
- Current rates verified on gov.uk before exchange
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Farncombe
Broadband speeds can vary street by street in Farncombe, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much is stamp duty on a house in Farncombe?
Do first time buyers pay stamp duty here?
What if I already own a property?
How do I check broadband speed at a property in Farncombe?
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