Northamptonshire: Property, Schools and Retirement Costs
Across the 15 Northamptonshire locations we cover, the average property price is £300,000 and Band D council tax averages £2,487. Oundle is the most expensive at £450,000, Corby the least at £235,000.
Across the 15 Northamptonshire locations we cover, the average property price is £300,000 and Band D council tax averages £2,487. Oundle is the most expensive at £450,000, Corby the least at £235,000.
Buying a home in Northamptonshire
The county average is £300,000. Across these locations 2 schools hold an Outstanding Ofsted rating and 32 schools are rated Good. School quality is the main reason prices differ between towns a few miles apart.
A 10% deposit on the county average is £30,000. Oundle runs 50% above that average, so the same deposit reaches further in Corby.
Average property price across Northamptonshire
Later life and property wealth in Northamptonshire
Owners aged 55 and over across Northamptonshire sit on an average £300,000 of property value. Typical release at 65 is around £102,000, and interest compounds against the estate from day one.
Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across Northamptonshire
Band D council tax averages £2,487 across these locations. That is £207 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Oundle | £450,000 | £2,598 | 2 | Mortgage, Equity release, Pensions |
| Brackley | £375,000 | £2,570 | 1 | Mortgage, Equity release, Pensions |
| Towcester | £375,000 | £2,531 | 1 | Mortgage, Equity release, Pensions |
| Higham Ferrers | £320,000 | £2,530 | 0 | Mortgage, Equity release, Pensions |
| Thrapston | £300,000 | £2,535 | 1 | Mortgage, Equity release, Pensions |
| Rushden | £290,000 | £2,492 | 3 | Mortgage, Equity release, Pensions |
| Daventry | £285,000 | £2,558 | 4 | Mortgage, Equity release, Pensions |
| Burton Latimer | £280,000 | £2,467 | 3 | Mortgage, Equity release, Pensions |
| Rothwell | £280,000 | £2,428 | 1 | Mortgage, Equity release, Pensions |
| Desborough | £270,000 | £2,362 | 3 | Mortgage, Equity release, Pensions |
| Kettering | £265,000 | £2,379 | 4 | Mortgage, Equity release, Pensions |
| Raunds | £265,000 | £2,542 | 1 | Mortgage, Equity release, Pensions |
| Irthlingborough | £255,000 | £2,559 | 2 | Mortgage, Equity release, Pensions |
| Wellingborough | £255,000 | £2,369 | 4 | Mortgage, Equity release, Pensions |
| Corby | £235,000 | £2,389 | 4 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
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Guides across Northamptonshire
- Brackley: School Catchments and House Prices in Brackley, The Real Cost of Buying a First Home in Brackley, Downsizing in Brackley: What You Would Actually Release, Council Tax in Brackley: What Band D Really Costs
- Burton Latimer: School Catchments and House Prices in Burton Latimer, The Real Cost of Buying a First Home in Burton Latimer, Downsizing in Burton Latimer: What You Would Actually Release, Council Tax in Burton Latimer: What Band D Really Costs
- Corby: School Catchments and House Prices in Corby, How Much Deposit Do You Need to Buy in Corby?, The Real Cost of Buying a First Home in Corby, Downsizing in Corby: What You Would Actually Release, Council Tax in Corby: What Band D Really Costs
- Daventry: School Catchments and House Prices in Daventry, The Real Cost of Buying a First Home in Daventry, Downsizing in Daventry: What You Would Actually Release, Council Tax in Daventry: What Band D Really Costs
- Desborough: School Catchments and House Prices in Desborough, The Real Cost of Buying a First Home in Desborough, Downsizing in Desborough: What You Would Actually Release, Council Tax in Desborough: What Band D Really Costs
- Higham Ferrers: School Catchments and House Prices in Higham Ferrers, The Real Cost of Buying a First Home in Higham Ferrers, Downsizing in Higham Ferrers: What You Would Actually Release, Council Tax in Higham Ferrers: What Band D Really Costs
- Irthlingborough: School Catchments and House Prices in Irthlingborough, The Real Cost of Buying a First Home in Irthlingborough, Downsizing in Irthlingborough: What You Would Actually Release, Council Tax in Irthlingborough: What Band D Really Costs
- Kettering: School Catchments and House Prices in Kettering, How Much Deposit Do You Need to Buy in Kettering?, The Real Cost of Buying a First Home in Kettering, Downsizing in Kettering: What You Would Actually Release, Council Tax in Kettering: What Band D Really Costs
- Oundle: School Catchments and House Prices in Oundle, The Real Cost of Buying a First Home in Oundle, Downsizing in Oundle: What You Would Actually Release, Council Tax in Oundle: What Band D Really Costs
- Raunds: School Catchments and House Prices in Raunds, The Real Cost of Buying a First Home in Raunds, Downsizing in Raunds: What You Would Actually Release, Council Tax in Raunds: What Band D Really Costs
- Rothwell: School Catchments and House Prices in Rothwell, The Real Cost of Buying a First Home in Rothwell, Downsizing in Rothwell: What You Would Actually Release, Council Tax in Rothwell: What Band D Really Costs
- Rushden: School Catchments and House Prices in Rushden, The Real Cost of Buying a First Home in Rushden, Downsizing in Rushden: What You Would Actually Release, Council Tax in Rushden: What Band D Really Costs
- Thrapston: School Catchments and House Prices in Thrapston, The Real Cost of Buying a First Home in Thrapston, Downsizing in Thrapston: What You Would Actually Release, Council Tax in Thrapston: What Band D Really Costs
- Towcester: School Catchments and House Prices in Towcester, The Real Cost of Buying a First Home in Towcester, Downsizing in Towcester: What You Would Actually Release, Council Tax in Towcester: What Band D Really Costs
- Wellingborough: School Catchments and House Prices in Wellingborough, How Much Deposit Do You Need to Buy in Wellingborough?, The Real Cost of Buying a First Home in Wellingborough, Downsizing in Wellingborough: What You Would Actually Release, Council Tax in Wellingborough: What Band D Really Costs
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Questions people ask
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