Mortgage Advice in Headley: Property, Schools & Local Area Guide
Headley
A buyer’s guide to Headley — property prices and council tax, schools and their real Ofsted position, transport, healthcare, flood risk, the local lending realities, and the questions worth asking before you commit.
- Quick Answers
- Prices
- Market
- Why Headley
- Transport
- Schools
- Police & Fire
- Areas
- Healthcare
- Flood
- History
- Beyond the Mortgage
- FAQs
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That’s Family Finance is an FCA-regulated protection adviser (life insurance, critical illness cover and income protection). We do not arrange mortgages ourselves — we introduce you to carefully selected, award-winning, FCA-regulated mortgage advisers, with no obligation.
Figures in this guide were correct when it was produced and do change. Always verify council tax with the local council, school ratings with Ofsted and journey times with the operator before you rely on them. This guide is information, not financial or mortgage advice.
Mortgage Advice in Headley: Property, Schools & Local Area Guide
Whether you're buying your first home in Headley, remortgaging, upsizing or simply researching this pretty Hampshire village near Bordon — a village set on high ground above the River Wey, with a working watermill, an ancient church and the wooded heaths of the Surrey border all around — this guide covers what buyers and homeowners actually want to know.
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Quick answers about Headley
Click any question to expand the full detail and sources.
Is Headley a good place to live?⌄
Yes — a pretty, green village near the border.
Yes — Headley is an attractive village in north-east Hampshire (GU35), set on high ground above a loop of the River Wey, a couple of miles east of Bordon and close to Grayshott and the Surrey border. Part of East Hampshire, with a parish population of around five and a half thousand (taking in the hamlets of Arford, Headley Down and Standford), it has a village centre, a primary school, a genuinely working watermill, an ancient church and a strong community, with the wooded heaths and commons of the Surrey border all around. The main things to weigh are that it is a sought-after rural village (so not cheap), it has no railway station, and there is a flood-risk consideration near the river.
Sources: en.wikipedia.org/wiki/Headley | rightmove.co.uk — Headley
Is Headley expensive?⌄
Sought-after — often £400,000–£650,000.
Headley is a sought-after rural village where prices are well above the national average, with overall averages often in the region of £400,000 to £650,000; smaller homes offer the more accessible ways in, while larger detached and country homes run well beyond. Its pretty riverside-and-heathland setting, its village character, and its position near the Surrey border all drive strong demand. Always verify current prices via Land Registry data or independent valuation advice for the exact property.
Sources: rightmove.co.uk — Headley | landregistry.data.gov.uk
Does Headley have a railway station?⌄
No — nearest at Liphook, Bentley or Farnham.
No — Headley has no railway station of its own. The nearest stations are at Liphook (on the Portsmouth Direct line, with fast direct trains to London Waterloo), Bentley and Farnham (on the Alton line to Waterloo), each a drive away. For drivers, the B3002 links the village to Bordon and the A325, which runs to Farnham and the A31 to the north and Petersfield to the south. If a train commute matters, factor in the drive to a station.
Sources: southwesternrailway.com
What is Headley known for?⌄
Its working watermill, church & the heaths.
Headley is best known for Headley Mill — the last commercially productive watermill in Hampshire, still grinding corn with the power of the River Wey on a site where a mill has stood since Saxon times — and for its ancient church of All Saints, with a church on the site since at least the 12th century. It is known too for its beautiful setting on the wooded heaths of the Surrey border, near Ludshott Common, and for a dramatic moment in its history: the Swing Riots of 1830, when the village workhouse was attacked by agricultural labourers.
Sources: headley-village.com — the Mill
Where is the nearest A&E to Headley?⌄
Frimley Park or Royal Surrey (Guildford) — a drive.
The nearest major hospitals with a 24-hour A&E are Frimley Park Hospital (near Frimley/Camberley) and the Royal Surrey County Hospital in Guildford, both within a drive; there is GP provision in the area (with health facilities at nearby Bordon). As NHS services can be reconfigured and travel times vary, always confirm the nearest current A&E and the arrangements directly with the NHS.
Sources: fhft.nhs.uk (Frimley Park)
Is Headley right for you?
Every town suits some buyers better than others — here is how Headley rates for the people who most often buy here, and why.
| Buyer type | Rating | Why |
|---|---|---|
| Families | ★★★★★ | Its own primary (The Holme) plus the highly regarded Bohunt School at Liphook, with river and heaths on the doorstep. |
| Countryside lovers | ★★★★★ | The River Wey, Ludshott Common and the wooded heaths make it a superb rural base. |
| Downsizers | ★★★★☆ | A pretty, characterful village with pubs and community, though you drive for a station and bigger shops. |
| Commuters | ★★★☆☆ | No village station — a quick drive to the fast London train at Liphook makes it workable. |
| First-time buyers | ★★☆☆☆ | Sought-after rural prices and limited smaller stock make entry harder here. |
An honest, at-a-glance summary of what Headley does brilliantly — and what to weigh carefully — before you commit.
Headley at a glance
The key facts buyers ask us about most, in one place.
| Fact | Detail |
|---|---|
| County & councils | Hampshire (two-tier): Hampshire County Council & East Hampshire District Council |
| Postcode district | GU35 |
| Approx. character | A pretty, sought-after rural village on the River Wey near the Surrey border |
| Average house price | Well above average — often £400,000–£650,000; larger & country homes beyond; sources vary |
| Railway | No station — nearest at Liphook, Bentley or Farnham (all a drive) |
| Nearest A&E | Frimley Park (Frimley) or Royal Surrey (Guildford) — both a drive; verify with NHS |
| Schools | Hampshire non-selective; Headley CE Primary; secondaries nearby (Bohunt, Liphook & others) |
| Known for | Headley Mill (a working watermill), All Saints Church & the heaths |
| Population | About 5,600 (Headley parish, incl. Arford, Headley Down & Standford) |
| Roads | The B3002 to Bordon & the A325 (Farnham–Petersfield) |
| Green space | The River Wey, Ludshott Common (NT) & the wooded heaths of the Surrey border |
| Council tax (Band D) | £2,313.54 for 2026/27 (Headley parish; verified) — confirm your exact band |
Property prices & council tax in Headley
Headley is a sought-after rural village where prices are well above the national average, reflecting its pretty riverside-and-heathland setting, its village character, and its position near the Surrey border. It offers smaller cottages and homes, characterful and period houses, popular family homes, and larger detached and country properties. Published figures vary by property and area, so treat the ranges below as a broad guide and verify for the exact home.
| Property type / area | Typical position in the market | Who it suits |
|---|---|---|
| Smaller homes & cottages | Indicatively around £300,000–£400,000 | First-time buyers; the more accessible ways in |
| Terraced & character homes | Indicatively around £400,000–£525,000 | First-time buyers; smaller families |
| Semi-detached & family homes | Indicatively around £500,000–£675,000 | Growing families |
| Headley average | Well above average — often £400,000–£650,000 (verify per property) | A broad benchmark for the village |
| Detached, period & country homes | Indicatively £675,000–£1.2m+ | Buyers wanting a larger period or country home |
What income might you need?
These illustrative figures use roughly 4.5x household income and assume a typical deposit. They are a starting point for budgeting only — not a quote or advice.
£400,000
Smaller / character home
~£89,000
household income (guide)
£550,000
Village benchmark
~£122,000
household income (guide)
£800,000
Detached / country (indicative)
~£178,000
household income (guide)
Headley affordability & stamp duty calculator
A quick, no-obligation way to see roughly what you could borrow in Headley and what stamp duty you'd pay. Illustration only — real figures depend on the lender and your circumstances.
Illustration only, not a mortgage offer or personalised advice. Lenders' income multiples and criteria vary. Your home may be repossessed if you do not keep up repayments on your mortgage.
Borrowing ready-reckoner (around 4.5× income)
| Yearly income | Rough maximum mortgage |
|---|---|
| £40,000 | ~£180,000 |
| £60,000 | ~£270,000 |
| £75,000 | ~£337,500 |
| £90,000 | ~£405,000 |
| £120,000 | ~£540,000 |
Stamp duty (SDLT) in 2026 — England
| Portion of price | Standard rate | First-time buyer |
|---|---|---|
| Up to £125,000 | 0% | 0% (up to £300,000) |
| £125,001 – £250,000 | 2% | 0% (up to £300,000) |
| £250,001 – £925,000 | 5% | 5% on £300,001–£500,000 (no relief over £500,000) |
| £925,001 – £1.5m | 10% | — |
| Over £1.5m | 12% | — |
Worked examples: a £250,000 home = £2,500 stamp duty (£0 for first-time buyers); a £450,000 home = £12,500 (£7,500 first-time buyer); a £650,000 home = £22,500 (first-time buyer relief doesn't apply over £500,000). An additional-property surcharge of 5% applies to second homes and buy-to-lets.
SDLT rates as at 2026 (England & Northern Ireland). Scotland (LBTT) and Wales (LTT) differ. Figures are a guide — confirm with your conveyancer.
The Headley property market in depth
Headley offers a sought-after rural-village market — cottages and character homes, popular family houses, and larger detached and country properties — with its pretty riverside-and-heathland setting, its village character and its position near the Surrey border all driving strong demand.
| Property type | What to expect | Typical guide |
|---|---|---|
| Smaller homes & cottages | The more accessible way in; popular with first-time buyers and downsizers. | £300,000–£400,000 |
| Terraced & character homes | Period and character homes in and around the village. | £400,000–£525,000 |
| Semi-detached & family homes | Popular family homes across the village and the hamlets. | £500,000–£675,000 |
| Detached, period & country homes | Larger detached and country homes on the heaths and by the river — the top of the local market. | £675,000–£1.2m+ |
Headley's appeal — a pretty, characterful rural village on the River Wey, with a working watermill, an ancient church and the wooded heaths of the Surrey border all around — makes it a sought-after market, from village cottages and character homes to substantial detached and country houses.
That range means budgeting and the right mortgage matter. Larger period and country homes here can mean substantial lending, and period, listed, unusual-construction or riverside properties are cases lenders and insurers assess carefully, so a survey is wise on an older home. A whole-of-market mortgage adviser helps you match the right lender to your plans — the kind of introduction we can arrange.
What makes Headley so popular?
Headley's appeal is a pretty rural village with a working watermill and the heaths all around.
A pretty riverside-and-heath setting
Headley sits on high ground above a loop of the River Wey, near Ludshott Common and the wooded heaths of the Surrey border — superb walking, cycling and riding right on the doorstep, with the countryside a constant.
Real village character
A village centre, a primary school, an ancient church, historic pubs and a strong community — a genuine, characterful Hampshire village rather than a commuter dormitory.
Heritage on the doorstep
Headley Mill, the last commercially working watermill in Hampshire, still grinding corn on a Saxon mill site, and the ancient All Saints Church — living history in the heart of the village.
Transport & commuting from Headley
Transport in Headley is car-led — there is no railway station, but good roads reach Bordon, Farnham and the A3. These indicative times are a starting point — always verify current timetables before relying on a specific journey.
| Route | Approx. time | Notes |
|---|---|---|
| Headley → Liphook station | ~15 min drive | Nearest fast direct London Waterloo train (Portsmouth Direct line) |
| Headley → Bordon | ~5 min drive | The neighbouring town, for shops & services |
| Headley → Farnham | ~20 min drive | North for the town & the Alton-line station to Waterloo |
| Headley → Grayshott & Hindhead | ~10 min drive | The villages & the A3 over the Surrey border |
| Headley → the A3 (Hindhead) | ~15 min drive | Linking Portsmouth, Guildford, the M25 & London |
| Headley → Guildford | ~35 min drive | For the town & the Royal Surrey (A&E) |
| Headley → Ludshott Common | ~5 min | The National Trust common & heaths nearby |
| Headley → Headley Mill | ~2 min | The working watermill on the River Wey |
Getting around Headley
Day-to-day mobility here is worth thinking through — the practical picture.
By car
The B3002 links to Bordon and the A325 (Farnham and the A31 north, Petersfield south), with the A3 at Hindhead a little to the east — a car is very useful here.
By train
No station in the village — the nearest are Liphook (Portsmouth Direct line, fast direct trains to London Waterloo), Bentley and Farnham (Alton line to Waterloo), each a drive away.
For the airport
Gatwick and Heathrow are each around an hour to an hour and a quarter by road — reachable but a drive.
By bus
Local bus services connect Headley with Bordon, Grayshott and the villages — check current routes and frequencies.
On foot, by bike & on the heaths
The River Wey, Ludshott Common and the wooded heaths give superb walking, cycling and riding on the doorstep.
For the commute
Headley suits drivers and those happy to drive to a station (Liphook for a fast London train), plus Bordon, Farnham and Guildford workers — a pretty rural base near the border.
Schools in Headley
Hampshire state schools are mostly comprehensive and non-selective. Headley has its own primary school, with secondary options nearby including the highly regarded Bohunt School at Liphook, Oakmoor at Bordon and (over the Surrey border) schools around Haslemere. Because catchments and admissions matter, confirm the current position directly.
| School | Type | Inspection | Notes |
|---|---|---|---|
| The Holme CofE Primary School | Primary (state, co-ed) | Good | The village primary school at Headley (Ofsted rated it Good in February 2023) — check the current catchment and its latest report. |
| Bohunt School (Liphook) | Secondary & sixth form (state, co-ed, 11–18) | Good | The highly regarded state secondary at nearby Liphook (Ofsted rated it Good in March 2024) — check catchment and admissions. |
| Oakmoor School (Bordon) | Secondary (state, co-ed, 11–16) | Good | The secondary at neighbouring Bordon (its last graded Ofsted judgement was Good) — a further option; check catchment. |
| Further options (Haslemere & area) | Secondary & independent | See schools | Further schools and independents are within reach around Haslemere (Surrey) and the area — check options. |
Map, Police & Fire Services in Headley
A useful local guide should show the practical services buyers actually check — policing, fire cover, emergency healthcare and the local crime context for Headley.
Interactive map of Headley — view it on the online guide at thatsfamilyfinance.co.uk.
Popular parts of Headley & nearby
Where you buy in Headley shapes both your budget and your character — from the village centre to the hamlets and the heathland edges. A quick orientation.
Local highlights & days out from Headley
Headley packs heritage, a working watermill and beautiful countryside into one village. A few of the best-loved local highlights.
Sports, leisure & community in Headley
For a village, Headley offers a lot — countryside, heritage and community.
The river, common & the outdoors
The River Wey, Ludshott Common and the wooded heaths give walking, cycling, riding and wildlife right on the doorstep.
Heritage & village life
Headley Mill, the ancient church, the historic pubs and the village green give a real sense of place and things to enjoy close by.
The towns near
Bordon, Grayshott, Farnham, Haslemere and Guildford each within reach for wider shopping and leisure.
Healthcare & local services in Headley
Healthcare access is reasonable for a village — GP provision in the area, and a major A&E a drive away at Frimley or Guildford.
The area has GP provision, with dentists and pharmacies at nearby Bordon and Grayshott; the nearest major A&E departments are at Frimley Park Hospital (near Frimley/Camberley) and the Royal Surrey County Hospital in Guildford, both within a drive. GP and dental registration availability changes over time, so always check directly with a practice about its current catchment before relying on it for a move.
Living in Headley
Day to day, Headley is a pretty, sought-after rural village on the River Wey near the Surrey border — a village centre with shops, a primary school, a working watermill and an ancient church, with the heaths and commons all around. Here is a sense of everyday life.
Headley has the amenities of a good village — a village centre with shops and services, a primary school, historic pubs, a genuinely working watermill and a strong community — along with the River Wey, Ludshott Common and the wooded heaths, and nearby Bordon, Grayshott, Farnham and Haslemere for bigger shopping and services. The big everyday pluses are the character, the countryside and the pretty setting.
Connectivity for working is generally reasonable — superfast broadband reaches much of the village, so home and hybrid working is possible, complemented by a drive to Liphook for a fast direct London train on office days. The main trade-offs are well-above-average prices, the lack of a railway station, the drive to a major A&E, and a flood-risk consideration near the river — but for character, countryside and village life it is a lovely choice.
| Everyday amenity | In Headley? | Nearest / notes |
|---|---|---|
| Primary schools | Yes | Headley CofE Primary School; check catchment |
| Secondary schools | Nearby | Bohunt School (Liphook, highly regarded), Oakmoor (Bordon) & others; check catchment |
| GP & hospital | Local / A&E a drive | GP provision in the area (health facilities at Bordon); major A&E at Frimley or Guildford |
| Nearest A&E | A drive (Frimley / Guildford) | Frimley Park (Frimley) or Royal Surrey (Guildford) — major A&E |
| Railway station | No (nearest a drive) | No station in village; nearest Liphook (fast direct to London Waterloo), Bentley & Farnham |
| Shops | Yes (village) + towns near | Village shops; Bordon, Grayshott, Farnham & Haslemere a drive for wider shopping |
| Green space | Yes (abundant) | The River Wey, Ludshott Common (NT) & the wooded heaths |
Working & connectivity in Headley
More people than ever work from home or hybrid, and Headley is reasonably set up for it — so it's worth being realistic about connectivity.
Superfast broadband reaches much of Headley, with faster full-fibre available in parts of the village, so home and hybrid working is possible — complemented by a drive to Liphook for a fast direct London train on office days. Coverage can still vary by exact address, particularly in older and outlying properties on the heaths and in the river valley, so check the specific property on the providers' and Ofcom's coverage checkers before you commit.
| Connectivity | Typical picture |
|---|---|
| Fixed broadband | Superfast reaches much of the village; full-fibre in parts — check the exact address |
| Mobile coverage | Generally reasonable in the village; can vary in the valley & on the heaths |
| Rail for office days | No station — nearest Liphook (fast direct to London Waterloo), a drive |
| Road & air | B3002/A325 & the A3 at Hindhead; Gatwick & Heathrow ~1hr–1hr 15 |
Flood risk in Headley
On flooding, much of Headley sits at lower risk on the higher ground, but the River Wey runs below the village, so low-lying and riverside parts carry a flood-risk consideration worth checking carefully.
Cost of living & running a home in Headley
Beyond the mortgage, it helps to picture the ongoing costs of a home here. Indicative only — always confirm for a specific property.
| Typical ongoing cost | Indicative figure | Notes |
|---|---|---|
| Council tax (Band D, 2026/27) | £2,313.54 | Hampshire, Headley parish (verified) — confirm your band |
| Buildings insurance | Varies — check near river | River Wey/surface-water flood risk near the river can affect premiums; get a quote and flood check before committing |
| Water & wastewater | ~£500–£800/yr | South East Water / Southern Water area — check the supplier for the address |
| Broadband | ~£30–£50/mth | Superfast widely available; full-fibre in parts — check the address |
Financing a home in Headley
A pretty rural village with a working watermill and the heaths all around is a lovely thing to buy into — a few points on the mortgage side are worth understanding first.
Headley's desirable market and well-above-average prices mean the right mortgage matters — from village cottages and character homes to larger detached and country homes that involve substantial lending. Period, listed, unusual-construction or riverside properties are cases lenders and insurers assess carefully, so a survey is wise on an older home. Getting the right lender for your circumstances is where good advice pays off.
A whole-of-market approach really helps here. That's Family Finance introduces you to carefully selected, FCA-regulated mortgage advisers who search across lenders to fit your circumstances, and we make sure your protection is set up properly alongside it. Talk to us →
Conveyancing & the searches to expect in Headley
A few standard checks are worth their weight when buying in Headley — especially flood near the river and on period homes.
History, heritage & famous connections
Headley — its name meaning ‘a clearing in the heath’ — has been settled since Saxon times, its life turning on farming and on the River Wey that powered its mill. A watermill has stood on the site of Headley Mill since at least the Saxon era, and it survives today as the last commercially productive watermill in Hampshire, still grinding corn. At the heart of the village stands All Saints’ Church, with a church on the site since at least the 12th century, its nave and chancel rebuilt in the 1850s.
Headley’s most dramatic moment came in November 1830, during the Swing Riots that swept rural southern England: a crowd of agricultural labourers, angry at poverty and the new machines threatening their livelihoods, marched on and wrecked the Headley workhouse — part of the ‘Selborne and Headley’ riots for which several men were later transported. In the modern era Headley has become a sought-after rural village, its character, its heaths and its position near the Surrey border making it a much-loved place to live.
Headley through the ages
A quick timeline of the moments that shaped the town you would be buying into.
| Year | Milestone |
|---|---|
| Saxon era | A watermill stands on the River Wey; Headley (‘clearing in the heath’) is settled. |
| 12th c onwards | A church stands on the site of All Saints’ Church. |
| 1830 | The Swing Riots — labourers attack the Headley workhouse (the ‘Selborne and Headley’ riots). |
| 1850s | All Saints’ Church is largely rebuilt. |
| 20th–21st c | Headley becomes a sought-after rural village; Headley Mill keeps grinding corn. |
| Today | A pretty, characterful village on the River Wey near the Surrey border, with a working watermill. |
Famous connections
A few of the people and stories that put Headley on the map.
Headley Mill
The last commercially productive watermill in Hampshire, still grinding corn with the power of the River Wey on a site where a mill has stood since Saxon times — a remarkable and much-loved survival.
The Swing Riots of 1830
Headley was at the centre of the ‘Selborne and Headley’ riots of 1830, when agricultural labourers attacked the village workhouse — a dramatic episode in the history of rural protest.
All Saints’ Church
The ancient parish church, with a church on the site since at least the 12th century and its distinctive ivy-covered tower — a link to the village’s long history.
Looking beyond the mortgage
Buying a home in Headley is a major commitment — and the mortgage is only part of the picture. Whatever you buy, the right protection makes sure the home stays yours if life does not go to plan.
Life cover
Pays out a lump sum if you die during the policy term — typically arranged to clear the mortgage so your family can stay in the home.
Critical illness cover
Pays out if you are diagnosed with a serious illness the policy covers — helping you keep up payments while you focus on recovery.
Income protection
Replaces part of your income if you cannot work due to illness or injury — often the most overlooked, and most valuable, cover of all.
That's Family Finance is an FCA-regulated protection adviser — life insurance, critical illness cover and income protection are what we do. We don't arrange mortgages ourselves; we introduce you to carefully selected, FCA-regulated mortgage advisers, and make sure your protection is set up properly alongside it. Talk to us →
Things people don't always tell you about Headley
Beyond the brochure, a few honest points worth weighing before you commit to buying here.
Headley compared with nearby towns
How Headley sits against the places buyers most often weigh against it — a quick, indicative comparison.
| Town | Rough average price | Station? | Character |
|---|---|---|---|
| Headley | ~£400k–£650k | No (nearest Liphook/Bentley/Farnham, a drive) | Pretty rural village on the River Wey; working watermill; heaths; near the Surrey border |
| Bordon | ~£300k–£450k | No (nearest Liphook/Bentley) | The regenerating town next door, more affordable, lots of new-build |
| Grayshott | ~£450k–£700k | No (nearest Haslemere/Liphook) | The sought-after village to the east, on the Surrey border |
| Liphook | ~£375k–£575k | Yes (own station; direct to London Waterloo ~1hr) | The commuter village to the south, with a fast London train |
| Lindford | ~£350k–£500k | No (nearest Liphook/Bentley) | The village just to the west, along the River Wey |
Pros & cons of living in Headley
An honest, balanced summary to weigh up.
| In its favour | To weigh carefully |
|---|---|
| A pretty rural village on the River Wey | Prices well above the national average |
| A working watermill & ancient church | No railway station of its own (nearest a drive) |
| The heaths & Ludshott Common on the doorstep | No major A&E in the village (Frimley/Guildford, a drive) |
| Real village character & community | A flood-risk consideration near the river |
| Good primary & secondaries nearby (Bohunt) | Larger period & country homes mean substantial lending |
| Near the Surrey border, Farnham & Haslemere | Big-town shopping is a drive |
Villages & areas around Headley
Many buyers who love Headley look just outside it too — a quick guide.
Who tends to move to Headley?
Understanding your fellow buyers helps you read the market and pitch an offer.
Families
People drawn to a characterful village with its own primary school and the highly regarded Bohunt School nearby, wanting the river, the heaths and village life on the doorstep.
Couples & downsizers
People wanting a pretty, characterful rural village near the Surrey border, comfortable driving for a station and bigger shopping.
Countryside lovers
People who love the River Wey, Ludshott Common and the wooded heaths, wanting a village base right beside them with a quick drive to a fast London train at Liphook.
What your money buys in Headley
A rough sense of what different budgets tend to secure — indicative only, and hugely dependent on position and condition.
Your move to Headley, step by step
A simple order of play that keeps things on track.
1. Get your budget straight
Work out your deposit and the true monthly cost (mortgage, council tax, insurance — which flood risk near the river can affect — and SDLT), and get a mortgage in principle so you can move quickly in a sought-after village.
2. Do your homework on the property
Check flood risk (for low-lying and riverside homes), get a full building survey (essential on period and listed homes), and check the school catchment carefully — before you fall in love.
3. Line up the right people
A whole-of-market mortgage adviser, a good surveyor and a local conveyancer will save you time, money and stress. We can introduce you to the first.
Already live in Headley?
This guide isn't just for people moving in. If you already own here, a few moments now can save a lot later.
If your current mortgage deal is within about six months of ending, it's usually worth reviewing your options rather than drifting onto your lender's standard variable rate, which is often more expensive. And whether or not you're moving, it's worth checking that your protection still matches your life. We can introduce you to a whole-of-market, FCA-regulated mortgage adviser, and review your life cover, critical illness cover and income protection alongside it.
Review my options →In summary: buying in Headley
If you are weighing up a move to the town, here is the honest bottom line.
Quick tips before you buy in Headley
- Enjoy the village — the green and the shops, the historic pubs, All Saints’ Church and Headley Mill, and Ludshott Common and the River Wey close by.
- Note the transport — there is no station, so a rail commute means a drive to Liphook (fast direct to London Waterloo), Bentley or Farnham; the B3002 and A325 serve drivers.
- Note the schools — Headley has its own primary, with the highly regarded Bohunt School (Liphook) and Oakmoor (Bordon) nearby; check catchment.
- Check flood risk for low-lying and riverside homes near the River Wey, and confirm insurance.
- Confirm the council tax and band — Headley (Headley parish, Hampshire) Band D is £2,313.54 for 2026/27 (verified).
- Budget realistically — prices are well above average; use a whole-of-market adviser.
- Verify the nearest current A&E (Frimley Park or Royal Surrey, Guildford) with the NHS.
- Get a full building survey on a period or listed home, and check any listing or conservation-area status.
- Visit Headley Mill and Ludshott Common to get a feel for the area.
- Check private drainage on rural or heathland properties.
- Note Bordon, Grayshott, Farnham and Haslemere are each within reach for wider shopping.
- Get a mortgage agreement in principle before you start viewing in earnest.
- Review your protection at the same time as your mortgage — important for family buyers.
- Take your conveyancer’s advice on flood, boundary, conservation and standard searches.
Nearby areas worth considering
If you are weighing Headley against the surrounding area, these are the places buyers most often compare.
Bordon
The regenerating town next door (Whitehill & Bordon).
Liphook
The commuter village to the south, with a fast London station.
Grayshott
The sought-after village to the east, on the Surrey border.
Family Protection
Whichever area you choose, the right life cover, critical illness cover and income protection matter just as much as the mortgage.
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Whether you're researching Headley, planning a move, reviewing your finances or simply exploring your options — we're always happy to point people in the right direction.
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Transport information is approximate and can change; Headley has no railway station of its own — the nearest are at Liphook (Portsmouth Direct line, fast direct trains to London Waterloo), Bentley and Farnham (Alton line to Waterloo), each a drive away — while the B3002 links the village to Bordon and the A325 (to Farnham and the A31 north and Petersfield south), with the A3 at Hindhead a little to the east; always verify current timetables at nationalrail.co.uk before travelling. Ofsted information is based on the most recent publicly available reports. Hampshire state schools are mostly comprehensive and non-selective; Headley has its own primary school, with secondary options nearby including the highly regarded Bohunt School at Liphook, Oakmoor at Bordon and schools around Haslemere over the Surrey border — confirm catchment and admissions with each school and Hampshire County Council. From September 2024 Ofsted no longer awards a single overall effectiveness grade at routine state-school inspections. Healthcare: the nearest major hospitals with a 24-hour A&E are Frimley Park Hospital (near Frimley/Camberley) and the Royal Surrey County Hospital in Guildford, both within a drive, with GP provision in the area and health facilities at nearby Bordon; NHS services can be reconfigured and travel times vary, so always verify the nearest current A&E and arrangements with the NHS. References to Headley Mill (the last commercially productive watermill in Hampshire), All Saints’ Church, the River Wey, Ludshott Common (National Trust) and the wooded heaths, the hamlets of Arford, Headley Down and Standford, and the Swing Riots of 1830 (the ‘Selborne and Headley’ riots) are for context. Crime information is general — check current data at police.uk. Flood-risk: much of Headley, on the higher ground, sits at lower flood risk, but the River Wey runs below the village and some low-lying and riverside spots can be prone to higher flood risk and surface water which can affect insurance; always check the exact postcode at check-for-flooding.service.gov.uk and confirm buildings insurance availability and cost before committing. Council tax: Headley is in Hampshire (a two-tier county), within East Hampshire District Council and the Headley parish (near Bordon, GU35); the Band D total for 2026/27 is £2,313.54 (verified from East Hampshire District Council’s published council tax charges), made up of Hampshire County Council (including the adult social care precept), East Hampshire District Council, the Headley parish council precept, the Hampshire Police and Crime Commissioner precept and the Hampshire & Isle of Wight Fire and Rescue precept — confirm your exact band with East Hampshire District Council. This guide covers Headley near Bordon in East Hampshire, not the separate Headley in the Test Valley area. Property prices are indicative and based on recent public sold-price data — Headley is a GU35 village where averages are often around £400,000 to £650,000 with period and country homes beyond, with a wide range by property and area; verify current values via Land Registry or an independent valuation for the exact home. Salary and affordability figures are illustrative only and do not constitute financial advice. Stamp duty figures should be verified using the official GOV.UK SDLT calculator.
The information on this page is for educational purposes only and does not constitute financial advice. That's Family Finance is an independent, FCA-regulated firm (No. 1038034).
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