Mortgage / Surrey

Stamp Duty on an Ewell Home

Stamp duty on the £639,000 Ewell benchmark price is £21,950 at standard rates. A first time buyer pays £21,950. A second property or buy to let pays £53,900 once the surcharge is added.

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

The short answer

Stamp duty on the £639,000 Ewell benchmark price is £21,950 at standard rates. A first time buyer pays £21,950. A second property or buy to let pays £53,900 once the surcharge is added.

What you would pay in Ewell

On the £639,000 benchmark, standard residential stamp duty is £21,950. It is due within 14 days of completion.

First time buyer relief brings it to £21,950 at this price. At this price the relief makes no difference, because the property is above the ceiling where it applies.

Stamp duty at the Ewell benchmark

First time buyer£21,950Standard rate£21,950With surcharge£53,900
On a £639,000 purchase using rates in force from April 2025.

The commercial page for this town sets out the introduction itself: Mortgage advice in Ewell.

The surcharge that catches people out

If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £639,000 benchmark that adds £31,950, taking the bill to £53,900.

It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.

Where it sits in your cash pile

Stamp duty of £21,950 sits alongside a 10% deposit of £63,900 and legal and survey fees. Together that is roughly £88,350 before you own anything.

Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.

What else Ewell buyers are budgeting for

The schools families ask about here are Glyn School, Blenheim High School, Nonsuch High School for Girls (grammar, nearby) and Ewell Castle School. 3 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.

On getting about: Ewell West to London Waterloo takes about 40 min.

By price, Ewell ranks 27 of the 65 Surrey locations we cover, at £639,000 against a county average of £634,238. Band D council tax here is £2,531, against an average of £2,554 across the towns we cover in the county.

What that price buys in Ewell

The full local guide covers schools, transport and the market in detail: Ewell property and area guide.

Local prices sit above the first time buyer relief ceiling of £500,000, so relief will not help on a typical purchase here. That is a real disadvantage for first buyers in this area.

Budget What it buys here
Around £250,000 to £400,000 Typically a flat or apartment, the more accessible way into the area, popular with first-time buyers, downsizers and investors.
Around £650,000 to £850,000 A family semi or smaller detached house, the heart of the local market for families chasing the schools.
£900,000 and above Larger detached homes on the leafy roads towards Nonsuch Park and the Downs, the premium end of the market.

Ewell is known locally for Nonsuch Park & Palace, and Nonsuch Park & Mansion. A large historic park on the site of Henry VIII's magnificent Nonsuch Palace, royal history and superb green space on Ewell's doorstep.

Practical detail for Ewell: the KT17 (and KT19) postcode district and two stations, Ewell West (to Waterloo) and Ewell East (to Victoria & London Bridge).

Ewell has history behind the price. In Domesday (1086), Ewell is recorded as 'Etwelle', a spring-line settlement where the Hogsmill rises.

Families & the school-driven

People drawn by well-regarded state schools (Glyn, Blenheim High) and the grammar schools nearby, wanting a leafy, low-crime base with good primaries.

London commuters

Buyers wanting rare two-terminal flexibility, Ewell West to Waterloo, Ewell East to Victoria and London Bridge.

Downsizers & heritage lovers

People wanting a historic village with parks, Bourne Hall and Nonsuch on the doorstep, close to the capital.

Ewell at a glance

Purchase price Standard rate
£385,000 £9,250
£510,000 £15,500
£639,000 £21,950
£640,000 £22,000
£800,000 £30,000
£960,000 £39,750

Figures are local averages used for illustration. Confirm your own numbers before acting on them.

Ask about Ewell

Three details is all we need. You are told before anything is passed to a partner firm.

Or message us now on WhatsApp. Mon to Sat, 9am to 8pm.

Your checklist

  • Stamp duty of £21,950 treated as cash, not borrowing
  • Your first time buyer status confirmed in writing
  • The surcharge checked if you own anything else
  • Current rates verified on gov.uk before exchange
Ask about an introduction

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

Check broadband before you make an offer in Ewell

Broadband speeds can vary street by street in Ewell, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.

Questions people ask

How much is stamp duty on a house in Ewell?
About £21,950 at the £639,000 benchmark price under standard rates. A first time buyer pays £21,950.
Do first time buyers pay stamp duty here?
At the local benchmark price the property is above the relief ceiling, so the full £21,950 applies.
What if I already own a property?
The additional property surcharge adds about £31,950 at this price, taking the total to £53,900.
How do I check broadband speed at a property in Ewell?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Figures on this page come from local price and rental averages, published Ofsted ratings at reports.ofsted.gov.uk, the local council's council tax charges and gov.uk. Published August 2026.

Read next

Back to the enquiry form

Your home may be repossessed if you do not keep up repayments on your mortgage.

Back to blog