Simplify My Bills

Gas, electricity, broadband, mobile, insurance — most households are juggling five or more separate bills, each with its own provider, renewal date, and direct debit. There is a simpler way. We can connect you with a specialist who can bring your household services together under one roof — one bill, one contact, and potentially real savings. The introduction is free.

FCA Regulated| FCA No. 1038034| Free Utility Specialist Introductions| Est. August 2019| Verify on FCA Register

One bill. One contact. Less hassle.

5+separate bills the average UK household manages every month — each with its own renewal and direct debit
Onemonthly bill covering all your household services — simpler to manage and easier to budget
Cashbackearned on everyday spending with some multi-service providers — reducing your bills further
Free introto a utility bill specialist — at no cost to you

Combining your household utilities and services with a single provider means one monthly payment, one customer service number, and one renewal to think about. For busy families, that simplicity alone is worth a great deal. But the benefits go further — some multi-service providers also offer cashback on everyday spending, which can reduce your effective monthly outgoings even further over time.

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Protect Your Income — So Your Bills Are Always Covered

Simplifying your bills is a great start. But if you cannot work due to illness or injury, even a simplified bill becomes a problem. Income protection insurance replaces your income if you are off sick — keeping your household running and your family financially stable.

Find out about income protection

What you could bring together under one bill

Gas & electricity

Your home energy supply — combined with your other services into a single monthly payment, with no need to manage separate energy renewals.

Broadband

Fast, reliable home broadband included alongside your other services — one provider, one bill, one number to call if something goes wrong.

Mobile

SIM-only mobile plans for you and your family — added to your combined bill and managed in one place.

Home insurance

Buildings and contents insurance arranged through the same provider — simplifying your renewals and keeping everything under one roof.

Boiler cover

Boiler and heating system cover included alongside your energy — so if something breaks down, one call sorts it.

Cashback on spending

Some multi-service providers offer cashback when you spend at everyday retailers — reducing your effective monthly bill without changing how you shop.

Why combining your household services makes sense

Fewer direct debitsInstead of five or more separate payments leaving your account at different times, one combined bill makes budgeting straightforward.
One renewal to manageNo more juggling multiple renewal dates or worrying about rolling onto expensive out-of-contract rates with different providers.
One number to callIf anything goes wrong — a broadband outage, a billing query, a boiler issue — there is one contact who can help, not several.
Cashback that adds upEveryday spending at supermarkets, retailers, and restaurants can generate cashback that is applied directly to your monthly bill.
Simpler for the whole familyEveryone in the household benefits from the same services, managed in one place — less admin, less stress, more time.
Free introductionWe connect you with a utility bill specialist at no cost to you. They will explain exactly what is available and what it would mean for your household.

How to get connected to a utility bill specialist

1

Get in touch

Tell us you are interested in simplifying your household bills and a little about your current setup — which services you have and who you are with. No forms, no pressure.

2

We make the introduction

We introduce you to a utility bill specialist we know and trust. The introduction is warm — they will know your situation before they call.

3

The specialist reviews your bills

They will look at what you are currently paying, what services you need, and show you exactly what a combined bill would look like for your household.

4

You decide — in your own time

There is no pressure to switch. The specialist will give you a clear picture and let you make the right decision for your family.

Get Your Free Utility Bill Introduction

Questions about combining your bills

Can I really combine all my household bills into one?
Yes — some multi-service providers offer gas, electricity, broadband, mobile, home insurance, and boiler cover all under one monthly bill. The exact services available depend on the provider and your location. A utility bill specialist will confirm what is available for your household and what the combined cost would look like.
Will I save money by combining my bills?
It depends on what you are currently paying and which services you combine. Some households save money directly on their bills. Others find the saving comes through cashback on everyday spending, which reduces the effective monthly cost over time. A specialist will compare your current bills against a combined package so you can see the full picture.
What is cashback on everyday spending?
Some multi-service providers partner with supermarkets, retailers, and restaurants to offer cashback when you spend with them. The cashback is applied directly to your monthly bill — so the more you spend at participating retailers, the lower your effective monthly outgoings. A specialist will explain how this works in practice for your household.
Is it complicated to switch?
No — the specialist handles the switching process for you. They will manage the transfer of your services and make sure everything is in place before your existing contracts end. Most households find the switch straightforward.
Is the introduction really free?
Yes — we make the introduction at no cost to you. The utility bill specialist will explain their service and any costs clearly before you make any decision.

Explore our protection services

Income ProtectionReplaces your income if you cannot work — keeping your household bills paid if you are off sick. Life InsurancePays a lump sum to your family if you die — financial security for the people who depend on you. Debt ConsolidationCombine your debts into one manageable payment — alongside simplifying your bills. MortgagesFree introduction to a whole-of-market mortgage adviser — for buying, moving, or remortgaging.
Written by Ben Tomlin — Financial Adviser, That’s Family Finance (a trading style of RB Ame Ltd).
FCA Individual Reference Number: BXT01420 · Last reviewed: August 2026.