Silsden or Cottingham: Which Is Better Value?
Silsden averages £275,000 against £270,000 in Cottingham, a gap of £5,000 or 2%. You would need £500 more deposit and about £26 a month more on a repayment mortgage at an assumed 5% over 25 years. Cottingham charges £76 more council tax at Band D.
Silsden averages £275,000 against £270,000 in Cottingham, a gap of £5,000 or 2%. You would need £500 more deposit and about £26 a month more on a repayment mortgage at an assumed 5% over 25 years. Cottingham charges £76 more council tax at Band D.
Price and deposit
The headline gap is £5,000, or 2%. On a 10% deposit that is £500 more cash to find before you start. Detached homes average £295,000 against £250,000.
Silsden against Cottingham
Town guides for each: Mortgage advice in Silsden and Mortgage advice in Cottingham.
Schools and families
Both towns show 0 Outstanding rated schools, so the choice turns on Good rated capacity and catchment distance. Counting last graded Ofsted inspections (before September 2024), Silsden has 3 schools and Cottingham has 2 schools graded Good or better.
A strong catchment in the cheaper town can cost more than an average street in the dearer one. Compare catchments, not averages.
Running costs and getting to work
Band D council tax is £2,359 in Silsden and £2,435 in Cottingham, a difference of £76 a year.
The honest verdict
Cottingham is cheaper to buy on these figures. Silsden carries the higher price and, on this data, the stronger school profile.
Neither is right in the abstract. If the deposit is your constraint, the £500 difference matters more than anything else here. If catchment is the constraint, price follows the school you need.
What each town is actually like
Price is one axis. These are the things people move for, and the things they find out afterwards.
Silsden
In its favour- A desirable market town with a strong "Cobbydale" identity
- The Leeds & Liverpool Canal & a genuine high street
- A well-regarded primary school (Silsden Primary, Good)
- A very close 24-hour A&E at Airedale General
- River and beck flood risk near the water is genuine
- No secondary school in the town, pupils travel
- Older stone homes can affect lending & insurance
- Airedale is a RAAC hospital being rebuilt
Best for Commuters ★★★★★
The Steeton & Silsden station (about a mile away at Steeton) on the Airedale line reaches Keighley, Bingley, Shipley, Bradford and Leeds one way and Skipton the other, with the Wharfedale line for Ilkley via Shipley, a strong, reliable commuter link once you factor the short hop to the station.
Cottingham
In its favour- One of the most sought-after villages on the edge of Hull
- A genuine village centre & twice-weekly markets
- Schools (Cottingham High plus Good primaries)
- A direct train to Hull (~10 min)
- Commands an edge-of-Hull price premium
- Castle Hill Hospital is a specialist hospital, not an A&E (Hull Royal ~4 miles)
- A real surface-water flood history on lower ground
- No motorway directly (via Hull and the A63)
Best for First-time buyers ★★★☆☆
One of the pricier edge-of-Hull markets, so getting in is harder, but terraces and flats (often ~£140,000 to £200,000) offer a way into a genuinely sought-after village.
Silsden and Cottingham, side by side
| Measure | Silsden | Cottingham |
|---|---|---|
| Average property price | £275,000 | £270,000 |
| Average detached | £295,000 | £250,000 |
| 10% deposit | £27,500 | £27,000 |
| Illustrative monthly payment | £1,447 | £1,421 |
| Band D council tax | £2,359 | £2,435 |
| Outstanding rated schools | 0 | 0 |
| Good rated schools | 3 | 2 |
Local averages used for illustration. Confirm your own figures before acting.
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Questions people ask
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