Steyning or Chertsey: Which Is Better Value?
Steyning averages £520,000 against £515,000 in Chertsey, a gap of £5,000 or 1%. You would need £500 more deposit and about £26 a month more on a repayment mortgage at an assumed 5% over 25 years. Chertsey charges £39 less council tax at Band D.
Steyning averages £520,000 against £515,000 in Chertsey, a gap of £5,000 or 1%. You would need £500 more deposit and about £26 a month more on a repayment mortgage at an assumed 5% over 25 years. Chertsey charges £39 less council tax at Band D.
Price and deposit
The headline gap is £5,000, or 1%. On a 10% deposit that is £500 more cash to find before you start. Detached homes average £535,000 against £526,000.
Steyning against Chertsey
Town guides for each: Mortgage advice in Steyning and Mortgage advice in Chertsey.
Schools and families
Both towns show 0 Outstanding rated schools, so the choice turns on Good rated capacity and catchment distance. Counting last graded Ofsted inspections (before September 2024), Steyning has 1 school and Chertsey has 2 schools graded Good or better.
A strong catchment in the cheaper town can cost more than an average street in the dearer one. Compare catchments, not averages.
Running costs and getting to work
Band D council tax is £2,532 in Steyning and £2,493 in Chertsey, a difference of £39 a year.
The honest verdict
Chertsey is cheaper to buy on these figures. Steyning carries the higher price and, on this data, not the stronger school profile.
Neither is right in the abstract. If the deposit is your constraint, the £500 difference matters more than anything else here. If catchment is the constraint, price follows the school you need.
What each town is actually like
Price is one axis. These are the things people move for, and the things they find out afterwards.
Steyning
In its favour- A beautiful, historic downland town
- A medieval High Street of timber-framed houses
- The South Downs & Chanctonbury Ring on the doorstep
- A strong independent High Street & community
- Prices above the county average
- No railway station in the town
- You rely on a car (to Shoreham-by-Sea for trains; to London via Brighton)
- Larger period & country homes mean substantial lending
Best for First-time buyers ★★☆☆☆
Flats and cottages exist, but above-average prices and limited stock make it a stretch for first-timers.
Chertsey
In its favour- The M25 (Junction 11) and Heathrow on the doorstep
- St Peter's Hospital, with A&E, in the town
- Deep heritage and a historic market town
- More accessible prices than the priciest towns
- Serious floodplain flood risk (Thames & Bourne)
- Insurance and lending can be affected near the river
- A working town rather than a pretty village
- Rail to London is slower than some neighbours
Best for Commuters (to London) ★★★★☆
Chertsey station to London Waterloo plus the M25 (Junction 11) on the doorstep and the M3 and Heathrow close by, strong links, though the rail line is a branch rather than a fast main line.
Steyning and Chertsey, side by side
| Measure | Steyning | Chertsey |
|---|---|---|
| Average property price | £520,000 | £515,000 |
| Average detached | £535,000 | £526,000 |
| 10% deposit | £52,000 | £51,500 |
| Illustrative monthly payment | £2,736 | £2,710 |
| Band D council tax | £2,532 | £2,493 |
| Outstanding rated schools | 0 | 0 |
| Good rated schools | 1 | 2 |
Local averages used for illustration. Confirm your own figures before acting.
Ask about Steyning
Three details is all we need. You are told before anything is passed to a partner firm.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Steyning or Chertsey
Broadband speeds can vary street by street in Steyning or Chertsey, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
Is Steyning or Chertsey cheaper?
Which has better schools?
Which is cheaper to run?
How do I check broadband speed at a property in Steyning or Chertsey?
Read next
Your home may be repossessed if you do not keep up repayments on your mortgage.