Stamp Duty on a Tadworth Home
Stamp duty on the £642,000 Tadworth benchmark price is £22,100 at standard rates. A first time buyer pays £22,100. A second property or buy to let pays £54,200 once the surcharge is added.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Stamp duty on the £642,000 Tadworth benchmark price is £22,100 at standard rates. A first time buyer pays £22,100. A second property or buy to let pays £54,200 once the surcharge is added.
What you would pay in Tadworth
On the £642,000 benchmark, standard residential stamp duty is £22,100. It is due within 14 days of completion.
First time buyer relief brings it to £22,100 at this price. At this price the relief makes no difference, because the property is above the ceiling where it applies.
Stamp duty at the Tadworth benchmark
The commercial page for this town sets out the introduction itself: Mortgage advice in Tadworth.
The surcharge that catches people out
If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £642,000 benchmark that adds £32,100, taking the bill to £54,200.
It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.
Where it sits in your cash pile
Stamp duty of £22,100 sits alongside a 10% deposit of £64,200 and legal and survey fees. Together that is roughly £88,800 before you own anything.
Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.
What else Tadworth buyers are budgeting for
The schools families ask about here are Tadworth Primary School, Chinthurst School, Secondary schools (nearby) and Independent schools (nearby). 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Transport is a strong point in Tadworth, two stations for London and quick access to the M25. These indicative times are a starting point, always verify current timetables before relying on a specific journey.
By price, Tadworth ranks 26 of the 65 Surrey locations we cover, at £642,000 against a county average of £634,238. Band D council tax here is £2,556, against an average of £2,554 across the towns we cover in the county.
What that price buys in Tadworth
The full local guide covers schools, transport and the market in detail: Tadworth property and area guide.
Local prices sit above the first time buyer relief ceiling of £500,000, so relief will not help on a typical purchase here. That is a real disadvantage for first buyers in this area.
| Budget | What it buys here |
|---|---|
| Around £280,000 to £400,000 | Typically a flat or a smaller terrace, the more accessible way into the village, popular with first-time buyers, downsizers and investors. |
| Around £550,000 to £800,000 | A family semi or smaller detached house, the heart of the local market for families chasing the schools and the space. |
| £900,000 and above | Larger detached homes on leafy plots towards Walton Heath and Kingswood, the premium end of a green, spacious market. |
Tadworth is known locally for Walton Heath & the golf, and Walton Heath & its golf club. Open heathland and one of Surrey's most famous golf courses, which hosted the Ryder Cup in 1981, a big part of the area's identity.
Practical detail for Tadworth: the KT20 postcode district and two stations, Tadworth and Tattenham Corner (Tattenham Corner branch, Southern), both Zone 6; ~2 trains/hour to London Bridge, plus Victoria.
Tadworth has history behind the price. In Prehistoric, An Iron Age enclosure at South Tadworth Farm, evidence of early settlement.
Families
People drawn by the space, the schools, the open heath and downland, and a full A&E close by, happy with a steady commute for the green setting.
Commuters
People who value having two stations and a Zone-6 fare within a green village, and who are happy with a branch-line journey or a short drive to faster trains at Epsom or Reigate.
Downsizers & space-seekers
People wanting a leafy, community-minded village with countryside on the doorstep yet within the M25, from a flat to a prime detached home.
Tadworth at a glance
| Purchase price | Standard rate |
|---|---|
| £385,000 | £9,250 |
| £515,000 | £15,750 |
| £640,000 | £22,000 |
| £642,000 | £22,100 |
| £800,000 | £30,000 |
| £965,000 | £40,250 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Tadworth
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Stamp duty of £22,100 treated as cash, not borrowing
- Your first time buyer status confirmed in writing
- The surcharge checked if you own anything else
- Current rates verified on gov.uk before exchange
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Tadworth
Broadband speeds can vary street by street in Tadworth, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much is stamp duty on a house in Tadworth?
Do first time buyers pay stamp duty here?
What if I already own a property?
How do I check broadband speed at a property in Tadworth?
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