Mortgage / London

Stamp Duty on a Bedford Park Home

Stamp duty on the £1,200,000 Bedford Park benchmark price is £63,750 at standard rates. A first time buyer pays £63,750. A second property or buy to let pays £123,750 once the surcharge is added.

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

The short answer

Stamp duty on the £1,200,000 Bedford Park benchmark price is £63,750 at standard rates. A first time buyer pays £63,750. A second property or buy to let pays £123,750 once the surcharge is added.

What you would pay in Bedford Park

On the £1,200,000 benchmark, standard residential stamp duty is £63,750. It is due within 14 days of completion.

First time buyer relief brings it to £63,750 at this price. At this price the relief makes no difference, because the property is above the ceiling where it applies.

Local prices sit above the first time buyer relief ceiling of £500,000, so relief will not help on a typical purchase here. That is a real disadvantage for first buyers in this area.

Stamp duty at the Bedford Park benchmark

First time buyer£63,750Standard rate£63,750With surcharge£123,750
On a £1,200,000 purchase using rates in force from April 2025.

The commercial page for this town sets out the introduction itself: Mortgage advice in Bedford Park.

The surcharge that catches people out

If you will still own another residential property worth £40,000 or more anywhere in the world after you buy, the additional property surcharge usually applies. On the £1,200,000 benchmark that adds £60,000, taking the bill to £123,750.

It catches people mid move, when the old home has not sold. You can usually reclaim the surcharge if you sell the previous main residence within the time limit. Budget for it anyway.

Where it sits in your cash pile

Stamp duty of £63,750 sits alongside a 10% deposit of £120,000 and legal and survey fees. Together that is roughly £186,250 before you own anything.

Rates are those in force from April 2025. Thresholds change with fiscal events, so confirm the current position on gov.uk before you exchange.

What else Bedford Park buyers are budgeting for

The schools families ask about here are Chiswick School, Belmont Primary School, Cavendish Primary School and ArtsEd (The Arts Educational School London). 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.

On getting about: Turnham Green to Victoria takes about 25 min.

By price, Bedford Park ranks 22 of the 320 London locations we cover, at £1,200,000 against a county average of £732,469. Band D council tax here is £2,186, against an average of £2,121 across the towns we cover in the county.

What that price buys in Bedford Park

Bedford Park is a celebrated late-Victorian garden-suburb conservation area with a village feel.

The full local guide covers schools, transport and the market in detail: Bedford Park property and area guide.

Budget What it buys here
Around £450,000 to £750,000 A flat or maisonette, the more accessible way into this celebrated suburb.
Around £900,000 to £1,300,000 A smaller terraced or cottage-style period house, a characterful family home.
£1,400,000 and above A larger red-brick Queen Anne house, up to the celebrated Norman Shaw designs, the top of the local market.

Bedford Park is known locally for The world's first garden suburb. Laid out from 1875 by Jonathan Carr with Norman Shaw and E.W. Godwin, red-brick Queen Anne houses on tree-lined avenues, cared for by the Bedford Park Society, a landmark of English suburban design.

Practical detail for Bedford Park: the W4 postcode district, Turnham Green (District line; Piccadilly early/late only) & Chiswick Park, direct to the West End & City and nearest A and E is Charing Cross Hospital (Hammersmith) or West Middlesex (Isleworth) (a drive), verify with NHS.

Bedford Park has history behind the price. In 1875, Jonathan Carr begins laying out Bedford Park on former orchard land near Turnham Green, the world's first garden suburb.

Families

People wanting a beautiful, community-minded conservation suburb with good schools (Chiswick School is a Good secondary; Belmont and Cavendish are popular Chiswick primaries), leafy avenues and green space, with a fast District line commute, at a premium.

Professionals

People wanting a characterful, village-in-the-city home with a fast commute, the District line at Turnham Green into the West End and the City, and Chiswick High Road on the doorstep.

Upsizers

People wanting a larger period house with architectural distinction, the celebrated red-brick Queen Anne and Norman Shaw houses, within conservation-area and listing constraints, at a premium.

Bedford Park at a glance

Purchase price Standard rate
£720,000 £26,000
£960,000 £39,750
£1,200,000 £63,750
£1,500,000 £93,750
£1,800,000 £129,750

Figures are local averages used for illustration. Confirm your own numbers before acting on them.

Ask about Bedford Park

Three details is all we need. You are told before anything is passed to a partner firm.

Or message us now on WhatsApp. Mon to Sat, 9am to 8pm.

Your checklist

  • Stamp duty of £63,750 treated as cash, not borrowing
  • Your first time buyer status confirmed in writing
  • The surcharge checked if you own anything else
  • Current rates verified on gov.uk before exchange
Ask about an introduction

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

Check broadband before you make an offer in Bedford Park

Broadband speeds can vary street by street in Bedford Park, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.

Questions people ask

How much is stamp duty on a house in Bedford Park?
About £63,750 at the £1,200,000 benchmark price under standard rates. A first time buyer pays £63,750.
Do first time buyers pay stamp duty here?
At the local benchmark price the property is above the relief ceiling, so the full £63,750 applies.
What if I already own a property?
The additional property surcharge adds about £60,000 at this price, taking the total to £123,750.
How do I check broadband speed at a property in Bedford Park?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Figures on this page come from local price and rental averages, published Ofsted ratings at reports.ofsted.gov.uk, the local council's council tax charges and gov.uk. Published August 2026.

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