Oxfordshire: Property, Schools and Retirement Costs
Across the 14 Oxfordshire locations we cover, the average property price is £442,857 and Band D council tax averages £2,621. Henley-on-Thames is the most expensive at £725,000, Carterton the least at £320,000.
Across the 14 Oxfordshire locations we cover, the average property price is £442,857 and Band D council tax averages £2,621. Henley-on-Thames is the most expensive at £725,000, Carterton the least at £320,000.
Buying a home in Oxfordshire
The county average is £442,857. Across these locations 5 schools hold an Outstanding Ofsted rating and 34 schools are rated Good. School quality is the main reason prices differ between towns a few miles apart.
A 10% deposit on the county average is £44,286. Henley-on-Thames runs 64% above that average, so the same deposit reaches further in Carterton.
Average property price across Oxfordshire
Later life and property wealth in Oxfordshire
Owners aged 55 and over across Oxfordshire sit on an average £442,857 of property value. Typical release at 65 is around £150,571, and interest compounds against the estate from day one.
Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across Oxfordshire
Band D council tax averages £2,621 across these locations. That is £218 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Henley-on-Thames | £725,000 | £2,632 | 3 | Mortgage, Equity release, Pensions |
| Woodstock | £625,000 | £2,522 | 3 | Mortgage, Equity release, Pensions |
| Chipping Norton | £500,000 | £2,616 | 3 | Mortgage, Equity release, Pensions |
| Thame | £485,000 | £2,690 | 2 | Mortgage, Equity release, Pensions |
| Wallingford | £440,000 | £2,702 | 2 | Mortgage, Equity release, Pensions |
| Abingdon | £430,000 | £2,640 | 5 | Mortgage, Equity release, Pensions |
| Kidlington | £410,000 | £2,648 | 2 | Mortgage, Equity release, Pensions |
| Wantage | £410,000 | £2,553 | 2 | Mortgage, Equity release, Pensions |
| Faringdon | £390,000 | £2,644 | 1 | Mortgage, Equity release, Pensions |
| Witney | £390,000 | £2,653 | 4 | Mortgage, Equity release, Pensions |
| Bicester | £375,000 | £2,613 | 3 | Mortgage, Equity release, Pensions |
| Didcot | £375,000 | £2,611 | 2 | Mortgage, Equity release, Pensions |
| Banbury | £325,000 | £2,603 | 4 | Mortgage, Equity release, Pensions |
| Carterton | £320,000 | £2,568 | 3 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
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Guides across Oxfordshire
- Abingdon: School Catchments and House Prices in Abingdon, The Real Cost of Buying a First Home in Abingdon, Downsizing in Abingdon: What You Would Actually Release, Council Tax in Abingdon: What Band D Really Costs
- Banbury: School Catchments and House Prices in Banbury, The Real Cost of Buying a First Home in Banbury, Downsizing in Banbury: What You Would Actually Release, Council Tax in Banbury: What Band D Really Costs
- Bicester: School Catchments and House Prices in Bicester, The Real Cost of Buying a First Home in Bicester, Downsizing in Bicester: What You Would Actually Release, Council Tax in Bicester: What Band D Really Costs
- Carterton: School Catchments and House Prices in Carterton, The Real Cost of Buying a First Home in Carterton, Downsizing in Carterton: What You Would Actually Release, Council Tax in Carterton: What Band D Really Costs
- Chipping Norton: School Catchments and House Prices in Chipping Norton, The Real Cost of Buying a First Home in Chipping Norton, Downsizing in Chipping Norton: What You Would Actually Release, Council Tax in Chipping Norton: What Band D Really Costs
- Didcot: School Catchments and House Prices in Didcot, The Real Cost of Buying a First Home in Didcot, Downsizing in Didcot: What You Would Actually Release, Council Tax in Didcot: What Band D Really Costs
- Faringdon: School Catchments and House Prices in Faringdon, The Real Cost of Buying a First Home in Faringdon, Downsizing in Faringdon: What You Would Actually Release, Council Tax in Faringdon: What Band D Really Costs
- Henley-on-Thames: School Catchments and House Prices in Henley-on-Thames, The Real Cost of Buying a First Home in Henley-on-Thames, Downsizing in Henley-on-Thames: What You Would Actually Release, Council Tax in Henley-on-Thames: What Band D Really Costs
- Kidlington: School Catchments and House Prices in Kidlington, How Much Deposit Do You Need to Buy in Kidlington?, The Real Cost of Buying a First Home in Kidlington, What a Lifetime Mortgage Really Costs in Kidlington, Downsizing in Kidlington: What You Would Actually Release, Inheritance Tax on a Kidlington Home, Council Tax in Kidlington: What Band D Really Costs, Stamp Duty on a Kidlington Home
- Thame: School Catchments and House Prices in Thame, The Real Cost of Buying a First Home in Thame, Downsizing in Thame: What You Would Actually Release, Council Tax in Thame: What Band D Really Costs
- Wallingford: School Catchments and House Prices in Wallingford, The Real Cost of Buying a First Home in Wallingford, Downsizing in Wallingford: What You Would Actually Release, Council Tax in Wallingford: What Band D Really Costs
- Wantage: School Catchments and House Prices in Wantage, The Real Cost of Buying a First Home in Wantage, Downsizing in Wantage: What You Would Actually Release, Council Tax in Wantage: What Band D Really Costs
- Witney: School Catchments and House Prices in Witney, The Real Cost of Buying a First Home in Witney, Downsizing in Witney: What You Would Actually Release, Council Tax in Witney: What Band D Really Costs
- Woodstock: School Catchments and House Prices in Woodstock, The Real Cost of Buying a First Home in Woodstock, Downsizing in Woodstock: What You Would Actually Release, Council Tax in Woodstock: What Band D Really Costs
Check broadband before you make an offer in Oxfordshire
Broadband speeds can vary street by street in Oxfordshire, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
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Questions people ask
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