Higham Ferrers or Anstey: Which Is Better Value?
Higham Ferrers averages £320,000 against £310,000 in Anstey, a gap of £10,000 or 3%. You would need £1,000 more deposit and about £53 a month more on a repayment mortgage at an assumed 5% over 25 years. Anstey charges £74 less council tax at Band D.
Higham Ferrers averages £320,000 against £310,000 in Anstey, a gap of £10,000 or 3%. You would need £1,000 more deposit and about £53 a month more on a repayment mortgage at an assumed 5% over 25 years. Anstey charges £74 less council tax at Band D.
Price and deposit
The headline gap is £10,000, or 3%. On a 10% deposit that is £1,000 more cash to find before you start. Detached homes average £550,000 against £320,000.
Higham Ferrers against Anstey
Town guides for each: Mortgage advice in Higham Ferrers and Mortgage advice in Anstey.
Schools and families
Both towns show 0 Outstanding rated schools, so the choice turns on Good rated capacity and catchment distance. Counting every rating, Higham Ferrers has no schools and Anstey has 1 school rated Good or better.
A strong catchment in the cheaper town can cost more than an average street in the dearer one. Compare catchments, not averages.
Running costs and getting to work
Band D council tax is £2,530 in Higham Ferrers and £2,456 in Anstey, a difference of £74 a year.
The honest verdict
Anstey is cheaper to buy on these figures. Higham Ferrers carries the higher price and, on this data, not the stronger school profile.
Neither is right in the abstract. If the deposit is your constraint, the £1,000 difference matters more than anything else here. If catchment is the constraint, price follows the school you need.
What each town is actually like
Price is one axis. These are the things people move for, and the things they find out afterwards.
Higham Ferrers
In its favour- A historic, relatively affluent market town
- Outstanding medieval heritage & conservation area
- A walkable market square & community feel
- Rushden Lakes & Rushden's amenities close by
- More premium than neighbouring Rushden
- Conservation/listed rules limit alterations
- No railway station in the town itself
- A&E is a drive away at Kettering or Northampton
Best for Families ★★★★☆
A safe, characterful market town with schools nearby (The Ferrers School serves the area, with primaries in the town) and a strong community feel, weigh the premium prices, the drive to a station, and the conservation-area rules on period homes.
Anstey
In its favour- A popular commuter village at the forest edge
- Bradgate Park & Charnwood Forest on the doorstep
- Good local schools
- A genuine village centre & community
- No railway station
- Busy roads into the city at peak times
- Rothley Brook flood history, check carefully
- Radon check needed in the granite belt
Best for Families ★★★★★
Good schools (The Latimer Primary is strong, with Outstanding behaviour, personal development, leadership and early years; The Martin High School is a Good secondary), village amenities, and Charnwood Forest and Bradgate Park on the doorstep make Anstey a genuine family choice.
Higham Ferrers and Anstey, side by side
| Measure | Higham Ferrers | Anstey |
|---|---|---|
| Average property price | £320,000 | £310,000 |
| Average detached | £550,000 | £320,000 |
| 10% deposit | £32,000 | £31,000 |
| Illustrative monthly payment | £1,684 | £1,631 |
| Band D council tax | £2,530 | £2,456 |
| Outstanding rated schools | 0 | 0 |
| Good rated schools | 0 | 1 |
Local averages used for illustration. Confirm your own figures before acting.
Ask about Higham Ferrers
Three details is all we need. You are told before anything is passed to a partner firm.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Higham Ferrers or Anstey
Broadband speeds can vary street by street in Higham Ferrers or Anstey, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
Is Higham Ferrers or Anstey cheaper?
Which has better schools?
Which is cheaper to run?
How do I check broadband speed at a property in Higham Ferrers or Anstey?
Read next
Your home may be repossessed if you do not keep up repayments on your mortgage.