Cosby or Ashby-de-la-Zouch: Which Is Better Value?
Cosby averages £325,000 against £320,000 in Ashby-de-la-Zouch, a gap of £5,000 or 2%. You would need £500 more deposit and about £26 a month more on a repayment mortgage at an assumed 5% over 25 years. Ashby-de-la-Zouch charges £772 less council tax at Band D.
Cosby averages £325,000 against £320,000 in Ashby-de-la-Zouch, a gap of £5,000 or 2%. You would need £500 more deposit and about £26 a month more on a repayment mortgage at an assumed 5% over 25 years. Ashby-de-la-Zouch charges £772 less council tax at Band D.
Price and deposit
The headline gap is £5,000, or 2%. On a 10% deposit that is £500 more cash to find before you start. Detached homes average £320,000 against £525,000.
Cosby against Ashby-de-la-Zouch
Town guides for each: Mortgage advice in Cosby and Mortgage advice in Ashby-de-la-Zouch.
Schools and families
Both towns show 0 Outstanding rated schools, so the choice turns on Good rated capacity and catchment distance. Counting last graded Ofsted inspections (before September 2024), Cosby has 1 school and Ashby-de-la-Zouch has 3 schools graded Good or better.
A strong catchment in the cheaper town can cost more than an average street in the dearer one. Compare catchments, not averages.
Running costs and getting to work
Band D council tax is £2,504 in Cosby and £1,732 in Ashby-de-la-Zouch, a difference of £772 a year.
The honest verdict
Ashby-de-la-Zouch is cheaper to buy on these figures. Cosby carries the higher price and, on this data, not the stronger school profile.
Neither is right in the abstract. If the deposit is your constraint, the £500 difference matters more than anything else here. If catchment is the constraint, price follows the school you need.
What each town is actually like
Price is one axis. These are the things people move for, and the things they find out afterwards.
Cosby
In its favour- A genuine south-Leicestershire commuter village
- A medieval church & period cottages
- Narborough station & the M1/M69 close by
- Open countryside & a recreation ground
- Village-level amenities, more limited than a town
- No railway station in the village itself
- Older cottages need survey and construction checks
- Newer estates can carry management charges
Best for Families ★★★★★
A village feel, a Good village primary school (Cosby Primary), a recreation ground and countryside, plus schooling and amenities in nearby towns, make Cosby a strong family village, check catchment and admissions.
Ashby-de-la-Zouch
In its favour- Handsome historic town with a castle
- Elegant Georgian & Regency conservation area
- Well-regarded schools (Ashby & Ivanhoe, both Good)
- The National Forest & Ashby Canal on the doorstep
- Pricier than neighbouring towns
- No passenger railway station (freight line only)
- Mainline trains & A&E are a drive away
- Listed/conservation homes limit alterations
Best for Families ★★★★★
Well-regarded schools (Ashby School 11-19 and Ivanhoe School 11-16 both judged Good; Ashby CofE and Woodcote Good primaries), a safe historic town, and the National Forest, castle and canal for the outdoors, a strong family town.
Cosby and Ashby-de-la-Zouch, side by side
| Measure | Cosby | Ashby-de-la-Zouch |
|---|---|---|
| Average property price | £325,000 | £320,000 |
| Average detached | £320,000 | £525,000 |
| 10% deposit | £32,500 | £32,000 |
| Illustrative monthly payment | £1,710 | £1,684 |
| Band D council tax | £2,504 | £1,732 |
| Outstanding rated schools | 0 | 0 |
| Good rated schools | 1 | 3 |
Local averages used for illustration. Confirm your own figures before acting.
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Questions people ask
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