Cambridgeshire: Property, Schools and Retirement Costs
Across the 12 Cambridgeshire locations we cover, the average property price is £353,750 and Band D council tax averages £2,575. Great Shelford is the most expensive at £675,000, Wisbech the least at £215,000.
Across the 12 Cambridgeshire locations we cover, the average property price is £353,750 and Band D council tax averages £2,575. Great Shelford is the most expensive at £675,000, Wisbech the least at £215,000.
Buying a home in Cambridgeshire
The county average is £353,750. Across these locations 1 school holds an Outstanding Ofsted rating and 11 schools are rated Good. School quality is the main reason prices differ between towns a few miles apart.
A 10% deposit on the county average is £35,375. Great Shelford runs 91% above that average, so the same deposit reaches further in Wisbech.
Average property price across Cambridgeshire
Later life and property wealth in Cambridgeshire
Owners aged 55 and over across Cambridgeshire sit on an average £353,750 of property value. Typical release at 65 is around £120,275, and interest compounds against the estate from day one.
Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across Cambridgeshire
Band D council tax averages £2,575 across these locations. That is £215 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Great Shelford | £675,000 | £2,604 | 2 | Mortgage, Equity release, Pensions |
| Sawston | £460,000 | £2,562 | 1 | Mortgage, Equity release, Pensions |
| Cambourne | £400,000 | £2,728 | 0 | Mortgage, Equity release, Pensions |
| Ely | £385,000 | £2,480 | 2 | Mortgage, Equity release, Pensions |
| St Ives | £365,000 | £2,601 | 1 | Mortgage, Equity release, Pensions |
| St Neots | £345,000 | £2,582 | 1 | Mortgage, Equity release, Pensions |
| Soham | £320,000 | £2,492 | 1 | Mortgage, Equity release, Pensions |
| Huntingdon | £310,000 | £2,685 | 1 | Mortgage, Equity release, Pensions |
| Littleport | £300,000 | £2,549 | 1 | Mortgage, Equity release, Pensions |
| Chatteris | £235,000 | £2,540 | 1 | Mortgage, Equity release, Pensions |
| March | £235,000 | £2,535 | 0 | Mortgage, Equity release, Pensions |
| Wisbech | £215,000 | £2,543 | 1 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
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Guides across Cambridgeshire
- Cambourne: School Catchments and House Prices in Cambourne, The Real Cost of Buying a First Home in Cambourne, Downsizing in Cambourne: What You Would Actually Release, Council Tax in Cambourne: What Band D Really Costs
- Chatteris: School Catchments and House Prices in Chatteris, How Much Deposit Do You Need to Buy in Chatteris?, The Real Cost of Buying a First Home in Chatteris, What a Lifetime Mortgage Really Costs in Chatteris, Downsizing in Chatteris: What You Would Actually Release, Inheritance Tax on a Chatteris Home, Council Tax in Chatteris: What Band D Really Costs, Stamp Duty on a Chatteris Home
- Ely: School Catchments and House Prices in Ely, How Much Deposit Do You Need to Buy in Ely?, The Real Cost of Buying a First Home in Ely, What a Lifetime Mortgage Really Costs in Ely, Downsizing in Ely: What You Would Actually Release, Inheritance Tax on an Ely Home, Council Tax in Ely: What Band D Really Costs, Stamp Duty on an Ely Home
- Great Shelford: School Catchments and House Prices in Great Shelford, The Real Cost of Buying a First Home in Great Shelford, Downsizing in Great Shelford: What You Would Actually Release, Council Tax in Great Shelford: What Band D Really Costs
- Huntingdon: School Catchments and House Prices in Huntingdon, How Much Deposit Do You Need to Buy in Huntingdon?, The Real Cost of Buying a First Home in Huntingdon, What a Lifetime Mortgage Really Costs in Huntingdon, Downsizing in Huntingdon: What You Would Actually Release, Inheritance Tax on a Huntingdon Home, Council Tax in Huntingdon: What Band D Really Costs, Stamp Duty on a Huntingdon Home
- Littleport: School Catchments and House Prices in Littleport, The Real Cost of Buying a First Home in Littleport, Downsizing in Littleport: What You Would Actually Release, Council Tax in Littleport: What Band D Really Costs
- March: School Catchments and House Prices in March, The Real Cost of Buying a First Home in March, Downsizing in March: What You Would Actually Release, Council Tax in March: What Band D Really Costs
- Sawston: School Catchments and House Prices in Sawston, How Much Deposit Do You Need to Buy in Sawston?, The Real Cost of Buying a First Home in Sawston, What a Lifetime Mortgage Really Costs in Sawston, Downsizing in Sawston: What You Would Actually Release, Inheritance Tax on a Sawston Home, Council Tax in Sawston: What Band D Really Costs, Stamp Duty on a Sawston Home
- Soham: School Catchments and House Prices in Soham, The Real Cost of Buying a First Home in Soham, Downsizing in Soham: What You Would Actually Release, Council Tax in Soham: What Band D Really Costs
- St Ives: School Catchments and House Prices in St Ives, The Real Cost of Buying a First Home in St Ives, Downsizing in St Ives: What You Would Actually Release, Council Tax in St Ives: What Band D Really Costs
- St Neots: School Catchments and House Prices in St Neots, How Much Deposit Do You Need to Buy in St Neots?, The Real Cost of Buying a First Home in St Neots, What a Lifetime Mortgage Really Costs in St Neots, Downsizing in St Neots: What You Would Actually Release, Inheritance Tax on a St Neots Home, Council Tax in St Neots: What Band D Really Costs, Stamp Duty on a St Neots Home
- Wisbech: School Catchments and House Prices in Wisbech, The Real Cost of Buying a First Home in Wisbech, Downsizing in Wisbech: What You Would Actually Release, Council Tax in Wisbech: What Band D Really Costs
Check broadband before you make an offer in Cambridgeshire
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Questions people ask
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