County guide / Vale of Glamorgan

Vale of Glamorgan: Property, Schools and Retirement Costs

Across the 6 Vale of Glamorgan locations we cover, the average property price is £384,167 and Band D council tax averages £2,235. Cowbridge is the most expensive at £500,000, Barry the least at £250,000.

The short answer

Across the 6 Vale of Glamorgan locations we cover, the average property price is £384,167 and Band D council tax averages £2,235. Cowbridge is the most expensive at £500,000, Barry the least at £250,000.

Buying a home in Vale of Glamorgan

The county average is £384,167. Schools in Wales are inspected by Estyn rather than Ofsted, so there are no Ofsted grades; check individual inspection reports. School quality is the main reason prices differ between towns a few miles apart.

A 10% deposit on the county average is £38,417. Cowbridge runs 30% above that average, so the same deposit reaches further in Barry.

Average property price across Vale of Glamorgan

Cowbridge£500,000Dinas Powys£450,000Penarth£405,000Llantwit Major£400,000Rhoose£300,000Barry£250,000
Local averages for the 6 locations covered in this guide.

Later life and property wealth in Vale of Glamorgan

Owners aged 55 and over across Vale of Glamorgan sit on an average £384,167 of property value. Typical release at 65 is around £130,617, and interest compounds against the estate from day one.

Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.

Retirement costs across Vale of Glamorgan

Band D council tax averages £2,235 across these locations. That is £186 a month before anything else. Authorities set their own rate, so the bill can change with a short move.

Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.

Towns at a glance

Town Average price Band D Good or better schools Guides
Cowbridge £500,000 £2,288 0 Mortgage, Equity release, Pensions
Dinas Powys £450,000 £2,208 0 Mortgage, Equity release, Pensions
Penarth £405,000 £2,261 0 Mortgage, Equity release, Pensions
Llantwit Major £400,000 £2,247 0 Mortgage, Equity release, Pensions
Rhoose £300,000 £2,168 0 Mortgage, Equity release, Pensions
Barry £250,000 £2,237 0 Mortgage, Equity release, Pensions

Compare towns directly

Side by side on price, deposit, schools and running costs.

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Guides across Vale of Glamorgan

Check broadband before you make an offer in Vale of Glamorgan

Broadband speeds can vary street by street in Vale of Glamorgan, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

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Questions people ask

Where are house prices highest in Vale of Glamorgan?
Of the locations covered here, Cowbridge is highest at £500,000 and Barry lowest at £250,000.
How much is council tax in Vale of Glamorgan?
Band D averages £2,235 a year across these locations. Each authority sets its own rate, so check the specific council before you budget.
Does That's Family Finance cover the whole of Vale of Glamorgan?
For mortgages, equity release and pensions we introduce you to a separately regulated partner firm.
How do I check broadband speed at a property in Vale of Glamorgan?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

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