Mortgage / Cambridgeshire

Stamp Duty on a Sawston Home

Stamp duty on the £460,000 Sawston benchmark price is £13,000 at standard rates. A first time buyer pays £8,000. A second property or buy to let pays £36,000 once the surcharge is added.

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

The short answer

Stamp duty on the £460,000 Sawston benchmark price is £13,000 at standard rates. A first time buyer pays £8,000. A second property or buy to let pays £36,000 once the surcharge is added.

What you would pay in Sawston

On the £460,000 benchmark, standard residential stamp duty is £13,000. It is due within 14 days of completion.

First time buyer relief brings it to £8,000 at this price. The saving is £5,000.

Stamp duty at the Sawston benchmark

First time buyer£8,000Standard rate£13,000With surcharge£36,000
On a £460,000 purchase using rates in force from April 2025.

The commercial page for this town sets out the introduction itself: Mortgage advice in Sawston.

The surcharge that catches people out

If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £460,000 benchmark that adds £23,000, taking the bill to £36,000.

It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.

Where it sits in your cash pile

Stamp duty of £13,000 sits alongside a 10% deposit of £46,000 and legal and survey fees. Together that is roughly £61,500 before you own anything.

Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.

Local prices sit under the £500,000 relief ceiling, so first time buyers here keep the benefit. That is worth real money against neighbouring areas.

What else Sawston buyers are budgeting for

The schools families ask about here are Sawston Village College, The Icknield Primary School and Sawston primary schools. 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.

On getting about: Sawston to Cambridge takes about 15 to 25 min.

By price, Sawston ranks 2 of the 12 Cambridgeshire locations we cover, at £460,000 against a county average of £353,750. Band D council tax here is £2,562, against an average of £2,575 across the towns we cover in the county.

What that price buys in Sawston

Sawston is a large, historic village / small town on the River Cam, just south of Cambridge.

The full local guide covers schools, transport and the market in detail: Sawston property and area guide.

Budget What it buys here
Around £320,000 to £400,000 A terrace or a smaller home near the high street, the more accessible way into a desirable village.
Around £400,000 to £600,000 A period or interwar house or a newer family home, a classic Sawston family home.
£600,000 and above A larger detached or executive house with a garden, the top of the local market; check flood risk near the Cam.

Sawston is known locally for The world's first village college, and IWM Duxford. Sawston Village College, opened in 1930, was the first of its kind anywhere, a genuine landmark in English education and community life.

Practical detail for Sawston: the CB22 postcode district, no station in the village, Whittlesford Parkway (~2 miles) & Shelford (nearby) on the Cambridge to London Liverpool Street line and nearest A and E is Addenbrooke's Hospital, Cambridge (Hills Road, CB2 0QQ), a 24-hour Type 1 major A&E & trauma centre, ~15 to 20 min by road; verify with NHS.

Sawston has history behind the price. In Domesday (1086), Sawston is recorded as an established village on the River Cam.

Cambridge commuters

People wanting village life with a genuinely short commute to Cambridge, by road, bus or bike, or by rail from the nearby Whittlesford Parkway and Shelford stations, and easy access to the science and biomed jobs.

Families

People wanting space, a proper high street, riverside green space and good schools (including the historic village college) close to Cambridge, from terraces to larger family homes.

Biomed & science workers

People working at the Wellcome Genome Campus at nearby Hinxton and other science and biomed employers, who want to live close to work in a desirable village.

Sawston at a glance

Purchase price Standard rate
£275,000 £3,750
£370,000 £8,500
£460,000 £13,000
£575,000 £18,750
£690,000 £24,500

Figures are local averages used for illustration. Confirm your own numbers before acting on them.

Ask about Sawston

Three details is all we need. You are told before anything is passed to a partner firm.

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Your checklist

  • Stamp duty of £13,000 treated as cash, not borrowing
  • Your first time buyer status confirmed in writing
  • The surcharge checked if you own anything else
  • Current rates verified on gov.uk before exchange
Ask about an introduction

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

Check broadband before you make an offer in Sawston

Broadband speeds can vary street by street in Sawston, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.

Questions people ask

How much is stamp duty on a house in Sawston?
About £13,000 at the £460,000 benchmark price under standard rates. A first time buyer pays £8,000.
Do first time buyers pay stamp duty here?
Yes, but less. Relief brings the bill from £13,000 to £8,000 at this price.
What if I already own a property?
The additional property surcharge adds about £23,000 at this price, taking the total to £36,000.
How do I check broadband speed at a property in Sawston?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Figures on this page come from local price and rental averages, published Ofsted ratings at reports.ofsted.gov.uk, the local council’s council tax charges and gov.uk. Published August 2026.

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