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An electrician working on wiring

Waiver of premium explained

Waiver of premium is an add-on that makes the insurer pay your protection premiums while illness or injury stops you working. What it covers, what it does not, how the...

Waiver of premium explained

Waiver of premium is an add-on that makes the insurer pay your protection premiums while illness or injury stops you working. What it covers, what it does not, how the...

A nurse in uniform on a hospital ward

Own occupation income protection explained

Own occupation income protection tests your claim against your own job only. Suited occupation adds any role your training fits you for. Any occupation pays only if you cannot work...

Own occupation income protection explained

Own occupation income protection tests your claim against your own job only. Suited occupation adds any role your training fits you for. Any occupation pays only if you cannot work...

A calculator and notepad being used to work out a household budget

Guaranteed vs reviewable premiums

A guaranteed premium stays the same for the whole policy. A reviewable premium can be changed by the insurer at set points. Here is how they differ and how to...

Guaranteed vs reviewable premiums

A guaranteed premium stays the same for the whole policy. A reviewable premium can be changed by the insurer at set points. Here is how they differ and how to...

A young couple at the door of their new house

Joint life insurance vs two single policies

A joint policy pays once, on the first death, and then ends. Two single policies can each pay out. Which structure a couple should choose, and what happens if you...

Joint life insurance vs two single policies

A joint policy pays once, on the first death, and then ends. Two single policies can each pay out. Which structure a couple should choose, and what happens if you...

A mother walking through a park with her children

How much family income benefit do I need?

The right figure is not your salary. It is the monthly gap your family would face, for as many years as they would face it.

How much family income benefit do I need?

The right figure is not your salary. It is the monthly gap your family would face, for as many years as they would face it.

What downsizing would actually release

Downsizing in Ystrad Mynach: What You Would Act...

Selling at the £210,000 Ystrad Mynach average and buying at £147,000 releases about £57,150 after costs. Fees, Land Transaction Tax and moving take.

Downsizing in Ystrad Mynach: What You Would Act...

Selling at the £210,000 Ystrad Mynach average and buying at £147,000 releases about £57,150 after costs. Fees, Land Transaction Tax and moving take.