Stamp Duty on a Keynsham Home
Stamp duty on the £355,000 Keynsham benchmark price is £7,750 at standard rates. A first time buyer pays £2,750. A second property or buy to let pays £25,500 once the surcharge is added.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Stamp duty on the £355,000 Keynsham benchmark price is £7,750 at standard rates. A first time buyer pays £2,750. A second property or buy to let pays £25,500 once the surcharge is added.
What you would pay in Keynsham
On the £355,000 benchmark, standard residential stamp duty is £7,750. It is due within 14 days of completion.
First time buyer relief brings it to £2,750 at this price. The saving is £5,000.
Local prices sit under the £500,000 relief ceiling, so first time buyers here keep the benefit. That is worth real money against neighbouring areas.
Stamp duty at the Keynsham benchmark
The commercial page for this town sets out the introduction itself: Mortgage advice in Keynsham.
The surcharge that catches people out
If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £355,000 benchmark that adds £17,750, taking the bill to £25,500.
It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.
Where it sits in your cash pile
Stamp duty of £7,750 sits alongside a 10% deposit of £35,500 and legal and survey fees. Together that is roughly £45,750 before you own anything.
Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.
What else Keynsham buyers are budgeting for
The schools families ask about here are Wellsway School, Broadlands Academy (Lift Broadlands), Primary schools and Post-16 & college options. 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Keynsham to Bristol Temple Meads takes about 10 min.
By price, Keynsham ranks 1 of the 3 Bath & North East Somerset locations we cover, at £355,000 against a county average of £321,667. Band D council tax here is £2,450, against an average of £2,500 across the towns we cover in the county.
What that price buys in Keynsham
The full local guide covers schools, transport and the market in detail: Keynsham property and area guide.
| Budget | What it buys here |
|---|---|
| Around £180,000 to £300,000 | Typically a flat or a terraced home, the most accessible way into the market, popular with first-time buyers, commuters and investors. |
| Around £360,000 to £430,000 | A comfortable semi or a modern Somerdale new-build, the heart of the local family market. |
| £500,000 and above | Larger detached homes and the best positions in the leafier roads and the Chew Valley villages, the top of the local market. |
Keynsham is known locally for The Somerdale chocolate works, and The Chocolate Quarter & Somerdale. For most of the 20th century Keynsham was a chocolate town, J.S. Fry & Sons and later Cadbury made Fry's Chocolate Cream, Turkish Delight and more at the vast Somerdale factory until its closure in 2011.
Practical detail for Keynsham: the BS31 postcode district.
Keynsham has history behind the price. In Roman, A Roman villa stands at Keynsham, on the route between the later cities of Bristol and Bath.
Commuters & two-city workers
Buyers who value a mainline station roughly ten minutes from both Bath and Bristol, opening up two job markets, a rare and valuable position.
Families
Buyers after two well-regarded state secondaries, a good range of primaries, green space and the Chew Valley, with two cities close by for work and leisure.
Heritage & countryside seekers
Buyers wanting a town with genuine history, Roman, abbey and chocolate, and the beautiful Chew Valley and railway path on the doorstep.
Keynsham at a glance
| Purchase price | Standard rate |
|---|---|
| £215,000 | £1,800 |
| £285,000 | £4,250 |
| £355,000 | £7,750 |
| £445,000 | £12,250 |
| £530,000 | £16,500 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Keynsham
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Stamp duty of £7,750 treated as cash, not borrowing
- Your first time buyer status confirmed in writing
- The surcharge checked if you own anything else
- Current rates verified on gov.uk before exchange
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Keynsham
Broadband speeds can vary street by street in Keynsham, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much is stamp duty on a house in Keynsham?
Do first time buyers pay stamp duty here?
What if I already own a property?
How do I check broadband speed at a property in Keynsham?
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