Stamp Duty on a Radstock Home
Stamp duty on the £295,000 Radstock benchmark price is £4,750 at standard rates. A first time buyer pays £0. A second property or buy to let pays £19,500 once the surcharge is added.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Stamp duty on the £295,000 Radstock benchmark price is £4,750 at standard rates. A first time buyer pays £0. A second property or buy to let pays £19,500 once the surcharge is added.
What you would pay in Radstock
On the £295,000 benchmark, standard residential stamp duty is £4,750. It is due within 14 days of completion.
First time buyer relief brings it to £0 at this price. The saving is £4,750.
Stamp duty at the Radstock benchmark
The commercial page for this town sets out the introduction itself: Mortgage advice in Radstock.
The surcharge that catches people out
If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £295,000 benchmark that adds £14,750, taking the bill to £19,500.
It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.
Where it sits in your cash pile
Stamp duty of £4,750 sits alongside a 10% deposit of £29,500 and legal and survey fees. Together that is roughly £36,750 before you own anything.
Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.
Local prices sit under the £500,000 relief ceiling, so first time buyers here keep the benefit. That is worth real money against neighbouring areas.
What else Radstock buyers are budgeting for
The schools families ask about here are Writhlington School, Norton Hill & Somervale (Midsomer Norton), Primary schools and Post-16 & college options. 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Radstock to Bath takes about 20 to 30 min drive.
By price, Radstock ranks 3 of the 3 Bath & North East Somerset locations we cover, at £295,000 against a county average of £321,667. Band D council tax here is £2,554, against an average of £2,500 across the towns we cover in the county.
What that price buys in Radstock
The full local guide covers schools, transport and the market in detail: Radstock property and area guide.
| Budget | What it buys here |
|---|---|
| Around £140,000 to £280,000 | Typically a flat or a terraced home, the most accessible way into the market, popular with first-time buyers and investors. |
| Around £300,000 to £360,000 | A comfortable semi or a modern estate house, the heart of the local family market. |
| £400,000 and above | Larger detached homes and the best positions on the leafier fringes and towards the villages, the top of the local market. |
Radstock is known locally for The heart of the Somerset Coalfield, and Radstock Museum. Radstock was the very heart of the Somerset Coalfield, a mining town for two centuries, its story told vividly at Radstock Museum.
Practical detail for Radstock: the BA3 postcode district.
Radstock has history behind the price. In 18th to 19th c., The Somerset Coalfield develops; Radstock becomes a major mining town at its heart.
First-time buyers & families
Buyers wanting genuine value and space at among the lowest prices in B&NES, with Writhlington School and the Midsomer Norton secondaries within reach.
Car-based commuters
People happy to drive to Bath (roughly ten miles), Bristol or Bath Spa station, trading a station on the doorstep for affordability and character.
Heritage & countryside seekers
Buyers wanting a town with a genuine story, the heart of the coalfield, the railway junction, Radstock Museum, and the valley and Mendip-edge countryside all around.
Radstock at a glance
| Purchase price | Standard rate |
|---|---|
| £175,000 | £1,000 |
| £235,000 | £2,200 |
| £295,000 | £4,750 |
| £370,000 | £8,500 |
| £440,000 | £12,000 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Radstock
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Stamp duty of £4,750 treated as cash, not borrowing
- Your first time buyer status confirmed in writing
- The surcharge checked if you own anything else
- Current rates verified on gov.uk before exchange
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Radstock
Broadband speeds can vary street by street in Radstock, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much is stamp duty on a house in Radstock?
Do first time buyers pay stamp duty here?
What if I already own a property?
How do I check broadband speed at a property in Radstock?
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