Mortgage Advice in Enfield Town: Property, Schools & Local Area Guide
Enfield Town
A buyer’s guide to Enfield Town — property prices and council tax, schools and their real Ofsted position, transport, healthcare, flood risk, the local lending realities, and the questions worth asking before you commit.
- Quick Answers
- Prices
- Market
- Why Enfield Town
- Transport
- Schools
- Police & Fire
- Areas
- Healthcare
- Flood
- History
- Beyond the Mortgage
- FAQs
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That’s Family Finance is an FCA-regulated protection adviser (life insurance, critical illness cover and income protection). We do not arrange mortgages ourselves — we introduce you to carefully selected, award-winning, FCA-regulated mortgage advisers, with no obligation.
Figures in this guide were correct when it was produced and do change. Always verify council tax with the local council, school ratings with Ofsted and journey times with the operator before you rely on them. This guide is information, not financial or mortgage advice.
Mortgage Advice in Enfield Town: Property, Schools & Local Area Guide
Whether you're buying your first home in Enfield Town, remortgaging, upsizing or simply researching this historic market town at the top of north London — the leafy, characterful heart of the London Borough of Enfield, with its chartered market, Enfield Town Park, Forty Hall and two railway lines into Liverpool Street and Moorgate — this guide covers what buyers and homeowners actually want to know.
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Quick answers about Enfield Town
Click any question to expand the full detail and sources.
Is Enfield Town a good place to live?⌄
Yes — a historic, leafy and well-connected market town at the top of north London.
Yes — Enfield Town is the historic heart of the London Borough of Enfield (EN1/EN2), about ten miles north of central London at the top of the Lea Valley. It has strong appeal for families, first-time buyers and commuters: two National Rail stations (Enfield Town on Greater Anglia into Liverpool Street, and Enfield Chase on Great Northern into Moorgate and King’s Cross), a genuine chartered market, Enfield Town Park and the New River in the centre, the Grade I Jacobean Forty Hall and its 273-acre estate close by, and plenty of Victorian, Edwardian and interwar family housing. The main things to weigh are the lack of an Underground station in the town itself and London prices.
Sources: fortyhallestate.co.uk | enfield.gov.uk
Is Enfield Town expensive?⌄
More accessible than inner London; overall averages often £450,000–£550,000.
Enfield Town is more accessible than most of inner and north-west London, but it is still firmly at London levels — overall averages are often in the region of £450,000 to £550,000, with purpose-built and converted flats offering the more accessible ways in (often around £300,000–£420,000) and larger Victorian and Edwardian villas towards Enfield Chase, Gordon Hill and Forty Hill running well beyond £1,000,000. Its two railway lines, its schools, its parks and its market town character all support steady demand. Always verify current prices via Land Registry data or independent valuation advice for the exact property.
Sources: landregistry.data.gov.uk
Does Enfield Town have a Tube station?⌄
No — but two National Rail lines into Liverpool Street and Moorgate.
No — there is no Underground station in Enfield Town itself. Instead it has two National Rail stations: Enfield Town (Greater Anglia, the terminus of the Enfield Town branch, running into London Liverpool Street via Seven Sisters, Zone 5) and Enfield Chase (Great Northern, on the Hertford Loop into Moorgate and King’s Cross, with Gordon Hill and Grange Park nearby). The nearest Underground stations are Oakwood and Cockfosters on the Piccadilly line, a bus or short drive to the west. Always check current timetables and service updates before relying on a specific journey.
Sources: nationalrail.co.uk
What is Enfield Town known for?⌄
Its chartered market, Forty Hall, Enfield Town Park & the first ATM.
Enfield Town is known for its historic chartered market in the Market Place, Enfield Town Park and the New River winding through the centre, the Grade I listed Jacobean Forty Hall and its 273-acre estate at Forty Hill, Gentleman’s Row (where the writer Charles Lamb lived), and Palace Gardens shopping. It is also where the world’s first cash machine (ATM) was installed, at the Barclays branch on Enfield Town in 1967. It sits in the London Borough of Enfield, with Trent Park, Whitewebbs and the Lea Valley close by.
Sources: fortyhallestate.co.uk
Where is the nearest A&E to Enfield Town?⌄
North Middlesex University Hospital or Barnet Hospital.
The nearest major hospitals with 24-hour A&E departments are North Middlesex University Hospital at Edmonton and Barnet Hospital (Royal Free London NHS Foundation Trust) at Chipping Barnet, both a drive away. Chase Farm Hospital in Enfield provides an urgent treatment centre and planned care rather than a full 24-hour A&E, with GP provision locally. As NHS services can be reconfigured and travel times vary, always confirm the nearest current A&E and the arrangements directly with the NHS.
Sources: royalfree.nhs.uk
Is Enfield Town right for you?
Every town suits some buyers better than others — here is how Enfield Town rates for the people who most often buy here, and why.
| Buyer type | Rating | Why |
|---|---|---|
| Families | ★★★★★ | Good local schools (Chace Community, Enfield County for Girls, George Spicer and Suffolks are all Good), Enfield Town Park, Forty Hall, Trent Park and the New River, and plenty of Victorian, Edwardian and interwar family housing — a strong, green family town. |
| First-time buyers | ★★★★☆ | Purpose-built and converted flats from around £300,000–£420,000 and terraces from the mid-£400,000s offer a genuine way into London, with two railway lines — though it is still firmly at London prices. |
| Commuters | ★★★★☆ | Two National Rail lines — Enfield Town into Liverpool Street (Greater Anglia) and Enfield Chase into Moorgate and King’s Cross (Great Northern) — give a solid commute, though there is no Underground in the town and Zone 5 journeys run around 35–45 minutes. |
| Upsizers | ★★★★☆ | Handsome Victorian and Edwardian villas and larger houses towards Enfield Chase, Gordon Hill and Forty Hill give real family space at better value than inner London — at a premium locally, but with schools, parks and two stations. |
| Buy-to-let landlords | ★★★☆☆ | Steady rental demand from commuters and families and relatively accessible entry prices support lettings, but London yields are tighter and the additional-property SDLT surcharge and regulation need careful budgeting. |
An honest, at-a-glance summary of what Enfield Town does brilliantly — and what to weigh carefully — before you commit.
Enfield Town at a glance
The key facts buyers ask us about most, in one place.
| Fact | Detail |
|---|---|
| County & councils | London (London Borough of Enfield — unparished) |
| Postcode district | EN1 / EN2 |
| Approx. character | A historic, leafy market town at the top of north London |
| Average house price | Overall often £450,000–£550,000; flats from ~£300,000, larger villas £1,000,000+; sources vary |
| Railway | Enfield Town (Greater Anglia, to Liverpool Street, Zone 5) & Enfield Chase (Great Northern, to Moorgate & King’s Cross); no Tube in the town |
| Nearest A&E | North Middlesex University Hospital (Edmonton) or Barnet Hospital (a drive) — Chase Farm is an urgent treatment centre — verify with NHS |
| Schools | Good schools in Enfield; Chace Community, Enfield County for Girls, George Spicer, Suffolks; St Andrew’s CofE (latest report) |
| Known for | Enfield Market, Enfield Town Park, Forty Hall & Estate, the New River, Gentleman’s Row & the world’s first ATM (1967) |
| Character | A characterful town of Victorian and Edwardian terraces and villas, interwar semis and flats in the London Borough of Enfield |
| Roads | The A10 (Great Cambridge Road), the A105 & the M25 (J25) close by |
| Green space | Enfield Town Park, Forty Hall Estate, Trent Park, Whitewebbs Park & the Lea Valley nearby |
| Council tax (Band D) | £2,267.67 for 2026/27 (Enfield + GLA; verified) — confirm your exact band |
Property prices & council tax in Enfield Town
Enfield Town is more accessible than most of inner and north-west London, but it is still firmly at London levels. It offers purpose-built and converted flats, Victorian and Edwardian terraces and villas, interwar semi-detached houses and a growing number of newer flats. Published figures vary by property and area, so treat the ranges below as a broad guide and verify for the exact home.
| Property type / area | Typical position in the market | Who it suits |
|---|---|---|
| Purpose-built & converted flats | Indicatively around £300,000–£420,000 | First-time buyers; downsizers; the more accessible ways in |
| Victorian & Edwardian terraces | Indicatively around £450,000–£650,000 | First-time buyers & young families wanting period character |
| Interwar semi-detached houses | Indicatively around £600,000–£800,000 | Families & upsizers wanting classic suburban space |
| Larger & detached villas | Indicatively around £850,000–£1,500,000+ | Families wanting the premium end towards Enfield Chase, Gordon Hill & Forty Hill |
| Enfield Town average | Overall often £450,000–£550,000 (verify per property) | A broad benchmark for the area |
What income might you need?
These illustrative figures use roughly 4.5x household income and assume a typical deposit. They are a starting point for budgeting only — not a quote or advice.
£375,000
Flat
~£83,000
household income (guide)
£500,000
Area benchmark
~£111,000
household income (guide)
£800,000
Larger house (indicative)
~£178,000
household income (guide)
Enfield Town affordability & stamp duty calculator
A quick, no-obligation way to see roughly what you could borrow in Enfield Town and what stamp duty you'd pay. Illustration only — real figures depend on the lender and your circumstances.
Illustration only, not a mortgage offer or personalised advice. Lenders' income multiples and criteria vary. Your home may be repossessed if you do not keep up repayments on your mortgage.
Borrowing ready-reckoner (around 4.5× income)
| Yearly income | Rough maximum mortgage |
|---|---|
| £40,000 | ~£180,000 |
| £60,000 | ~£270,000 |
| £75,000 | ~£337,500 |
| £90,000 | ~£405,000 |
| £120,000 | ~£540,000 |
Stamp duty (SDLT) in 2026 — England
| Portion of price | Standard rate | First-time buyer |
|---|---|---|
| Up to £125,000 | 0% | 0% (up to £300,000) |
| £125,001 – £250,000 | 2% | 0% (up to £300,000) |
| £250,001 – £925,000 | 5% | 5% on £300,001–£500,000 (no relief over £500,000) |
| £925,001 – £1.5m | 10% | — |
| Over £1.5m | 12% | — |
Worked examples: a £250,000 home = £2,500 stamp duty (£0 for first-time buyers); a £450,000 home = £12,500 (£7,500 first-time buyer); a £650,000 home = £22,500 (first-time buyer relief doesn't apply over £500,000). An additional-property surcharge of 5% applies to second homes and buy-to-lets.
SDLT rates as at 2026 (England & Northern Ireland). Scotland (LBTT) and Wales (LTT) differ. Figures are a guide — confirm with your conveyancer.
The Enfield Town property market in depth
Enfield Town offers a characterful, in-demand north-London market — purpose-built and converted flats, Victorian and Edwardian terraces and villas, interwar semis and newer flats — with its two railway lines, its schools, its parks and its market town character all driving demand.
| Property type | What to expect | Typical guide |
|---|---|---|
| Purpose-built & converted flats | The more accessible way in; popular with first-time buyers, downsizers and investors. | £300,000–£420,000 |
| Victorian & Edwardian terraces | Characterful period homes across the town — a signature part of Enfield Town. | £450,000–£650,000 |
| Interwar semi-detached houses | The classic Enfield family home, with gardens and space. | £600,000–£800,000 |
| Larger & detached villas | Handsome larger homes towards Enfield Chase, Gordon Hill & Forty Hill — the top of the family market. | £850,000–£1,500,000+ |
Enfield Town’s appeal — a historic, leafy market town at the top of north London, with a genuine chartered market, Enfield Town Park and the New River in the centre, Forty Hall and its estate close by, and two railway lines into Liverpool Street, Moorgate and King’s Cross — makes it an in-demand market, from converted and purpose-built flats to period terraces, interwar semis and larger Victorian and Edwardian villas.
That mix means budgeting and the right mortgage matter. Purpose-built, converted and new-build flats bring lease, ground-rent, service-charge and (on some schemes) shared-ownership questions that lenders assess carefully, while older Victorian, Edwardian and non-standard-construction properties can need survey work, so advice pays off. A whole-of-market mortgage adviser helps you match the right lender to your plans — the kind of introduction we can arrange.
What makes Enfield Town so popular?
Enfield Town’s appeal is a historic, leafy market town at the top of north London, with a genuine chartered market, Enfield Town Park, Forty Hall and the New River, and two railway lines into Liverpool Street, Moorgate and King’s Cross.
Enfield Market & the town centre
The historic Enfield Market is a genuine chartered market in the Market Place, trading for centuries and still at the heart of the town — a lively focus for shopping and everyday life, alongside Palace Gardens and the Town parades.
Forty Hall & Estate
Forty Hall & Estate at Forty Hill — a Grade I listed Jacobean manor house set in a 273-acre estate of gardens, parkland, a lake and the historic Forty Hall Farm — a free, much-loved day out just north of the town.
Enfield Town Park & the New River
Enfield Town Park and the New River winding through the centre give welcome green space, playgrounds and riverside walks right beside the town — a defining part of Enfield Town’s leafy character.
Transport & commuting from Enfield Town
Transport in Enfield Town is a real strength for a town without a Tube — two National Rail lines and fast road links. These indicative times are a starting point — always verify current timetables before relying on a specific journey.
| Route | Approx. time | Notes |
|---|---|---|
| Enfield Town → London Liverpool Street | ~35–40 min | Direct on Greater Anglia (Enfield Town branch), for the City |
| Enfield Town → Seven Sisters | ~20 min | On Greater Anglia, for the Victoria line into the West End |
| Enfield Chase → Moorgate | ~35 min | On Great Northern (Hertford Loop), for the City |
| Enfield Chase → London King’s Cross | ~35–40 min | On Great Northern, for the mainline & St Pancras |
| Enfield Chase → Finsbury Park | ~25 min | On Great Northern, for the Victoria & Piccadilly lines |
| Enfield Town → Oakwood / Cockfosters (Tube) | ~15–20 min | By bus or car west, for the Piccadilly line |
| Enfield Town → M25 (J25) | ~10 min | By road, for the wider motorway network |
| Enfield Town → central London by road | ~45–60 min | Via the A10 — traffic dependent |
Getting around Enfield Town
Day-to-day mobility here is worth thinking through — the practical picture.
By train
Enfield Town (Greater Anglia) runs into London Liverpool Street via Seven Sisters, and Enfield Chase (Great Northern) runs into Moorgate and King’s Cross on the Hertford Loop — two useful commuter routes from opposite sides of the town centre.
By Tube
There is no Underground station in Enfield Town itself; the nearest are Oakwood and Cockfosters on the Piccadilly line, a bus or short drive to the west — a genuine consideration for Tube-dependent commuters.
By car
The A10 (Great Cambridge Road) runs down the eastern side, the A105 threads the town, and the M25 (Junction 25) is close to the north — fast links to the wider network, though the A10 and the town centre can be busy, and parking varies by street.
For the airport
Stansted is reachable via the M25/M11, Luton via the M25/M1, and Heathrow via the M25 — all a drive away, with the M25 (J25) close by making them genuinely accessible.
On foot & by bike
The compact town centre, Enfield Town Park, the New River path and the local parades give walkable amenities and green space, with cycle routes across the area and out into the Lea Valley — though the A10 and busy roads shape where it is pleasant to walk and cycle.
For the commute
Enfield Town suits City commuters especially (Liverpool Street via Greater Anglia, Moorgate via Great Northern) plus King’s Cross workers and drivers using the A10 and M25 — a well-connected market town, if without a Tube of its own.
Schools in Enfield Town
Enfield has a good range of schools, and Enfield Town and the surrounding EN1/EN2 area have several well-regarded Good primaries and secondaries. Because catchments and admissions matter — and popular schools are competitive — confirm the current position directly for a specific address.
| School | Type | Inspection | Notes |
|---|---|---|---|
| Chace Community School | Secondary (state, co-ed, 11–18) | Good | A large, well-known secondary with sixth form on Churchbury Lane, Enfield (EN1), rated Good at its latest graded inspection — check the current catchment and admissions. |
| Enfield County School for Girls | Secondary (state, girls, 11–18) | Good | A well-regarded girls’ secondary on Holly Walk, Enfield (EN2), rated Good at its latest inspection (2023) — check catchment and admissions. |
| George Spicer Primary School | Primary (state, co-ed) | Good | A large, popular community primary on Southbury Road, Enfield Town (EN1), rated Good at its latest inspection (2023) — check catchment and admissions. |
| Suffolks Primary School | Primary (state, co-ed) | Good | A community primary off Brick Lane, Enfield (EN1), rated Good at its latest inspection — check catchment and admissions. |
| St Andrew’s CofE Primary School | Primary (state, co-ed, voluntary aided) | Read report | A Church of England primary on Churchbury Lane, Enfield (EN1); its December 2024 inspection judged quality of education Good and behaviour, personal development and early years Outstanding, but issued no single overall grade under the new framework — read the latest report, and check catchment and admissions. |
Map, Police & Fire Services in Enfield Town
A useful local guide should show the practical services buyers actually check — policing, fire cover, emergency healthcare and the local crime context for Enfield Town.
Interactive map of Enfield Town — view it on the online guide at thatsfamilyfinance.co.uk.
Popular parts of Enfield Town & nearby
Where you buy in Enfield Town shapes both your budget and your character — from the town centre and Chase Side to the streets around Enfield Town Park, the smarter roads towards Enfield Chase and Gordon Hill, and Forty Hill to the north. A quick orientation.
Local highlights & days out from Enfield Town
Enfield Town packs a genuine chartered market, a Jacobean hall and estate, big parks, the New River and two commuter railway lines into one town. A few of the best-loved local highlights.
Sports, leisure & community in Enfield Town
For a town at the top of north London, Enfield Town offers a huge amount — a genuine market, a Jacobean hall and estate, big parks and the New River, a theatre nearby and a lively local scene.
Days out & culture
Forty Hall & Estate, Millfield Theatre nearby, Capel Manor Gardens and the events around the town give an unusual amount of culture and days out — with central London a short train ride away from Liverpool Street, Moorgate or King’s Cross.
The parks & the outdoors
Enfield Town Park, Forty Hall Estate, Trent Park, Whitewebbs Park, the New River path and the Lea Valley give walking, running, playgrounds, cycling and open countryside close by.
Shopping & eating out
Enfield Market, Palace Gardens shopping centre, the Town parades and Chase Side give a good range of shops, restaurants and amenities in a compact, walkable centre.
Healthcare & local services in Enfield Town
Healthcare access is reasonable for the area — GP provision locally, an urgent treatment centre at Chase Farm, and major A&E departments a drive away at North Middlesex and Barnet.
The area has GP provision locally, with dentists and pharmacies around the town centre and Chase Side; Chase Farm Hospital offers an urgent treatment centre and planned care, while the nearest major 24-hour A&E departments are at North Middlesex University Hospital (Edmonton) and Barnet Hospital (Chipping Barnet). GP and dental registration availability changes over time, so always check directly with a practice about its current catchment before relying on it for a move.
Living in Enfield Town
Day to day, Enfield Town is a historic, leafy and well-connected market town at the top of north London — a genuine chartered market, Enfield Town Park, Forty Hall, the New River and a strong sense of place, with the City on two railway lines. Here is a sense of everyday life.
Enfield Town has the amenities of a thriving market town — the chartered market, Palace Gardens and shops around the centre and Chase Side, well-regarded primary and secondary schools, Enfield Town Park, Forty Hall and the New River, and the wider green setting of Trent Park, Whitewebbs and the Lea Valley. The big everyday pluses are the character, the schools, the parks and the more accessible prices, with two commuter railway lines into the City and King’s Cross.
Connectivity for working is generally good — superfast (and in places gigabit) broadband reaches much of the area, so home and hybrid working is very possible, complemented by the two railway lines for office days. The main trade-offs are the lack of an Underground station in the town, the busy A10 and town-centre roads, London prices, and (on flats and new-build schemes) lease and service-charge questions — but for character, schools, parks and a settled market-town life it is a strong choice.
| Everyday amenity | In Enfield Town? | Nearest / notes |
|---|---|---|
| Primary schools | Yes (several) | George Spicer (Good), Suffolks (Good), St Andrew’s CofE and others; check catchment |
| Secondary schools | Yes (well-regarded) | Chace Community (Good, with sixth form); Enfield County for Girls (Good); check catchment |
| GP & hospital | Local / A&E a drive | GP provision locally; urgent treatment centre at Chase Farm; major A&E at North Middlesex & Barnet |
| Nearest A&E | A drive (Edmonton / Chipping Barnet) | North Middlesex University Hospital & Barnet Hospital |
| Train station | Yes (two) | Enfield Town (Greater Anglia, to Liverpool Street) & Enfield Chase (Great Northern, to Moorgate & King’s Cross); no Tube |
| Shops | Yes (market, Palace Gardens & the Town) | Enfield Market plus Palace Gardens shopping and local parades |
| Green space | Yes | Enfield Town Park, Forty Hall Estate, Trent Park, Whitewebbs & the Lea Valley close by |
Working & connectivity in Enfield Town
More people than ever work from home or hybrid, and Enfield Town is well set up for it — so it's worth being realistic about connectivity.
Superfast broadband reaches much of Enfield Town, with gigabit-capable full-fibre available in parts of the area (and in most new-build schemes), so home and hybrid working is very possible — complemented by the two railway lines for office days. Coverage can still vary by exact address, particularly in older Victorian and Edwardian houses, so check the specific property on the providers' and Ofcom's coverage checkers before you commit.
| Connectivity | Typical picture |
|---|---|
| Fixed broadband | Superfast reaches much of the area; gigabit full-fibre in parts and most new-builds — check the exact address |
| Mobile coverage | Generally good across the town |
| Train for office days | Enfield Town (Greater Anglia, to Liverpool Street) & Enfield Chase (Great Northern, to Moorgate & King’s Cross) |
| Road & air | A10, A105 & M25 (J25) to the wider network; Stansted, Luton & Heathrow a drive via the M25 |
Flood risk in Enfield Town
On flooding, most of Enfield Town sits on higher ground at lower risk of river flooding, but low-lying land and surface water in heavy rain can affect some streets, and the New River, the Turkey Brook and the Lea Valley to the east are local considerations, so it is worth checking carefully for a specific home.
Cost of living & running a home in Enfield Town
Beyond the mortgage, it helps to picture the ongoing costs of a home here. Indicative only — always confirm for a specific property.
| Typical ongoing cost | Indicative figure | Notes |
|---|---|---|
| Council tax (Band D, 2026/27) | £2,267.67 | Enfield + GLA precept (verified) — confirm your band |
| Buildings insurance | Varies — check flood risk | River and surface-water flood risk near the Turkey Brook, the New River and the Lea Valley can affect premiums; get a quote and flood check before committing |
| Water & wastewater | ~£450–£750/yr | Thames Water area — check the supplier for the address |
| Broadband | ~£30–£50/mth | Superfast widely available; gigabit full-fibre in parts and new-builds — check the address |
Financing a home in Enfield Town
A historic, well-connected north-London market town is a rewarding thing to buy into — a few points on the mortgage side are worth understanding first.
Enfield Town’s London prices and strong demand mean the right mortgage matters — from purpose-built and converted flats to period terraces, interwar semis and larger Victorian and Edwardian villas. Flats, new-builds and shared-ownership schemes bring lease, ground-rent and service-charge questions, and period, Victorian or non-standard-construction properties are cases lenders and insurers assess carefully, so a survey is wise on an older home and a lease review is essential on a flat. Getting the right lender for your circumstances is where good advice pays off.
A whole-of-market approach really helps here. That's Family Finance introduces you to carefully selected, FCA-regulated mortgage advisers who search across lenders to fit your circumstances, and we make sure your protection is set up properly alongside it. Talk to us →
Conveyancing & the searches to expect in Enfield Town
A few standard checks are worth their weight when buying in Enfield Town — especially the lease on a flat and flood risk near the watercourses.
History, heritage & famous connections
Enfield grew up as an ancient market town and parish on the higher ground of south-east Middlesex, at the edge of the royal hunting ground of Enfield Chase. Its market charter dates back to the Middle Ages, and the Market Place, the parish church of St Andrew and the historic Gentleman’s Row — where the essayist Charles Lamb lodged — recall the older town. In the seventeenth century Sir Nicholas Rainton, a Lord Mayor of London, built Forty Hall on its estate to the north, still one of the finest Jacobean houses in the country.
The town was transformed by water and rail. The New River, the seventeenth-century aqueduct carrying fresh water to London, still winds through Enfield Town Park at the heart of the town. From the nineteenth century the railways arrived — Enfield Town on the Great Eastern branch and Enfield Chase on the Great Northern loop — and the surrounding fields filled with the Victorian, Edwardian and interwar housing that defines the town today. The Royal Small Arms Factory at nearby Enfield Lock gave its name to the Lee-Enfield rifle, and in 1967 the world’s first cash machine was installed at the Barclays branch on Enfield Town. Enfield was absorbed into the new London Borough of Enfield in 1965, and remains the civic and market heart of the borough.
Enfield Town through the ages
A quick timeline of the moments that shaped the town you would be buying into.
| Year | Milestone |
|---|---|
| Medieval | An ancient market town and parish at the edge of Enfield Chase, with a market charter dating back to the Middle Ages. |
| 17th c. | Sir Nicholas Rainton builds Forty Hall on its estate; the New River aqueduct is cut through the town to carry water to London. |
| 19th c. | The railways arrive — Enfield Town (Great Eastern) and Enfield Chase (Great Northern) — opening the town to London commuters. |
| Late 19th–20th c. | Victorian, Edwardian and interwar housebuilding fills the surrounding fields with the terraces, villas and semis that define the town. |
| 1965 | Enfield is absorbed into the new London Borough of Enfield, of which the town is the civic and market heart. |
| 1967 | The world’s first cash machine (ATM) is installed at the Barclays branch on Enfield Town. |
Famous connections
A few of the people and stories that put Enfield Town on the map.
Forty Hall & Sir Nicholas Rainton
Forty Hall & Estate — the Grade I Jacobean house built for a Lord Mayor of London, set in a 273-acre estate at Forty Hill and free to visit.
The New River & Enfield Town Park
The seventeenth-century New River aqueduct still winds through Enfield Town Park at the heart of the town — a defining piece of Enfield’s landscape and history.
Gentleman’s Row & the first ATM
Historic Gentleman’s Row, where the writer Charles Lamb lodged, and the Barclays branch on Enfield Town where the world’s first cash machine was installed in 1967.
Looking beyond the mortgage
Buying a home in Enfield Town is a major commitment — and the mortgage is only part of the picture. Whatever you buy, the right protection makes sure the home stays yours if life does not go to plan.
Life cover
Pays out a lump sum if you die during the policy term — typically arranged to clear the mortgage so your family can stay in the home.
Critical illness cover
Pays out if you are diagnosed with a serious illness the policy covers — helping you keep up payments while you focus on recovery.
Income protection
Replaces part of your income if you cannot work due to illness or injury — often the most overlooked, and most valuable, cover of all.
That's Family Finance is an FCA-regulated protection adviser — life insurance, critical illness cover and income protection are what we do. We don't arrange mortgages ourselves; we introduce you to carefully selected, FCA-regulated mortgage advisers, and make sure your protection is set up properly alongside it. Talk to us →
Things people don't always tell you about Enfield Town
Beyond the brochure, a few honest points worth weighing before you commit to buying here.
Enfield Town compared with nearby towns
How Enfield Town sits against the places buyers most often weigh against it — a quick, indicative comparison.
| Town | Rough average price | Station? | Character |
|---|---|---|---|
| Enfield Town | ~£450k–£550k | Yes (National Rail, no Tube) | Historic Enfield market town; Forty Hall; Enfield Market; two lines to the City |
| Cockfosters | ~£600k–£900k | Yes (Piccadilly line) | The leafy neighbour to the west, with a Tube terminus and Trent Park |
| Winchmore Hill | ~£550k–£850k | Yes (Great Northern) | The smart village-feel suburb to the south, on the Great Northern line |
| Bush Hill Park | ~£450k–£650k | Yes (Greater Anglia) | The Edwardian garden suburb just south, on the Enfield Town line |
| New Barnet | ~£450k–£700k | Yes (Great Northern) | The busy suburb to the west, on the Great Northern line to Moorgate |
Pros & cons of living in Enfield Town
An honest, balanced summary to weigh up.
| In its favour | To weigh carefully |
|---|---|
| A historic, leafy Enfield market town | No Underground station in the town |
| Two National Rail lines to the City | London prices for the space |
| Good local schools | Traffic on the A10 and in the town centre |
| Enfield Market, Forty Hall & the New River | Flats and new-builds need lease checks |
| Enfield Town Park, Trent Park & the Lea Valley | Flood risk near the Turkey Brook/New River/Lea Valley |
| More accessible prices than inner London | Major A&E is a drive away (Chase Farm is urgent care) |
| Victorian, Edwardian & interwar character | Period homes need careful survey & checks |
Villages & areas around Enfield Town
Many buyers who love Enfield Town look just outside it too — a quick guide.
Who tends to move to Enfield Town?
Understanding your fellow buyers helps you read the market and pitch an offer.
Families
People wanting good schools, parks and space with a reasonable commute — Chace Community and Enfield County for Girls (Good secondaries), George Spicer and Suffolks (Good primaries), Enfield Town Park, Forty Hall and Trent Park, with two railway lines into town.
Commuters
People wanting a solid City commute without inner-London prices — Enfield Town into Liverpool Street (Greater Anglia) and Enfield Chase into Moorgate and King’s Cross (Great Northern), from opposite sides of the town centre.
First-time buyers
People wanting a way into London — purpose-built and converted flats from around £300,000–£420,000 and period terraces from the mid-£400,000s, with two commuter railway lines — though it is still firmly at London prices.
What your money buys in Enfield Town
A rough sense of what different budgets tend to secure — indicative only, and hugely dependent on position and condition.
Your move to Enfield Town, step by step
A simple order of play that keeps things on track.
1. Get your budget straight
Work out your deposit and the true monthly cost (mortgage, council tax, insurance, which flood risk can affect, and SDLT), and get a mortgage in principle so you can move quickly in an in-demand town.
2. Do your homework on the property
Check river and surface-water flood risk (especially for low-lying homes and near the watercourses), get a full building survey (wise on Victorian and period homes) and review the lease on a flat or new-build, check the school catchment, and confirm your commute — before you fall in love.
3. Line up the right people
A whole-of-market mortgage adviser, a good surveyor and a local conveyancer will save you time, money and stress. We can introduce you to the first.
Already live in Enfield Town?
This guide isn't just for people moving in. If you already own here, a few moments now can save a lot later.
If your current mortgage deal is within about six months of ending, it's usually worth reviewing your options rather than drifting onto your lender's standard variable rate, which is often more expensive. And whether or not you're moving, it's worth checking that your protection still matches your life. We can introduce you to a whole-of-market, FCA-regulated mortgage adviser, and review your life cover, critical illness cover and income protection alongside it.
Review my options →In summary: buying in Enfield Town
If you are weighing up a move to the town, here is the honest bottom line.
Quick tips before you buy in Enfield Town
- Enjoy the town — Enfield Market, Enfield Town Park, Forty Hall and the New River on the doorstep.
- Make the most of the transport — Enfield Town runs into Liverpool Street (Greater Anglia) and Enfield Chase into Moorgate and King’s Cross (Great Northern).
- Note the setting — a historic, leafy market town with no Tube of its own; the nearest Underground is Oakwood or Cockfosters.
- Check river and surface-water flood risk for low-lying homes and near the Turkey Brook, the New River and the Lea Valley, and confirm insurance.
- Confirm the council tax and band — Enfield Town (Enfield) Band D is £2,267.67 for 2026/27 (verified).
- Budget realistically — prices are more accessible than inner London but still at London levels, and flats need lease checks; use a whole-of-market adviser.
- Verify the nearest current A&E (North Middlesex or Barnet Hospital; Chase Farm is urgent care) with the NHS.
- Get a full building survey on a Victorian, Edwardian or period home, and on a flat review the lease, ground rent, service charge and any shared-ownership terms.
- For schools, check catchment for George Spicer and Suffolks (primary) and Chace Community and Enfield County for Girls (secondary).
- Explore Enfield Market, Forty Hall and Enfield Town Park to get a feel for the area.
- Note the New River winds through the heart of the town park — a defining piece of local landscape and history.
- Get a mortgage agreement in principle before you start viewing in earnest.
- Review your protection at the same time as your mortgage — important for family buyers.
- Take your conveyancer’s advice on the lease, flood, boundary and standard searches.
Nearby areas worth considering
If you are weighing Enfield Town against the surrounding area, these are the places buyers most often compare.
Enfield
The wider London Borough of Enfield — our full borough guide covers the area’s market, schools, transport and property in more depth.
Cockfosters
The leafy neighbour to the west — the Piccadilly line terminus and Trent Park country park on the doorstep.
New Barnet
The busy suburb to the west, on the Great Northern line to Moorgate and King’s Cross.
East Barnet
The leafy suburb to the west with a village feel, parks and good schools.
Whetstone
The suburb further west on the Northern line, with Totteridge and the green belt close by.
Barnet
The historic High Barnet market town to the west, with the Northern line and good schools.
Family Protection
Whichever area you choose, the right life cover, critical illness cover and income protection matter just as much as the mortgage.
Talk to us →Speak to Us
Researching Enfield Town or a nearby area? We are always happy to point people in the right direction.
Get in touch →Frequently asked questions
Is Enfield Town a good place to live?
Is Enfield Town expensive?
Does Enfield Town have a Tube station?
What is Enfield Town known for?
Where is the nearest A&E to Enfield Town?
Does Enfield Town have good schools?
What salary do you need to buy in Enfield Town?
How much is stamp duty on an Enfield Town property?
How much is council tax in Enfield Town?
Which police and fire services cover Enfield Town?
Is Enfield Town a safe place to live?
What is there to do in Enfield Town?
What is broadband like in Enfield Town?
Is Enfield Town good for families?
Is Enfield Town good for commuters?
What searches should I expect when buying in Enfield Town?
Is flooding a problem in Enfield Town?
How do I get started with a mortgage for Enfield Town?
Can existing homeowners in Enfield Town benefit from a mortgage review?
Useful resources
Need help?
Whether you're researching Enfield Town, planning a move, reviewing your finances or simply exploring your options — we're always happy to point people in the right direction.
By submitting your details you agree that your contact information will be passed to a carefully selected, FCA-regulated mortgage adviser.
That's Family Finance is an FCA-regulated protection adviser (life insurance, critical illness cover and income protection). We do not arrange mortgages ourselves — we introduce you to carefully selected, FCA-regulated mortgage advisers.
Transport information is approximate and can change; Enfield Town has no Underground station of its own but two National Rail stations — Enfield Town (Greater Anglia, the terminus of the Enfield Town branch into London Liverpool Street via Seven Sisters, Zone 5) and Enfield Chase (Great Northern, on the Hertford Loop into Moorgate and King’s Cross, with Gordon Hill and Grange Park nearby) — while the nearest Tube is Oakwood or Cockfosters on the Piccadilly line, a bus or drive west, and for drivers the A10 (Great Cambridge Road), the A105 and the M25 (Junction 25) link to the wider network; always verify current timetables and service updates at nationalrail.co.uk before travelling. Ofsted information is based on the most recent publicly available reports. Popular Enfield schools are competitive for places; Enfield Town and the surrounding EN1/EN2 area have several Good primaries and secondaries (Chace Community School and Enfield County School for Girls are Good secondaries, with George Spicer Primary and Suffolks Primary both Good, and St Andrew’s CofE Primary’s latest report to read) — confirm catchment and admissions with each school and the London Borough of Enfield. From September 2024 Ofsted no longer awards a single overall effectiveness grade at routine state-school inspections; read each school’s latest report in full. Healthcare: the nearest major hospitals with a 24-hour A&E are North Middlesex University Hospital (Edmonton) and Barnet Hospital (Royal Free London NHS Foundation Trust) at Chipping Barnet, both a drive away, while Chase Farm Hospital in Enfield provides an urgent treatment centre and planned care rather than a full 24-hour A&E, with GP provision locally; NHS services can be reconfigured and travel times vary, so always verify the nearest current A&E and arrangements with the NHS. References to Enfield Market, Forty Hall & Estate, Enfield Town Park, the New River, Gentleman’s Row, Millfield Theatre, Trent Park and Whitewebbs Park are for context. Crime information is general — check current data at police.uk. Flood-risk: most of Enfield Town sits on higher ground at lower risk of river flooding, but some low-lying streets and land near the Turkey Brook, the New River and the Lea Valley can be affected by river and surface-water flooding in intense rain, which can affect insurance; always check the exact postcode at check-for-flooding.service.gov.uk and confirm buildings insurance availability and cost before committing. Council tax: Enfield Town is in the London Borough of Enfield (unparished); the Band D total for 2026/27 is £2,267.67 (verified from Enfield’s own published figures for 2026/27), made up of the London Borough of Enfield basic share of £1,757.16 (including the adult social care precept) and the Greater London Authority (Mayor of London) precept of £510.51; confirm your exact band with the London Borough of Enfield. Property prices are indicative and based on recent public sold-price data — Enfield Town is an EN1/EN2 market town where overall averages are often around £450,000 to £550,000, with flats from around £300,000 and larger villas beyond £1,000,000, with a wide range by property and area; verify current values via Land Registry or an independent valuation for the exact home. Salary and affordability figures are illustrative only and do not constitute financial advice. Stamp duty figures should be verified using the official GOV.UK SDLT calculator.
The information on this page is for educational purposes only and does not constitute financial advice. That's Family Finance is an independent, FCA-regulated firm (No. 1038034).
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