Stamp Duty on a Warlingham Home
Stamp duty on the £555,000 Warlingham benchmark price is £17,750 at standard rates. A first time buyer pays £17,750. A second property or buy to let pays £45,500 once the surcharge is added.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Stamp duty on the £555,000 Warlingham benchmark price is £17,750 at standard rates. A first time buyer pays £17,750. A second property or buy to let pays £45,500 once the surcharge is added.
What you would pay in Warlingham
On the £555,000 benchmark, standard residential stamp duty is £17,750. It is due within 14 days of completion.
First time buyer relief brings it to £17,750 at this price. At this price the relief makes no difference, because the property is above the ceiling where it applies.
Local prices sit above the first time buyer relief ceiling of £500,000, so relief will not help on a typical purchase here. That is a real disadvantage for first buyers in this area.
Stamp duty at the Warlingham benchmark
The commercial page for this town sets out the introduction itself: Mortgage advice in Warlingham.
The surcharge that catches people out
If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £555,000 benchmark that adds £27,750, taking the bill to £45,500.
It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.
Where it sits in your cash pile
Stamp duty of £17,750 sits alongside a 10% deposit of £55,500 and legal and survey fees. Together that is roughly £75,750 before you own anything.
Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.
What else Warlingham buyers are budgeting for
The schools families ask about here are Warlingham School, Warlingham Village Primary School, Hamsey Green Primary School and Independent schools (nearby). 3 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Upper Warlingham to London Victoria takes about 30 to 37 min.
By price, Warlingham ranks 40 of the 65 Surrey locations we cover, at £555,000 against a county average of £634,238. Band D council tax here is £2,595, against an average of £2,554 across the towns we cover in the county.
What that price buys in Warlingham
The full local guide covers schools, transport and the market in detail: Warlingham property and area guide.
| Budget | What it buys here |
|---|---|
| Around £280,000 to £380,000 | Typically a flat or a smaller terrace, the more accessible way into the village, popular with first-time buyers, downsizers and investors. |
| Around £480,000 to £650,000 | A family semi or smaller detached house, the heart of the local market for families chasing the schools. |
| £700,000 and above | Larger detached homes on leafy roads and towards Woldingham and the Downs, the premium end of a green market. |
Warlingham is known locally for The village green & All Saints Church, and All Saints Church. The historic green with its war memorial and the ancient church (from around 1250), the heritage heart of Warlingham.
Practical detail for Warlingham: the CR6 postcode district and no station in the centre, Upper Warlingham (Oxted line) and Whyteleafe (Caterham line) close by; Victoria ~30 to 37 min.
Warlingham has history behind the price. In ~1250, All Saints Church is built, in Early English flint and stone, by the vicar Gregory.
Families
People drawn by the Outstanding primary and Good secondary, the green space and the community, unusually well served for a village, and more affordable than west Surrey.
Commuters
People who want a leafy village with a genuine commute, Upper Warlingham and Whyteleafe give Victoria in around 30 to 37 minutes, with East Croydon close for fast trains.
Space-seekers near Croydon
People wanting a greener, more village setting on the North Downs within easy reach of Croydon, London and the M25, from a flat to a family home.
Warlingham at a glance
| Purchase price | Standard rate |
|---|---|
| £335,000 | £6,750 |
| £445,000 | £12,250 |
| £555,000 | £17,750 |
| £695,000 | £24,750 |
| £830,000 | £31,500 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Warlingham
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Stamp duty of £17,750 treated as cash, not borrowing
- Your first time buyer status confirmed in writing
- The surcharge checked if you own anything else
- Current rates verified on gov.uk before exchange
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Warlingham
Broadband speeds can vary street by street in Warlingham, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much is stamp duty on a house in Warlingham?
Do first time buyers pay stamp duty here?
What if I already own a property?
How do I check broadband speed at a property in Warlingham?
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