Mortgage Advice in Northumberland Heath: Property, Schools & Local Area Guide
Northumberland Heath
A buyer’s guide to Northumberland Heath — property prices and council tax, schools and their real Ofsted position, transport, healthcare, flood risk, the local lending realities, and the questions worth asking before you commit.
- Quick Answers
- Prices
- Market
- Why Northumberland Heath
- Transport
- Schools
- Police & Fire
- Areas
- Healthcare
- Flood
- History
- Beyond the Mortgage
- FAQs
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That’s Family Finance is an FCA-regulated protection adviser (life insurance, critical illness cover and income protection). We do not arrange mortgages ourselves — we introduce you to carefully selected, award-winning, FCA-regulated mortgage advisers, with no obligation.
Figures in this guide were correct when it was produced and do change. Always verify council tax with the local council, school ratings with Ofsted and journey times with the operator before you rely on them. This guide is information, not financial or mortgage advice.
Mortgage Advice in Northumberland Heath: Property, Schools & Local Area Guide
Whether you're buying your first home in Northumberland Heath, remortgaging, upsizing or simply researching this settled, affordable corner of south-east London — a working residential suburb in the London Borough of Bexley, between Erith and Bexleyheath, with Bursted Woods, its local shopping parades and easy reach of several suburban rail stations — this guide covers what buyers and homeowners actually want to know.
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Quick answers about Northumberland Heath
Click any question to expand the full detail and sources.
Is Northumberland Heath a good place to live?⌄
Yes — an affordable, settled Bexley suburb between Erith and Bexleyheath.
Yes — Northumberland Heath is a well-established residential suburb in the London Borough of Bexley (DA8), popular with first-time buyers, families and investors for its Victorian, Edwardian and interwar houses, its local shopping parades, Bursted Woods nearby, and some of the most accessible prices in London and the borough. It sits between Erith and Bexleyheath, so several suburban rail stations and good bus links are within reach. The main things to weigh are that Northumberland Heath has no railway station of its own (you walk or take a bus to Barnehurst, Erith or Bexleyheath), and that it is a down-to-earth, working suburb rather than a smart town centre.
Sources: GoParksLondon — Bursted Wood | Bexley Wildlife — Bursted Woods
Is Northumberland Heath expensive?⌄
One of the more affordable parts of London; averages often £360,000–£430,000.
Northumberland Heath is one of the more affordable parts of London and of the London Borough of Bexley, which is central to its appeal for first-time buyers and investors. Overall averages are often in the region of £360,000 to £430,000, with flats offering the most accessible ways in (often around £230,000 to £300,000) and larger semi-detached and detached houses running to £525,000 and beyond. Its terraced and interwar housing stock, its schools and its road and rail links into London and Kent support demand. Always verify current prices via Land Registry data or independent valuation advice for the exact property.
Sources: landregistry.data.gov.uk
Does Northumberland Heath have a train station?⌄
No — but Barnehurst, Erith & Bexleyheath are close.
No — Northumberland Heath does not have its own railway station, which is the one honest trade-off to weigh. In practice residents use nearby stations a short bus ride or walk away: Barnehurst and Bexleyheath (on the Bexleyheath line to London Bridge, Cannon Street and Charing Cross) and Erith (on the North Kent line to London Bridge, Cannon Street and Charing Cross via Woolwich). Bus routes also connect Northumberland Heath to Erith, Bexleyheath, Welling and Plumstead. Always check current timetables and service updates before relying on a specific journey.
Sources: tfl.gov.uk
What is Northumberland Heath known for?⌄
Bursted Woods, Franks Park & affordable suburban housing.
Northumberland Heath is known as a down-to-earth, affordable residential suburb — Victorian, Edwardian and interwar houses built across the former heath as Erith and Bexleyheath grew — with its local shopping parades along Brook Street and Bexley Road, Bursted Woods and its adjoining open space, and Franks Park a little further towards Belvedere. It takes its name from the old Northumberland Heath, once open common on the road between Bexleyheath and Erith.
Sources: GoParksLondon — Franks Park
Where is the nearest A&E to Northumberland Heath?⌄
Queen Elizabeth Hospital, Woolwich (Darent Valley also within reach).
The nearest major hospital with a 24-hour Accident & Emergency department is the Queen Elizabeth Hospital in Woolwich (Lewisham and Greenwich NHS Trust), a drive away; Darent Valley Hospital in Dartford is also within reach, and Queen Mary’s Hospital in Sidcup has an urgent treatment centre (for less serious injuries and illness) rather than a blue-light A&E. As NHS services can be reconfigured and travel times vary, always confirm the nearest current A&E and the arrangements directly with the NHS.
Sources: lewishamandgreenwich.nhs.uk
Is Northumberland Heath right for you?
Every town suits some buyers better than others — here is how Northumberland Heath rates for the people who most often buy here, and why.
| Buyer type | Rating | Why |
|---|---|---|
| First-time buyers | ★★★★★ | Among the most affordable parts of London — flats often around £230,000–£300,000 and terraced houses within reach — make Northumberland Heath one of the genuine entry points onto the London ladder. |
| Property developers & investors | ★★★★☆ | Affordable terraced and interwar stock, steady rental demand and proximity to the Erith and Thames-side regeneration make it a solid area for buy-to-let and refurbishment — check condition and yields carefully. |
| Families | ★★★★☆ | Houses with gardens at accessible prices, local primaries (St Fidelis is Outstanding; Belmont Academy is Good) and Bursted Woods on hand make it a workable family suburb — check school catchments and the Bexley 11-plus. |
| Upsizers | ★★★☆☆ | Larger semis and detached houses offer more space for the money than much of London, though the choice at the top of the market is narrower than in smarter neighbouring areas. |
| Commuters | ★★★☆☆ | No station in Northumberland Heath itself, but Barnehurst, Erith and Bexleyheath are a short bus or walk away for trains to London Bridge, Cannon Street and Charing Cross — workable, if not a station on the doorstep. |
An honest, at-a-glance summary of what Northumberland Heath does brilliantly — and what to weigh carefully — before you commit.
Northumberland Heath at a glance
The key facts buyers ask us about most, in one place.
| Fact | Detail |
|---|---|
| County & councils | London (London Borough of Bexley — unparished) |
| Postcode district | DA8 |
| Approx. character | A settled, affordable working suburb of Victorian, Edwardian & interwar houses |
| Average house price | Overall often £360,000–£430,000; flats from ~£230,000, larger houses £525,000+; sources vary |
| Railway | No station in Northumberland Heath itself; nearest are Barnehurst, Erith & Bexleyheath (a bus or walk) to London Bridge, Cannon Street, Charing Cross & Victoria |
| Nearest A&E | Queen Elizabeth Hospital, Woolwich (a drive); Darent Valley (Dartford) within reach — verify with NHS |
| Schools | Bexley schools; St Fidelis Catholic (Outstanding), Belmont Academy (Good); Northumberland Heath Primary (mixed judgements — read report); Leigh Academy Bexley for secondary |
| Known for | Bursted Woods, Franks Park nearby & affordable suburban housing |
| Character | A down-to-earth suburb of terraces, interwar semis & newer flats in the London Borough of Bexley |
| Roads | The A2016 (Bronze Age Way) & A220 to the Thames-side, London and Kent |
| Green space | Bursted Woods & open space, Franks Park & the Thames-side paths nearby |
| Council tax (Band D) | £2,366.36 for 2026/27 (Bexley + GLA; verified) — confirm your exact band |
Property prices & council tax in Northumberland Heath
Northumberland Heath is one of the more affordable parts of London for a family home, which is central to its appeal. It offers purpose-built and converted flats, Victorian and Edwardian terraces, interwar semi-detached houses and pockets of newer housing. Published figures vary by property and area, so treat the ranges below as a broad guide and verify for the exact home.
| Property type / area | Typical position in the market | Who it suits |
|---|---|---|
| Purpose-built & converted flats | Indicatively around £230,000–£300,000 | First-time buyers; investors; the most accessible ways in |
| Victorian & Edwardian terraces | Indicatively around £340,000–£420,000 | First-time buyers & small families wanting a house with a garden |
| Interwar semi-detached houses | Indicatively around £420,000–£500,000 | Families wanting classic suburban space |
| Larger & detached houses | Indicatively around £525,000–£675,000+ | Upsizers wanting the top of the local market |
| Northumberland Heath average | Overall often £360,000–£430,000 (verify per property) | A broad benchmark for the area |
What income might you need?
These illustrative figures use roughly 4.5x household income and assume a typical deposit. They are a starting point for budgeting only — not a quote or advice.
£270,000
Flat
~£60,000
household income (guide)
£400,000
Area benchmark
~£89,000
household income (guide)
£550,000
Larger house (indicative)
~£122,000
household income (guide)
Northumberland Heath affordability & stamp duty calculator
A quick, no-obligation way to see roughly what you could borrow in Northumberland Heath and what stamp duty you'd pay. Illustration only — real figures depend on the lender and your circumstances.
Illustration only, not a mortgage offer or personalised advice. Lenders' income multiples and criteria vary. Your home may be repossessed if you do not keep up repayments on your mortgage.
Borrowing ready-reckoner (around 4.5× income)
| Yearly income | Rough maximum mortgage |
|---|---|
| £40,000 | ~£180,000 |
| £60,000 | ~£270,000 |
| £75,000 | ~£337,500 |
| £90,000 | ~£405,000 |
| £120,000 | ~£540,000 |
Stamp duty (SDLT) in 2026 — England
| Portion of price | Standard rate | First-time buyer |
|---|---|---|
| Up to £125,000 | 0% | 0% (up to £300,000) |
| £125,001 – £250,000 | 2% | 0% (up to £300,000) |
| £250,001 – £925,000 | 5% | 5% on £300,001–£500,000 (no relief over £500,000) |
| £925,001 – £1.5m | 10% | — |
| Over £1.5m | 12% | — |
Worked examples: a £250,000 home = £2,500 stamp duty (£0 for first-time buyers); a £450,000 home = £12,500 (£7,500 first-time buyer); a £650,000 home = £22,500 (first-time buyer relief doesn't apply over £500,000). An additional-property surcharge of 5% applies to second homes and buy-to-lets.
SDLT rates as at 2026 (England & Northern Ireland). Scotland (LBTT) and Wales (LTT) differ. Figures are a guide — confirm with your conveyancer.
The Northumberland Heath property market in depth
Northumberland Heath offers a steady, affordable, first-time-buyer and investor-driven market — flats, Victorian and Edwardian terraces, interwar semis and larger houses — with its accessibility relative to inner London, its schools, its green space and its road and rail links all supporting demand.
| Property type | What to expect | Typical guide |
|---|---|---|
| Purpose-built & converted flats | The most accessible way in; popular with first-time buyers and investors. | £230,000–£300,000 |
| Victorian & Edwardian terraces | A first house with a garden — popular with first-time buyers, families and landlords. | £340,000–£420,000 |
| Interwar semi-detached houses | Classic suburban family space — a signature of the area. | £420,000–£500,000 |
| Larger & detached houses | Handsome larger homes — the top of the local family market. | £525,000–£675,000+ |
Northumberland Heath’s appeal — a settled, genuinely affordable suburb of terraces and interwar semis, with local shopping parades, Bursted Woods nearby, and easy reach of several suburban rail stations and the Erith and Thames-side regeneration — makes it a steady, in-demand market, from flats to larger family houses, and a favourite for first-time buyers and investors.
That mix means budgeting and the right mortgage matter. Purpose-built and converted flats bring lease, ground-rent and service-charge questions that lenders assess carefully, while older terraced and interwar houses can need survey work (and some ex-rental stock needs refurbishment), so advice pays off. A whole-of-market mortgage adviser helps you match the right lender to your plans — the kind of introduction we can arrange.
What makes Northumberland Heath so popular?
Northumberland Heath’s appeal is a settled, affordable SE London suburb, with local shopping parades, Bursted Woods and Franks Park nearby, and several rail stations a short hop away.
Bursted Woods & open space
Bursted Woods and its adjoining open space, on the road between Bexleyheath and Erith, is a much-loved local ancient woodland and green space for walking, wildlife and family days out — a genuine natural asset on the doorstep.
Franks Park nearby
Franks Park, on the hill towards Belvedere, is a large park of woodland and open grass with fine views — a short distance from Northumberland Heath and popular for walking and play.
The local shopping parades
The Brook Street and Bexley Road parades are the everyday heart of the suburb — independent shops, cafes, takeaways and services that give Northumberland Heath a genuine local centre.
Transport & commuting from Northumberland Heath
Transport in Northumberland Heath is about nearby stations and good buses rather than a station on the doorstep. These indicative times are a starting point — always verify current timetables before relying on a specific journey.
| Route | Approx. time | Notes |
|---|---|---|
| Barnehurst → London Bridge | ~35–40 min | On the Bexleyheath line (via Bexleyheath & Lewisham) |
| Bexleyheath → London Bridge | ~30–40 min | On the Bexleyheath line, for the City |
| Erith → London Bridge | ~30–40 min | On the North Kent line (via Woolwich) |
| Erith / Bexleyheath → Charing Cross | ~40–50 min | For the West End (via Lewisham & Waterloo East) |
| Northumberland Heath → Erith / Bexleyheath | ~5–15 min | By bus, for the town centres & stations |
| Northumberland Heath → the A2 | ~10–15 min | Fast access towards London & the M25 for Kent |
| Northumberland Heath → central London by road | ~45–65 min | Via the A2016 / A2 — traffic dependent |
Getting around Northumberland Heath
Day-to-day mobility here is worth thinking through — the practical picture.
By train
Northumberland Heath has no station of its own, but Barnehurst, Erith and Bexleyheath are a short bus or walk away, on the Bexleyheath and North Kent lines into London Bridge, Cannon Street and Charing Cross — a workable commute.
By bus
Bus routes connect Northumberland Heath to Erith, Bexleyheath, Welling and Plumstead, and on to the nearby rail stations — genuinely useful for getting around without a car.
By car
The A2016 (Bronze Age Way) and the A2 give fast links into London, along the Thames-side and out to the M25 and Kent — though the main roads bring traffic at peak times, and parking varies by street.
For the airport
London City is reachable by road or via rail and the Elizabeth line and DLR at Woolwich; Gatwick is a drive or a train via central London — check current routes and times.
On foot & by bike
Bursted Woods, Franks Park and the local shopping parades give walkable amenities and green space, with the Thames-side paths at Erith for cycling — though the main roads shape where it is pleasant to walk and cycle.
For the commute
Northumberland Heath suits London Bridge, Cannon Street and Charing Cross commuters using the nearby stations, plus drivers using the A2016 and A2 — an affordable suburb, if without a station on the doorstep.
Schools in Northumberland Heath
Bexley is a selective borough with a range of schools, and Northumberland Heath and the surrounding Erith area have several to consider — including an Outstanding Catholic primary. Because catchments and admissions matter — and Bexley has grammar schools with their own entrance tests — confirm the current position directly for a specific address, and read each latest report in full.
| School | Type | Inspection | Notes |
|---|---|---|---|
| St Fidelis Catholic Primary School | Primary (state, co-ed, Catholic) | Outstanding | A Catholic voluntary-aided primary on Bexley Road, Northumberland Heath, rated Outstanding across every area at its June 2024 inspection — a popular local choice; check catchment and admissions. |
| Belmont Academy | Primary (state academy, co-ed) | Good | A popular primary on Belmont Road, Erith (on the edge of Northumberland Heath), rated Good at its July 2023 inspection — check catchment and admissions. |
| Northumberland Heath Primary School | Primary (state academy, co-ed) | Requires improvement | A community primary on Wheelock Close, part of the Woodland Academy Trust; at its July 2025 inspection quality of education was judged Requires Improvement while behaviour, personal development, leadership and early years were Good (no single overall grade since September 2024) — read the latest report in full and check catchment and admissions. |
| Leigh Academy Bexley | Secondary (state academy, co-ed, 11–19) | Read report | The local secondary on Avenue Road, Erith, which joined Leigh Academies Trust in 2023 (replacing the former King Henry School); it has not yet had a graded Ofsted inspection under its current status, so read the latest report and check catchment and admissions. |
Map, Police & Fire Services in Northumberland Heath
A useful local guide should show the practical services buyers actually check — policing, fire cover, emergency healthcare and the local crime context for Northumberland Heath.
Interactive map of Northumberland Heath — view it on the online guide at thatsfamilyfinance.co.uk.
Popular parts of Northumberland Heath & nearby
Where you buy in Northumberland Heath shapes both your budget and your character — from the terraced streets around Brook Street and Bexley Road to the greener edges by Bursted Woods and the borders with Erith, Bexleyheath and Barnehurst. A quick orientation.
Local highlights & days out from Northumberland Heath
Northumberland Heath packs an ancient woodland, a large park nearby, local shopping parades and easy reach of the Thames-side into one affordable suburb. A few of the best-loved local highlights.
Sports, leisure & community in Northumberland Heath
For an affordable suburb, Northumberland Heath offers plenty close to hand — ancient woodland, a large park nearby, local shops and the Thames-side within reach.
Days out & the outdoors
Bursted Woods and its open space, Franks Park nearby and the Erith riverside give walking, wildlife and family days out — with central London a short train ride away from the nearby stations.
The parks & green space
Bursted Woods, Franks Park and the Thames-side paths give walking, running, playgrounds and open space close by.
Shopping & eating out
The Brook Street and Bexley Road parades give everyday shops, cafes and takeaways, with Bexleyheath Broadway and Erith close by for bigger shopping and the Bluewater centre a drive away.
Healthcare & local services in Northumberland Heath
Healthcare access is reasonable for the area — GP provision locally, an urgent treatment centre at Queen Mary’s Sidcup, and major A&E a drive away at Woolwich, with Darent Valley also within reach.
The area has GP provision locally, with dentists and pharmacies around the Brook Street and Bexley Road parades and nearby Erith and Bexleyheath; the nearest major A&E is the Queen Elizabeth Hospital in Woolwich, with Darent Valley (Dartford) also within reach and an urgent treatment centre at Queen Mary’s Sidcup. GP and dental registration availability changes over time, so always check directly with a practice about its current catchment before relying on it for a move.
Living in Northumberland Heath
Day to day, Northumberland Heath is a settled, down-to-earth, affordable corner of south-east London — terraced and interwar streets, local shopping parades, Bursted Woods and the Thames-side within reach, with several rail stations and town centres a short hop away. Here is a sense of everyday life.
Northumberland Heath has the amenities of a comfortable, working suburb — local shopping parades along Brook Street and Bexley Road, primary schools including the Outstanding St Fidelis Catholic, Bursted Woods and Franks Park nearby, and Erith and Bexleyheath town centres close by. The big everyday pluses are the affordability — some of the most accessible prices in London — the houses with gardens, the green space and the sense of a solid, established community.
Connectivity for working is generally good — superfast (and in places gigabit) broadband reaches much of the area, so home and hybrid working is very possible, complemented by the nearby stations for office days. The main trade-offs are the lack of a station in the area itself (you walk or bus to Barnehurst, Erith or Bexleyheath), the down-to-earth rather than smart feel, some ex-rental stock that needs refurbishment, and (on flats) lease and service-charge questions — but for an affordable family home or a solid investment within reach of London it is a strong choice.
| Everyday amenity | In Northumberland Heath? | Nearest / notes |
|---|---|---|
| Primary schools | Yes (several) | St Fidelis Catholic (Outstanding), Belmont Academy (Good), Northumberland Heath Primary and others; check catchment |
| Secondary schools | Yes (nearby) | Leigh Academy Bexley (Erith); Bexley grammar and other secondaries within reach; check catchment & admissions |
| GP & hospital | Local / A&E a drive | GP provision locally; urgent care at Queen Mary’s Sidcup; major A&E at Queen Elizabeth Hospital, Woolwich |
| Nearest A&E | A drive (Woolwich) | Queen Elizabeth Hospital (Lewisham and Greenwich NHS Trust); Darent Valley within reach |
| Train station | Not in Northumberland Heath | Nearest are Barnehurst, Erith & Bexleyheath (a bus or walk) |
| Shops | Yes (Brook Street & Bexley Road) | Everyday shops, cafes & takeaways; Bexleyheath & Erith close by |
| Green space | Yes | Bursted Woods & open space, Franks Park & the Thames-side paths nearby |
Working & connectivity in Northumberland Heath
More people than ever work from home or hybrid, and Northumberland Heath is well set up for it — so it's worth being realistic about connectivity.
Superfast broadband reaches much of Northumberland Heath, with gigabit-capable full-fibre available in parts of the area, so home and hybrid working is very possible — complemented by the nearby stations for office days. Coverage can still vary by exact address, particularly in some older terraced houses, so check the specific property on the providers' and Ofcom's coverage checkers before you commit.
| Connectivity | Typical picture |
|---|---|
| Fixed broadband | Superfast reaches much of the area; gigabit full-fibre in parts — check the exact address |
| Mobile coverage | Generally good across the suburb |
| Train for office days | No station in the area; Barnehurst, Erith & Bexleyheath a bus or walk away |
| Road & air | A2016 & A2 to London and the M25; London City and Gatwick reachable — check current routes |
Flood risk in Northumberland Heath
On flooding, most of Northumberland Heath sits on higher ground at lower risk of river flooding, but the low-lying Thames-side towards Erith and surface water in heavy rain are local considerations, so it is worth checking carefully for a specific home.
Cost of living & running a home in Northumberland Heath
Beyond the mortgage, it helps to picture the ongoing costs of a home here. Indicative only — always confirm for a specific property.
| Typical ongoing cost | Indicative figure | Notes |
|---|---|---|
| Council tax (Band D, 2026/27) | £2,366.36 | Bexley + GLA precept (verified); many homes here are in lower bands — confirm your band |
| Buildings insurance | Varies — check flood risk | Tidal and surface-water flood risk near the Thames-side can affect premiums; get a quote and flood check before committing |
| Water & wastewater | ~£450–£750/yr | Thames Water area — check the supplier for the address |
| Broadband | ~£30–£50/mth | Superfast widely available; gigabit full-fibre in parts — check the address |
Financing a home in Northumberland Heath
An affordable, well-connected SE London suburb is a rewarding thing to buy into, whether as a home or an investment — a few points on the mortgage side are worth understanding first.
Northumberland Heath’s affordability and investor appeal mean it is popular with first-time buyers and landlords, so getting the right mortgage matters — from flats to terraces and larger houses. Flats bring lease, ground-rent and service-charge questions, older terraced and interwar properties are cases lenders and surveyors assess carefully, and some ex-rental stock needs refurbishment (which can affect mortgageability), so a survey is wise and a lease review is essential on a flat. Getting the right lender for your circumstances — residential or buy-to-let — is where good advice pays off.
A whole-of-market approach really helps here. That's Family Finance introduces you to carefully selected, FCA-regulated mortgage advisers who search across lenders to fit your circumstances, and we make sure your protection is set up properly alongside it. Talk to us →
Conveyancing & the searches to expect in Northumberland Heath
A few standard checks are worth their weight when buying in Northumberland Heath — especially the lease and condition on a flat or ex-rental, the survey on an older terraced house, and flood risk towards the Thames-side.
History, heritage & famous connections
Northumberland Heath takes its name from the old heath that once stretched along the road between Bexleyheath and Erith — open common land on the edge of rural north-west Kent, grazed and crossed for centuries but never a town in its own right. The name is thought to recall a medieval connection to the Earls of Northumberland, and for most of its history the heath was simply a stretch of countryside above the Thames-side marshes.
The suburb grew in the late nineteenth and early twentieth centuries, as the expansion of Erith — then a busy industrial and riverside town — and of Bexleyheath pushed rows of Victorian, Edwardian and later interwar houses across the former heath. Working families settled here within reach of the Thames-side industries and the railways, and the local shopping parades grew up to serve them. Absorbed into the London Borough of Bexley in 1965, Northumberland Heath has remained an affordable, down-to-earth residential suburb ever since, its terraced streets, its schools and Bursted Woods giving it a strong local identity, with the ongoing regeneration of the Erith riverside a little to the north.
Northumberland Heath through the ages
A quick timeline of the moments that shaped the town you would be buying into.
| Year | Milestone |
|---|---|
| Medieval | Open heath and common on the road between Bexleyheath and Erith, above the Thames-side marshes, linked in name to the Earls of Northumberland. |
| 18th–19th c. | A stretch of rural north-west Kent countryside, slowly drawn towards the expanding riverside town of Erith. |
| Late 19th–early 20th c. | Victorian and Edwardian terraces spread across the former heath as Erith and Bexleyheath grow and industry lines the Thames. |
| Interwar | Further semi-detached housing and the local shopping parades complete the suburb. |
| 1965 | Northumberland Heath is absorbed into the new London Borough of Bexley. |
| 21st c. | An affordable, down-to-earth family suburb, its terraced streets, its schools and Bursted Woods giving it a strong local identity, with the Erith riverside being regenerated nearby. |
Famous connections
A few of the people and stories that put Northumberland Heath on the map.
Bursted Woods
Bursted Woods and its open space — an ancient woodland and Site of Interest for Nature Conservation on the road between Bexleyheath and Erith, the area’s best-loved natural asset.
The former Northumberland Heath
The old heath itself — once open common land above the Thames-side, now built over but still giving the suburb its name and identity.
The Erith riverside regeneration
The regenerating Thames-side at nearby Erith — new homes, riverside walks and public space transforming this stretch of the river.
Looking beyond the mortgage
Buying a home in Northumberland Heath is a major commitment — and the mortgage is only part of the picture. Whatever you buy, the right protection makes sure the home stays yours if life does not go to plan.
Life cover
Pays out a lump sum if you die during the policy term — typically arranged to clear the mortgage so your family can stay in the home.
Critical illness cover
Pays out if you are diagnosed with a serious illness the policy covers — helping you keep up payments while you focus on recovery.
Income protection
Replaces part of your income if you cannot work due to illness or injury — often the most overlooked, and most valuable, cover of all.
That's Family Finance is an FCA-regulated protection adviser — life insurance, critical illness cover and income protection are what we do. We don't arrange mortgages ourselves; we introduce you to carefully selected, FCA-regulated mortgage advisers, and make sure your protection is set up properly alongside it. Talk to us →
Things people don't always tell you about Northumberland Heath
Beyond the brochure, a few honest points worth weighing before you commit to buying here.
Northumberland Heath compared with nearby towns
How Northumberland Heath sits against the places buyers most often weigh against it — a quick, indicative comparison.
| Town | Rough average price | Station? | Character |
|---|---|---|---|
| Northumberland Heath | ~£360k–£430k | No (nearby stations) | Affordable, down-to-earth Bexley suburb; Bursted Woods; terraces & semis |
| Erith | ~£330k–£420k | Yes (North Kent line) | The regenerating riverside town to the north, with its own station and the Thames |
| Bexleyheath | ~£425k–£525k | Yes (Bexleyheath line) | The borough’s main town centre to the south, with the Broadway shopping |
| Barnehurst | ~£400k–£500k | Yes (Bexleyheath line) | The more suburban neighbour to the east, with its own station and golf course |
| Belvedere | ~£340k–£430k | Yes (North Kent line) | The riverside neighbour to the west, with Franks Park and the Thames-side |
Pros & cons of living in Northumberland Heath
An honest, balanced summary to weigh up.
| In its favour | To weigh carefully |
|---|---|
| Among the most affordable parts of London | No railway station in the area itself |
| Victorian, Edwardian & interwar houses | A down-to-earth suburb rather than a smart town centre |
| An Outstanding Catholic primary (St Fidelis) | Northumberland Heath Primary showed mixed 2025 judgements |
| Bursted Woods & Franks Park nearby | Flats & ex-rentals need lease & condition checks |
| Good buses to stations & town centres | Traffic on the A2016/A2 at peak times |
| Solid stock for first-time buyers & investors | Tidal/surface-water flood risk towards the Thames-side |
| Close to the Erith riverside regeneration | A&E is a drive away, not on the doorstep |
Villages & areas around Northumberland Heath
Many buyers who love Northumberland Heath look just outside it too — a quick guide.
Who tends to move to Northumberland Heath?
Understanding your fellow buyers helps you read the market and pitch an offer.
First-time buyers
People wanting an affordable way onto the London ladder — flats and terraced houses at prices well below inner London, with local schools, shops and green space, and nearby stations for the commute.
Families
People wanting a house with a garden and schools at a sensible price — St Fidelis Catholic (Outstanding), Belmont Academy (Good), Bursted Woods and a settled community, close to Erith and Bexleyheath.
Investors & landlords
People wanting solid, well-let stock with steady rental demand — affordable terraces and interwar houses close to the Erith and Thames-side regeneration, the town centres and the railways.
What your money buys in Northumberland Heath
A rough sense of what different budgets tend to secure — indicative only, and hugely dependent on position and condition.
Your move to Northumberland Heath, step by step
A simple order of play that keeps things on track.
1. Get your budget straight
Work out your deposit and the true monthly cost (mortgage, council tax, insurance, which flood risk can affect, and SDLT), and get a mortgage in principle so you can move quickly — important in an affordable area with strong first-time-buyer and investor demand.
2. Do your homework on the property
Check tidal and surface-water flood risk (especially for low-lying and riverside homes), get a full building survey (wise on older terraced houses), review the lease and condition on a flat or ex-rental, check the school catchment and the Bexley 11-plus, and confirm your commute and nearest station — before you fall in love.
3. Line up the right people
A whole-of-market mortgage adviser (residential or buy-to-let), a good surveyor and a local conveyancer will save you time, money and stress. We can introduce you to the first.
Already live in Northumberland Heath?
This guide isn't just for people moving in. If you already own here, a few moments now can save a lot later.
If your current mortgage deal is within about six months of ending, it's usually worth reviewing your options rather than drifting onto your lender's standard variable rate, which is often more expensive. And whether or not you're moving, it's worth checking that your protection still matches your life. We can introduce you to a whole-of-market, FCA-regulated mortgage adviser, and review your life cover, critical illness cover and income protection alongside it.
Review my options →In summary: buying in Northumberland Heath
If you are weighing up a move to the town, here is the honest bottom line.
Quick tips before you buy in Northumberland Heath
- Enjoy the area — Bursted Woods, Franks Park nearby, the shopping parades and the Erith riverside.
- Plan the transport — Northumberland Heath has no station of its own, so check the walk or bus to Barnehurst, Erith or Bexleyheath.
- Note the setting — a down-to-earth, affordable suburb near the A2016 and A2.
- Check tidal and surface-water flood risk for low-lying and riverside homes, and confirm insurance.
- Confirm the council tax and band — Northumberland Heath (Bexley) Band D is £2,366.36 for 2026/27 (verified); many homes are in lower bands.
- Budget realistically — prices are among the most accessible in London, and flats and ex-rentals need lease and condition checks; use a whole-of-market adviser.
- Verify the nearest current A&E (Queen Elizabeth Hospital, Woolwich) with the NHS.
- Get a full building survey on an older terraced or interwar house, and on a flat review the lease, ground rent, service charge and condition.
- For schools, check catchment and the Bexley 11-plus (St Fidelis Catholic, Belmont Academy, Northumberland Heath Primary; Leigh Academy Bexley).
- Explore Bursted Woods and the shopping parades to get a feel for the area.
- Note the ongoing regeneration of the Erith riverside a little to the north.
- Get a mortgage agreement in principle before you start viewing in earnest.
- Review your protection at the same time as your mortgage — important for family buyers.
- Take your conveyancer’s advice on the lease, flood, boundary and standard searches.
- Compare Northumberland Heath with neighbouring Erith, Bexleyheath, Barnehurst and Belvedere for price and connections.
Nearby areas worth considering
If you are weighing Northumberland Heath against the surrounding area, these are the places buyers most often compare.
Erith
The regenerating riverside town to the north — on the North Kent line, with its own station, the Thames and new riverside homes.
Bexleyheath
The borough’s main town centre to the south — on the Bexleyheath line, with the Broadway shopping centre and Danson Park.
Welling
The busy neighbour to the south-west — on the Bexleyheath line, with a station and a long high street.
Plumstead
The neighbour to the west towards Woolwich — on the North Kent line, close to the Queen Elizabeth Hospital and the Elizabeth line at Abbey Wood.
Belvedere
The riverside neighbour to the west — on the North Kent line, with Franks Park and the Thames-side.
Family Protection
Whichever area you choose, the right life cover, critical illness cover and income protection matter just as much as the mortgage.
Talk to us →Speak to Us
Researching Northumberland Heath or a nearby area? We are always happy to point people in the right direction.
Get in touch →Frequently asked questions
Is Northumberland Heath a good place to live?
Is Northumberland Heath expensive?
Does Northumberland Heath have a train station?
What is Northumberland Heath known for?
Where is the nearest A&E to Northumberland Heath?
Does Northumberland Heath have good schools?
What salary do you need to buy in Northumberland Heath?
How much is stamp duty on a Northumberland Heath property?
How much is council tax in Northumberland Heath?
Which police and fire services cover Northumberland Heath?
Is Northumberland Heath a safe place to live?
What is there to do in Northumberland Heath?
What is broadband like in Northumberland Heath?
Is Northumberland Heath good for families?
Is Northumberland Heath good for commuters?
What searches should I expect when buying in Northumberland Heath?
Is flooding a problem in Northumberland Heath?
How do I get started with a mortgage for Northumberland Heath?
Can existing homeowners in Northumberland Heath benefit from a mortgage review?
Useful resources
Need help?
Whether you're researching Northumberland Heath, planning a move, reviewing your finances or simply exploring your options — we're always happy to point people in the right direction.
By submitting your details you agree that your contact information will be passed to a carefully selected, FCA-regulated mortgage adviser.
That's Family Finance is an FCA-regulated protection adviser (life insurance, critical illness cover and income protection). We do not arrange mortgages ourselves — we introduce you to carefully selected, FCA-regulated mortgage advisers.
Transport information is approximate and can change; Northumberland Heath does not have its own railway station — the nearest stations are Barnehurst and Bexleyheath (on the Bexleyheath line) and Erith (on the North Kent line), a short bus ride or walk away, for trains to London Bridge, Cannon Street, Charing Cross and beyond, with bus links to Erith, Bexleyheath, Welling and Plumstead and the A2016 (Bronze Age Way) and A2 for drivers — always verify current timetables and service updates at tfl.gov.uk before travelling. Ofsted information is based on the most recent publicly available reports. Bexley is a selective borough; Northumberland Heath and the surrounding Erith area have St Fidelis Catholic Primary (rated Outstanding at its June 2024 inspection) and Belmont Academy (Good), with Northumberland Heath Primary showing mixed judgements at its July 2025 inspection (Requires Improvement for quality of education, Good for behaviour, personal development, leadership and early years) and Leigh Academy Bexley the local secondary (newly formed under Leigh Academies Trust and not yet graded under its current status), plus Bexley grammar schools and their own 11-plus test within reach — confirm catchment and admissions with each school and the London Borough of Bexley. From September 2024 Ofsted no longer awards a single overall effectiveness grade at routine state-school inspections; read each school’s latest report in full. Healthcare: the nearest major hospital with a 24-hour A&E is the Queen Elizabeth Hospital in Woolwich (Lewisham and Greenwich NHS Trust), a drive away, with Darent Valley Hospital (Dartford) also within reach and an urgent treatment centre at Queen Mary’s Hospital, Sidcup, and GP provision locally; NHS services can be reconfigured and travel times vary, so always verify the nearest current A&E and arrangements with the NHS. References to Bursted Woods, Franks Park, the local shopping parades and the Erith riverside are for context. Crime information is general — check current data at police.uk. Flood-risk: most of Northumberland Heath sits on higher, well-drained ground at lower risk of river flooding, but land towards the low-lying Thames-side at Erith and some low-lying streets can be affected by tidal and surface-water flooding in intense rain, which can affect insurance; always check the exact postcode at check-for-flooding.service.gov.uk and confirm buildings insurance availability and cost before committing. Council tax: Northumberland Heath is in the London Borough of Bexley (unparished); the Band D total for 2026/27 is £2,366.36, made up of the London Borough of Bexley basic share of £1,855.85 (including the adult social care precept) and the Greater London Authority (Mayor of London) precept of £510.51; many homes here are in lower bands and pay less — confirm your exact band with the London Borough of Bexley. Property prices are indicative and based on recent public sold-price data — Northumberland Heath is a DA8 suburb where overall averages are often around £360,000 to £430,000, with flats from around £230,000 and larger houses beyond £525,000, with a wide range by property and area; verify current values via Land Registry or an independent valuation for the exact home. Salary and affordability figures are illustrative only and do not constitute financial advice. Stamp duty figures should be verified using the official GOV.UK SDLT calculator.
The information on this page is for educational purposes only and does not constitute financial advice. That's Family Finance is an independent, FCA-regulated firm (No. 1038034).
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