Swansea: Property, Schools and Retirement Costs
Across the 6 Swansea locations we cover, the average property price is £251,667 and Band D council tax averages £2,264. Mumbles is the most expensive at £450,000, Morriston the least at £190,000.
Across the 6 Swansea locations we cover, the average property price is £251,667 and Band D council tax averages £2,264. Mumbles is the most expensive at £450,000, Morriston the least at £190,000.
Buying a home in Swansea
The county average is £251,667.
A 10% deposit on that average is £25,167. Mumbles runs 79% above that average, so the same deposit reaches further in Morriston.
Average property price across Swansea
Later life and property wealth in Swansea
Owners aged 55 and over across Swansea sit on an average £251,667 of property value.
It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across Swansea
Band D council tax averages £2,264 across these locations. That is £189 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at an assumed 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Mumbles | £450,000 | £2,300 | 0 | Mortgage, Equity release, Pensions |
| Gowerton | £250,000 | £2,232 | 0 | Mortgage, Equity release, Pensions |
| Clydach | £215,000 | £2,283 | 0 | Mortgage, Equity release, Pensions |
| Pontarddulais | £205,000 | £2,295 | 0 | Mortgage, Equity release, Pensions |
| Gorseinon | £200,000 | £2,262 | 0 | Mortgage, Equity release, Pensions |
| Morriston | £190,000 | £2,213 | 0 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
Ask about Clydach
Three details is all we need. You are told before anything is passed to a partner firm.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Guides across Swansea
- Clydach: School Catchments and House Prices in Clydach, The Real Cost of Buying a First Home in Clydach, Downsizing in Clydach: What You Would Actually Release, Council Tax in Clydach: What Band D Really Costs
- Gorseinon: School Catchments and House Prices in Gorseinon, The Real Cost of Buying a First Home in Gorseinon, Downsizing in Gorseinon: What You Would Actually Release, Council Tax in Gorseinon: What Band D Really Costs
- Gowerton: School Catchments and House Prices in Gowerton, The Real Cost of Buying a First Home in Gowerton, Downsizing in Gowerton: What You Would Actually Release, Council Tax in Gowerton: What Band D Really Costs
- Morriston: School Catchments and House Prices in Morriston, The Real Cost of Buying a First Home in Morriston, Downsizing in Morriston: What You Would Actually Release, Council Tax in Morriston: What Band D Really Costs
- Mumbles: School Catchments and House Prices in Mumbles, The Real Cost of Buying a First Home in Mumbles, Downsizing in Mumbles: What You Would Actually Release, Council Tax in Mumbles: What Band D Really Costs
- Pontarddulais: School Catchments and House Prices in Pontarddulais, The Real Cost of Buying a First Home in Pontarddulais, Downsizing in Pontarddulais: What You Would Actually Release, Council Tax in Pontarddulais: What Band D Really Costs
Check broadband before you make an offer in Swansea
Broadband speeds can vary street by street in Swansea, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
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Questions people ask
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