Mortgage / Cumbria

Stamp Duty on a Dalton-in-Furness Home

Stamp duty on the £185,000 Dalton-in-Furness benchmark price is £1,200 at standard rates. A first time buyer pays £0. A second property or buy to let pays £10,450 once the surcharge is added.

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

The short answer

Stamp duty on the £185,000 Dalton-in-Furness benchmark price is £1,200 at standard rates. A first time buyer pays £0. A second property or buy to let pays £10,450 once the surcharge is added.

What you would pay in Dalton-in-Furness

On the £185,000 benchmark, standard residential stamp duty is £1,200. It is due within 14 days of completion.

First time buyer relief brings it to £0 at this price. The saving is £1,200.

Stamp duty at the Dalton-in-Furness benchmark

First time buyer£0Standard rate£1,200With surcharge£10,450
On a £185,000 purchase using rates in force from April 2025.

The commercial page for this town sets out the introduction itself: Mortgage advice in Dalton-in-Furness.

The surcharge that catches people out

If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £185,000 benchmark that adds £9,250, taking the bill to £10,450.

It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.

Where it sits in your cash pile

Stamp duty of £1,200 sits alongside a 10% deposit of £18,500 and legal and survey fees. Together that is roughly £22,200 before you own anything.

Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.

Local prices sit under the £500,000 relief ceiling, so first time buyers here keep the benefit. That is worth real money against neighbouring areas.

What else Dalton-in-Furness buyers are budgeting for

The schools families ask about here are Dowdales School, Dalton St Mary's CofE Primary School and Our Lady of the Rosary Catholic Primary School. 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.

On getting about: Dalton to Barrow-in-Furness takes about 10 min.

By price, Dalton-in-Furness ranks 17 of the 27 Cumbria locations we cover, at £185,000 against a county average of £255,556. Band D council tax here is £2,594, against an average of £2,554 across the towns we cover in the county.

What that price buys in Dalton-in-Furness

Dalton-in-Furness is the ancient former capital of Furness, a historic, comparatively affordable market town with a National Trust castle, its own station and the South Lakes Safari Zoo on its edge.

The full local guide covers schools, transport and the market in detail: Dalton-in-Furness property and area guide.

Budget What it buys here
Around £110,000 to £160,000 A Victorian stone terrace, the more accessible way into the town.
Around £170,000 to £320,000 A suburban semi or a modern/new-build house, a classic Dalton family home.
£320,000 and above A larger detached, period or rural house with a garden, the top of the local market.

Dalton-in-Furness is known locally for The ancient capital of Furness, and Dalton Castle. Dalton-in-Furness was the medieval capital of the Furness peninsula, governed from Dalton Castle on behalf of Furness Abbey, before Barrow's Victorian rise eclipsed it, a genuine piece of Cumbrian history.

Practical detail for Dalton-in-Furness: the LA15 postcode district, Dalton station on the Cumbrian Coast line, direct to Barrow (~10 min) and to Ulverston, Grange, Lancaster & Preston for the West Coast Main Line and there is no A&E in Dalton; Furness General Hospital, Barrow (~4 miles) HAS a genuine 24-hour Type-1 A&E; Royal Lancaster Infirmary (~30 miles), verify with NHS.

Dalton-in-Furness has history behind the price. In Medieval, Dalton is the market and administrative capital of Furness, governed on behalf of Furness Abbey.

Families & local employees

People wanting an affordable, historic town with good schools (Dowdales School for secondary; Dalton St Mary's a Good primary), green space, the Safari Zoo on the doorstep and a 24-hour A&E ~4 miles away in Barrow, terraces, semis and family homes, with the former-mining ground point worth checking on some sites.

First-time buyers

People wanting a genuinely affordable market town with real history, a station and Barrow's jobs close by, terraces the way in, with amenities and the coast and Lakes on the doorstep.

Space-seekers from Barrow

People wanting more greenery, history and space than central Barrow for a modest premium, while keeping the town's jobs and A&E within a short drive or train.

Dalton-in-Furness at a glance

Purchase price Standard rate
£110,000 £0
£150,000 £500
£185,000 £1,200
£230,000 £2,100
£280,000 £4,000

Figures are local averages used for illustration. Confirm your own numbers before acting on them.

Ask about Dalton-in-Furness

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Your checklist

  • Stamp duty of £1,200 treated as cash, not borrowing
  • Your first time buyer status confirmed in writing
  • The surcharge checked if you own anything else
  • Current rates verified on gov.uk before exchange
Ask about an introduction

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

Check broadband before you make an offer in Dalton-in-Furness

Broadband speeds can vary street by street in Dalton-in-Furness, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

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Questions people ask

How much is stamp duty on a house in Dalton-in-Furness?
About £1,200 at the £185,000 benchmark price under standard rates. A first time buyer pays £0.
Do first time buyers pay stamp duty here?
Yes, but less. Relief brings the bill from £1,200 to £0 at this price.
What if I already own a property?
The additional property surcharge adds about £9,250 at this price, taking the total to £10,450.
How do I check broadband speed at a property in Dalton-in-Furness?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Figures on this page come from local price and rental averages, published Ofsted ratings at reports.ofsted.gov.uk, the local council’s council tax charges and gov.uk. Published August 2026.

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