County guide / Pembrokeshire

Pembrokeshire: Property, Schools and Retirement Costs

Across the 6 Pembrokeshire locations we cover, the average property price is £240,833 and Band D council tax averages £2,182. Tenby is the most expensive at £340,000, Pembroke Dock the least at £195,000.

The short answer

Across the 6 Pembrokeshire locations we cover, the average property price is £240,833 and Band D council tax averages £2,182. Tenby is the most expensive at £340,000, Pembroke Dock the least at £195,000.

Buying a home in Pembrokeshire

The county average is £240,833. Schools in Wales are inspected by Estyn rather than Ofsted, so there are no Ofsted grades; check individual inspection reports. School quality is the main reason prices differ between towns a few miles apart.

A 10% deposit on the county average is £24,083. Tenby runs 41% above that average, so the same deposit reaches further in Pembroke Dock.

Average property price across Pembrokeshire

Tenby£340,000Narberth£270,000Haverfordwest£225,000Fishguard£210,000Milford Haven£205,000Pembroke Dock£195,000
Local averages for the 6 locations covered in this guide.

Later life and property wealth in Pembrokeshire

Owners aged 55 and over across Pembrokeshire sit on an average £240,833 of property value. Typical release at 65 is around £81,883, and interest compounds against the estate from day one.

Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.

Retirement costs across Pembrokeshire

Band D council tax averages £2,182 across these locations. That is £182 a month before anything else. Authorities set their own rate, so the bill can change with a short move.

Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.

Towns at a glance

Town Average price Band D Good or better schools Guides
Tenby £340,000 £2,204 0 Mortgage, Equity release, Pensions
Narberth £270,000 £2,180 0 Mortgage, Equity release, Pensions
Haverfordwest £225,000 £2,198 0 Mortgage, Equity release, Pensions
Fishguard £210,000 £2,173 0 Mortgage, Equity release, Pensions
Milford Haven £205,000 £2,158 0 Mortgage, Equity release, Pensions
Pembroke Dock £195,000 £2,178 0 Mortgage, Equity release, Pensions

Compare towns directly

Side by side on price, deposit, schools and running costs.

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Guides across Pembrokeshire

Check broadband before you make an offer in Pembrokeshire

Broadband speeds can vary street by street in Pembrokeshire, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

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Questions people ask

Where are house prices highest in Pembrokeshire?
Of the locations covered here, Tenby is highest at £340,000 and Pembroke Dock lowest at £195,000.
How much is council tax in Pembrokeshire?
Band D averages £2,182 a year across these locations. Each authority sets its own rate, so check the specific council before you budget.
Does That's Family Finance cover the whole of Pembrokeshire?
For mortgages, equity release and pensions we introduce you to a separately regulated partner firm.
How do I check broadband speed at a property in Pembrokeshire?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

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