Cotgrave or Kettering: Which Is Better Value?
Cotgrave averages £270,000 against £265,000 in Kettering, a gap of £5,000 or 2%. You would need £500 more deposit and about £26 a month more on a repayment mortgage at an assumed 5% over 25 years. Kettering charges £284 less council tax at Band D.
Cotgrave averages £270,000 against £265,000 in Kettering, a gap of £5,000 or 2%. You would need £500 more deposit and about £26 a month more on a repayment mortgage at an assumed 5% over 25 years. Kettering charges £284 less council tax at Band D.
Price and deposit
The headline gap is £5,000, or 2%. On a 10% deposit that is £500 more cash to find before you start. Detached homes average £395,000 against £270,000.
Cotgrave against Kettering
Town guides for each: Mortgage advice in Cotgrave and Mortgage advice in Kettering.
Schools and families
Cotgrave has more schools graded Outstanding at their last graded Ofsted inspection (before September 2024), with 1 against 0 in Kettering. Counting last graded Ofsted inspections (before September 2024), Cotgrave has 3 schools and Kettering has 4 schools graded Good or better.
A strong catchment in the cheaper town can cost more than an average street in the dearer one. Compare catchments, not averages.
Running costs and getting to work
Band D council tax is £2,662 in Cotgrave and £2,379 in Kettering, a difference of £284 a year.
The honest verdict
Kettering is cheaper to buy on these figures. Cotgrave carries the higher price and, on this data, the stronger school profile.
Neither is right in the abstract. If the deposit is your constraint, the £500 difference matters more than anything else here. If catchment is the constraint, price follows the school you need.
What each town is actually like
Price is one axis. These are the things people move for, and the things they find out afterwards.
Cotgrave
In its favour- An affordable way into Rushcliffe Borough
- A regenerated town centre & lots of new-build
- An Outstanding primary (Candleby Lane)
- Cotgrave Country Park & the Grantham Canal
- No railway station (bus/car; drive to Radcliffe/Nottingham)
- Much of the housing is new-build (estate charges to check)
- No secondary in Cotgrave (nearest in Radcliffe)
- Mining/made-ground history, CON29M search relevant
Best for First-time buyers ★★★★★
Some of the more affordable prices in Rushcliffe (flats and terraces often around £140,000 to £200,000) plus a large amount of new-build make Cotgrave a realistic way into the borough, check the estate charges, the valuation and the made-ground/mining position.
Kettering
In its favour- Affordable Northamptonshire market town
- Midland Main Line to St Pancras (under an hour)
- Type 1 A&E at Kettering General on the doorstep
- Wicksteed Park, Boughton House & real heritage
- Town centre still being regenerated
- A train-plus-Underground London commute, not a short hop
- A14 and station busy at peak
- A lot of new-build growth with estate charges to check
Best for First-time buyers ★★★★★
One of the more affordable towns in the area, Victorian terraces and starter homes frequently around £170,000 to £230,000, with a fast train to London, make Kettering a genuine first rung.
Cotgrave and Kettering, side by side
| Measure | Cotgrave | Kettering |
|---|---|---|
| Average property price | £270,000 | £265,000 |
| Average detached | £395,000 | £270,000 |
| 10% deposit | £27,000 | £26,500 |
| Illustrative monthly payment | £1,421 | £1,394 |
| Band D council tax | £2,662 | £2,379 |
| Outstanding rated schools | 1 | 0 |
| Good rated schools | 2 | 4 |
Local averages used for illustration. Confirm your own figures before acting.
Ask about Cotgrave
Three details is all we need. You are told before anything is passed to a partner firm.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Cotgrave or Kettering
Broadband speeds can vary street by street in Cotgrave or Kettering, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
Is Cotgrave or Kettering cheaper?
Which has better schools?
Which is cheaper to run?
How do I check broadband speed at a property in Cotgrave or Kettering?
Read next
Your home may be repossessed if you do not keep up repayments on your mortgage.