Mortgage / Hampshire

Stamp Duty on a Farnborough Home

Stamp duty on the £382,000 Farnborough benchmark price is £9,100 at standard rates. A first time buyer pays £4,100. A second property or buy to let pays £28,200 once the surcharge is added.

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

The short answer

Stamp duty on the £382,000 Farnborough benchmark price is £9,100 at standard rates. A first time buyer pays £4,100. A second property or buy to let pays £28,200 once the surcharge is added.

What you would pay in Farnborough

On the £382,000 benchmark, standard residential stamp duty is £9,100. It is due within 14 days of completion.

First time buyer relief brings it to £4,100 at this price. The saving is £5,000.

Stamp duty at the Farnborough benchmark

First time buyer£4,100Standard rate£9,100With surcharge£28,200
On a £382,000 purchase using rates in force from April 2025.

The commercial page for this town sets out the introduction itself: Mortgage advice in Farnborough.

The surcharge that catches people out

If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £382,000 benchmark that adds £19,100, taking the bill to £28,200.

It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.

Where it sits in your cash pile

Stamp duty of £9,100 sits alongside a 10% deposit of £38,200 and legal and survey fees. Together that is roughly £49,800 before you own anything.

Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.

Local prices sit under the £500,000 relief ceiling, so first time buyers here keep the benefit. That is worth real money against neighbouring areas.

What else Farnborough buyers are budgeting for

The schools families ask about here are The Sixth Form College Farnborough, Cove School, Bohunt Farnborough and Farnborough College of Technology. 3 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.

On getting about: Transport is a real strength for Farnborough, a fast main-line commute and quick motorway access. These indicative times are a starting point, always verify current timetables before relying on a specific journey.

By price, Farnborough ranks 163 of the 178 Hampshire locations we cover, at £382,000 against a county average of £535,916. Band D council tax here is £2,320, against an average of £2,319 across the towns we cover in the county.

What that price buys in Farnborough

The full local guide covers schools, transport and the market in detail: Farnborough property and area guide.

Budget What it buys here
Around £180,000 to £290,000 Typically a flat or apartment, including new-build near the station, the most accessible way in, popular with first-time buyers, commuters and investors.
Around £390,000 to £500,000 A family semi or smaller detached house, the heart of the local market for families, and good value for the area.
£500,000 and above Larger detached homes on the better roads and in Farnborough Park, the upper end of an affordable market.

Farnborough is known locally for The home of British aviation, and Aviation heritage & the airshow. The first powered flight in Britain (1908) and a century of aviation research, Farnborough's defining heritage.

Practical detail for Farnborough: the GU14 postcode district and two stations, Farnborough Main (South Western Railway, fast to Waterloo ~43 min) and Farnborough North (North Downs line).

Farnborough has history behind the price. In Pre-19th c., Farnborough is a small village in Hampshire.

Commuters

People who want a fast London train at good value, Farnborough Main reaches Waterloo in around 43 minutes, one of the quicker commutes in the area.

First-time buyers & families

People wanting value with a real commute, good schools and a major A&E close by, priced out of Fleet, Farnham or Camberley.

Aerospace & local workers

People working at the airport, the business park or in aerospace and technology, and students drawn to the outstanding sixth-form college.

Farnborough at a glance

Purchase price Standard rate
£230,000 £2,100
£305,000 £5,250
£380,000 £9,000
£382,000 £9,100
£480,000 £14,000
£575,000 £18,750

Figures are local averages used for illustration. Confirm your own numbers before acting on them.

Ask about Farnborough

Three details is all we need. You are told before anything is passed to a partner firm.

Or message us now on WhatsApp. Mon to Sat, 9am to 8pm.

Your checklist

  • Stamp duty of £9,100 treated as cash, not borrowing
  • Your first time buyer status confirmed in writing
  • The surcharge checked if you own anything else
  • Current rates verified on gov.uk before exchange
Ask about an introduction

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

Check broadband before you make an offer in Farnborough

Broadband speeds can vary street by street in Farnborough, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.

Questions people ask

How much is stamp duty on a house in Farnborough?
About £9,100 at the £382,000 benchmark price under standard rates. A first time buyer pays £4,100.
Do first time buyers pay stamp duty here?
Yes, but less. Relief brings the bill from £9,100 to £4,100 at this price.
What if I already own a property?
The additional property surcharge adds about £19,100 at this price, taking the total to £28,200.
How do I check broadband speed at a property in Farnborough?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Figures on this page come from local price and rental averages, published Ofsted ratings at reports.ofsted.gov.uk, the local council's council tax charges and gov.uk. Published August 2026.

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