Mortgage / Derbyshire

Stamp Duty on a Buxton Home

Stamp duty on the £276,000 Buxton benchmark price is £3,800 at standard rates. A first time buyer pays £0. A second property or buy to let pays £17,600 once the surcharge is added.

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

The short answer

Stamp duty on the £276,000 Buxton benchmark price is £3,800 at standard rates. A first time buyer pays £0. A second property or buy to let pays £17,600 once the surcharge is added.

What you would pay in Buxton

On the £276,000 benchmark, standard residential stamp duty is £3,800. It is due within 14 days of completion.

First time buyer relief brings it to £0 at this price. The saving is £3,800.

Stamp duty at the Buxton benchmark

First time buyer£0Standard rate£3,800With surcharge£17,600
On a £276,000 purchase using rates in force from April 2025.

The commercial page for this town sets out the introduction itself: Mortgage advice in Buxton.

The surcharge that catches people out

If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £276,000 benchmark that adds £13,800, taking the bill to £17,600.

It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.

Local prices sit under the £500,000 relief ceiling, so first time buyers here keep the benefit. That is worth real money against neighbouring areas.

Where it sits in your cash pile

Stamp duty of £3,800 sits alongside a 10% deposit of £27,600 and legal and survey fees. Together that is roughly £33,900 before you own anything.

Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.

What else Buxton buyers are budgeting for

The schools families ask about here are Buxton Community School, Burbage Primary School and University of Derby (Buxton & Leek College campus). 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.

On getting about: Buxton to Stockport takes about 40 min.

By price, Buxton ranks 11 of the 27 Derbyshire locations we cover, at £276,000 against a county average of £250,111. Band D council tax here is £2,347, against an average of £2,435 across the towns we cover in the county.

What that price buys in Buxton

Buxton is a historic Georgian and Victorian spa town, high on the edge of the Peak District.

The full local guide covers schools, transport and the market in detail: Buxton property and area guide.

Budget What it buys here
Around £170,000 to £290,000 A stone terrace or cottage, or a smaller home, the more accessible way into the town.
Around £300,000 to £450,000 An interwar or later semi, or a smaller period villa, a classic Buxton family home.
£550,000 and above A large detached house or a grand Georgian or Victorian villa in one of the best positions, the top of the local market.

Buxton is known locally for The Crescent & the thermal spa. The Grade I Buxton Crescent, built for the fifth Duke of Devonshire in the 1780s and restored as a hotel and thermal spa, the architectural heart of the town and a symbol of its spa heritage.

Practical detail for Buxton: the SK17 postcode district, Buxton station, direct line to Manchester Piccadilly via Stockport (~1 hr) and nearest A and E is Stepping Hill (Stockport) or Chesterfield Royal, a drive; none in the High Peak; verify with NHS.

Buxton has history behind the price. In Roman, The springs are known as Aquae Arnemetiae; the Romans build baths at the warm waters.

Families

People wanting Peak District character, well-regarded schools and masses of outdoor space with a Manchester rail link, budgeting for altitude, heating and stone-house upkeep.

Professionals & commuters

People wanting a beautiful, cultured town with a direct railway line into Stockport and Manchester, a scenic, if hilly, commuter base.

Downsizers, retirees & lifestyle buyers

People wanting a handsome, walkable spa town with culture, healthcare and countryside close to hand, with running costs and the A&E distance to weigh.

Buxton at a glance

Purchase price Standard rate
£165,000 £800
£220,000 £1,900
£275,000 £3,750
£276,000 £3,800
£345,000 £7,250
£415,000 £10,750

Figures are local averages used for illustration. Confirm your own numbers before acting on them.

Ask about Buxton

Three details is all we need. You are told before anything is passed to a partner firm.

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Your checklist

  • Stamp duty of £3,800 treated as cash, not borrowing
  • Your first time buyer status confirmed in writing
  • The surcharge checked if you own anything else
  • Current rates verified on gov.uk before exchange
Ask about an introduction

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

Check broadband before you make an offer in Buxton

Broadband speeds can vary street by street in Buxton, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.

Questions people ask

How much is stamp duty on a house in Buxton?
About £3,800 at the £276,000 benchmark price under standard rates. A first time buyer pays £0.
Do first time buyers pay stamp duty here?
Yes, but less. Relief brings the bill from £3,800 to £0 at this price.
What if I already own a property?
The additional property surcharge adds about £13,800 at this price, taking the total to £17,600.
How do I check broadband speed at a property in Buxton?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Figures on this page come from local price and rental averages, published Ofsted ratings at reports.ofsted.gov.uk, the local council’s council tax charges and gov.uk. Published August 2026.

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