Mortgage / Cambridgeshire

Stamp Duty on a Chatteris Home

Stamp duty on the £235,000 Chatteris benchmark price is £2,200 at standard rates. A first time buyer pays £0. A second property or buy to let pays £13,950 once the surcharge is added.

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

The short answer

Stamp duty on the £235,000 Chatteris benchmark price is £2,200 at standard rates. A first time buyer pays £0. A second property or buy to let pays £13,950 once the surcharge is added.

What you would pay in Chatteris

On the £235,000 benchmark, standard residential stamp duty is £2,200. It is due within 14 days of completion.

First time buyer relief brings it to £0 at this price. The saving is £2,200.

Stamp duty at the Chatteris benchmark

First time buyer£0Standard rate£2,200With surcharge£13,950
On a £235,000 purchase using rates in force from April 2025.

The commercial page for this town sets out the introduction itself: Mortgage advice in Chatteris.

The surcharge that catches people out

If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £235,000 benchmark that adds £11,750, taking the bill to £13,950.

It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.

Where it sits in your cash pile

Stamp duty of £2,200 sits alongside a 10% deposit of £23,500 and legal and survey fees. Together that is roughly £28,200 before you own anything.

Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.

Local prices sit under the £500,000 relief ceiling, so first time buyers here keep the benefit. That is worth real money against neighbouring areas.

What else Chatteris buyers are budgeting for

The schools families ask about here are Cromwell Community College and Chatteris primary provision. 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.

On getting about: Chatteris to March (nearest northern railhead) takes about 15 min.

By price, Chatteris ranks 10 of the 12 Cambridgeshire locations we cover, at £235,000 against a county average of £353,750. Band D council tax here is £2,540, against an average of £2,575 across the towns we cover in the county.

What that price buys in Chatteris

Chatteris is a small, quiet fenland market town between March and Huntingdon, on higher fen "island" ground.

The full local guide covers schools, transport and the market in detail: Chatteris property and area guide.

Budget What it buys here
Around £170,000 to £210,000 A terrace or a starter home, the more accessible way into the town, popular with first-time buyers and investors.
Around £220,000 to £320,000 A semi, a bungalow or a modern family house, a classic, affordable Chatteris family home.
£320,000 and above A larger detached or period house, or a newer executive home, the top of the local market.

Chatteris is known locally for The medieval abbey, and Chatteris Museum. A Benedictine abbey was founded at Chatteris in the tenth century, and the medieval town grew up around it, though little survives above ground today, it is the origin of the town.

Practical detail for Chatteris: the PE16 postcode district, none, Chatteris has no railway station; the nearest are March (~9 miles, Peterborough to Ely to Cambridge line) & Huntingdon (~14 miles, East Coast Main Line to London) and nearest A and E is Hinchingbrooke Hospital, Huntingdon (Hinchingbrooke Park, PE29 6NT) & Peterborough City Hospital (Bretton Gate, PE3 9GZ), 24-hour Type 1 A&E, ~30 to 40 min by road; verify with NHS.

Chatteris has history behind the price. In 10th c., A Benedictine abbey is founded at Chatteris, on a fen island of higher ground in the marsh.

First-time buyers & families

People wanting value for money in a quiet town with a good all-through school, affordable terraces, starter homes, semis and newer houses, with the Furrowfields and the Fens on the doorstep.

Downsizers & the community-minded

People wanting an affordable, settled market town with a strong community feel and the wide Fens all around, from period cottages to bungalows.

Car commuters & investors

People happy to drive (or bus) to March, Huntingdon, Cambridge or Peterborough for work and trains, and investors drawn by low prices and the agricultural economy.

Chatteris at a glance

Purchase price Standard rate
£140,000 £300
£190,000 £1,300
£235,000 £2,200
£295,000 £4,750
£350,000 £7,500

Figures are local averages used for illustration. Confirm your own numbers before acting on them.

Ask about Chatteris

Three details is all we need. You are told before anything is passed to a partner firm.

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Your checklist

  • Stamp duty of £2,200 treated as cash, not borrowing
  • Your first time buyer status confirmed in writing
  • The surcharge checked if you own anything else
  • Current rates verified on gov.uk before exchange
Ask about an introduction

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

Check broadband before you make an offer in Chatteris

Broadband speeds can vary street by street in Chatteris, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.

Questions people ask

How much is stamp duty on a house in Chatteris?
About £2,200 at the £235,000 benchmark price under standard rates. A first time buyer pays £0.
Do first time buyers pay stamp duty here?
Yes, but less. Relief brings the bill from £2,200 to £0 at this price.
What if I already own a property?
The additional property surcharge adds about £11,750 at this price, taking the total to £13,950.
How do I check broadband speed at a property in Chatteris?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Figures on this page come from local price and rental averages, published Ofsted ratings at reports.ofsted.gov.uk, the local council’s council tax charges and gov.uk. Published August 2026.

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