Rhondda Cynon Taf: Property, Schools and Retirement Costs
Across the 9 Rhondda Cynon Taf locations we cover, the average property price is £183,333 and Band D council tax averages £2,266. Pontypridd is the most expensive at £220,000, Ferndale the least at £160,000.
Across the 9 Rhondda Cynon Taf locations we cover, the average property price is £183,333 and Band D council tax averages £2,266. Pontypridd is the most expensive at £220,000, Ferndale the least at £160,000.
Buying a home in Rhondda Cynon Taf
The county average is £183,333. Schools in Wales are inspected by Estyn rather than Ofsted, so there are no Ofsted grades; check individual inspection reports. School quality is the main reason prices differ between towns a few miles apart.
A 10% deposit on the county average is £18,333. Pontypridd runs 20% above that average, so the same deposit reaches further in Ferndale.
Average property price across Rhondda Cynon Taf
Later life and property wealth in Rhondda Cynon Taf
Owners aged 55 and over across Rhondda Cynon Taf sit on an average £183,333 of property value. Typical release at 65 is around £62,333, and interest compounds against the estate from day one.
Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across Rhondda Cynon Taf
Band D council tax averages £2,266 across these locations. That is £189 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Pontypridd | £220,000 | £2,334 | 0 | Mortgage, Equity release, Pensions |
| Aberdare | £200,000 | £2,250 | 0 | Mortgage, Equity release, Pensions |
| Hirwaun | £190,000 | £2,308 | 0 | Mortgage, Equity release, Pensions |
| Treorchy | £190,000 | £2,250 | 0 | Mortgage, Equity release, Pensions |
| Mountain Ash | £180,000 | £2,250 | 0 | Mortgage, Equity release, Pensions |
| Porth | £170,000 | £2,250 | 0 | Mortgage, Equity release, Pensions |
| Tonypandy | £170,000 | £2,250 | 0 | Mortgage, Equity release, Pensions |
| Treherbert | £170,000 | £2,250 | 0 | Mortgage, Equity release, Pensions |
| Ferndale | £160,000 | £2,250 | 0 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
Ask about Aberdare
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Guides across Rhondda Cynon Taf
- Aberdare: School Catchments and House Prices in Aberdare, The Real Cost of Buying a First Home in Aberdare, Downsizing in Aberdare: What You Would Actually Release, Council Tax in Aberdare: What Band D Really Costs
- Ferndale: School Catchments and House Prices in Ferndale, The Real Cost of Buying a First Home in Ferndale, Downsizing in Ferndale: What You Would Actually Release
- Hirwaun: School Catchments and House Prices in Hirwaun, The Real Cost of Buying a First Home in Hirwaun, Downsizing in Hirwaun: What You Would Actually Release, Council Tax in Hirwaun: What Band D Really Costs
- Mountain Ash: School Catchments and House Prices in Mountain Ash, The Real Cost of Buying a First Home in Mountain Ash, Downsizing in Mountain Ash: What You Would Actually Release
- Pontypridd: School Catchments and House Prices in Pontypridd, The Real Cost of Buying a First Home in Pontypridd, Downsizing in Pontypridd: What You Would Actually Release, Council Tax in Pontypridd: What Band D Really Costs
- Porth: School Catchments and House Prices in Porth, The Real Cost of Buying a First Home in Porth, Downsizing in Porth: What You Would Actually Release
- Tonypandy: School Catchments and House Prices in Tonypandy
- Treherbert: School Catchments and House Prices in Treherbert
- Treorchy: School Catchments and House Prices in Treorchy, The Real Cost of Buying a First Home in Treorchy, Downsizing in Treorchy: What You Would Actually Release
Check broadband before you make an offer in Rhondda Cynon Taf
Broadband speeds can vary street by street in Rhondda Cynon Taf, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
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Questions people ask
Where are house prices highest in Rhondda Cynon Taf?
How much is council tax in Rhondda Cynon Taf?
Does That's Family Finance cover the whole of Rhondda Cynon Taf?
How do I check broadband speed at a property in Rhondda Cynon Taf?
Your home may be repossessed if you do not keep up repayments on your mortgage.