North Yorkshire: Property, Schools and Retirement Costs
Across the 27 North Yorkshire locations we cover, the average property price is £305,556 and Band D council tax averages £2,579. Helmsley is the most expensive at £450,000, Scarborough the least at £200,000.
Across the 27 North Yorkshire locations we cover, the average property price is £305,556 and Band D council tax averages £2,579. Helmsley is the most expensive at £450,000, Scarborough the least at £200,000.
Buying a home in North Yorkshire
The county average is £305,556. Across these locations 3 schools hold an Outstanding Ofsted rating and 23 schools are rated Good. School quality is the main reason prices differ between towns a few miles apart.
A 10% deposit on the county average is £30,556. Helmsley runs 47% above that average, so the same deposit reaches further in Scarborough.
Average property price across North Yorkshire
Later life and property wealth in North Yorkshire
Owners aged 55 and over across North Yorkshire sit on an average £305,556 of property value. Typical release at 65 is around £103,889, and interest compounds against the estate from day one.
Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across North Yorkshire
Band D council tax averages £2,579 across these locations. That is £215 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Helmsley | £450,000 | £2,682 | 1 | Mortgage, Equity release, Pensions |
| Harrogate | £400,000 | £2,515 | 2 | Mortgage, Equity release, Pensions |
| Grassington | £360,000 | £2,619 | 1 | Mortgage, Equity release, Pensions |
| Masham | £350,000 | £2,526 | 0 | Mortgage, Equity release, Pensions |
| Stokesley | £350,000 | £2,579 | 1 | Mortgage, Equity release, Pensions |
| Kirkbymoorside | £340,000 | £2,565 | 1 | Mortgage, Equity release, Pensions |
| Leyburn | £340,000 | £2,580 | 1 | Mortgage, Equity release, Pensions |
| Skipton | £340,000 | £2,591 | 3 | Mortgage, Equity release, Pensions |
| Boroughbridge | £330,000 | £2,546 | 0 | Mortgage, Equity release, Pensions |
| Easingwold | £330,000 | £2,569 | 2 | Mortgage, Equity release, Pensions |
| Knaresborough | £330,000 | £2,532 | 2 | Mortgage, Equity release, Pensions |
| Pateley Bridge | £315,000 | £2,534 | 1 | Mortgage, Equity release, Pensions |
| Pickering | £300,000 | £2,594 | 1 | Mortgage, Equity release, Pensions |
| Settle | £295,000 | £2,640 | 0 | Mortgage, Equity release, Pensions |
| Ripon | £290,000 | £2,571 | 2 | Mortgage, Equity release, Pensions |
| Tadcaster | £285,000 | £2,576 | 1 | Mortgage, Equity release, Pensions |
| Thirsk | £285,000 | £2,632 | 0 | Mortgage, Equity release, Pensions |
| Northallerton | £280,000 | £2,632 | 0 | Mortgage, Equity release, Pensions |
| Richmond | £280,000 | £2,562 | 1 | Mortgage, Equity release, Pensions |
| Hawes | £275,000 | £2,515 | 0 | Mortgage, Equity release, Pensions |
| Bedale | £265,000 | £2,566 | 0 | Mortgage, Equity release, Pensions |
| Ingleton | £265,000 | £2,622 | 0 | Mortgage, Equity release, Pensions |
| Malton | £265,000 | £2,607 | 1 | Mortgage, Equity release, Pensions |
| Norton-on-Derwent | £255,000 | £2,569 | 1 | Mortgage, Equity release, Pensions |
| Filey | £240,000 | £2,550 | 1 | Mortgage, Equity release, Pensions |
| Selby | £235,000 | £2,639 | 1 | Mortgage, Equity release, Pensions |
| Scarborough | £200,000 | £2,517 | 2 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
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Guides across North Yorkshire
- Bedale: School Catchments and House Prices in Bedale, The Real Cost of Buying a First Home in Bedale, Downsizing in Bedale: What You Would Actually Release, Council Tax in Bedale: What Band D Really Costs
- Boroughbridge: School Catchments and House Prices in Boroughbridge, The Real Cost of Buying a First Home in Boroughbridge, Downsizing in Boroughbridge: What You Would Actually Release, Council Tax in Boroughbridge: What Band D Really Costs
- Easingwold: School Catchments and House Prices in Easingwold, The Real Cost of Buying a First Home in Easingwold, Downsizing in Easingwold: What You Would Actually Release, Council Tax in Easingwold: What Band D Really Costs
- Filey: School Catchments and House Prices in Filey, The Real Cost of Buying a First Home in Filey, Downsizing in Filey: What You Would Actually Release, Council Tax in Filey: What Band D Really Costs
- Grassington: School Catchments and House Prices in Grassington, The Real Cost of Buying a First Home in Grassington, Downsizing in Grassington: What You Would Actually Release, Council Tax in Grassington: What Band D Really Costs
- Harrogate: School Catchments and House Prices in Harrogate, The Real Cost of Buying a First Home in Harrogate, Downsizing in Harrogate: What You Would Actually Release, Council Tax in Harrogate: What Band D Really Costs
- Hawes: School Catchments and House Prices in Hawes, The Real Cost of Buying a First Home in Hawes, Downsizing in Hawes: What You Would Actually Release, Council Tax in Hawes: What Band D Really Costs
- Helmsley: School Catchments and House Prices in Helmsley, The Real Cost of Buying a First Home in Helmsley, Downsizing in Helmsley: What You Would Actually Release, Council Tax in Helmsley: What Band D Really Costs
- Ingleton: School Catchments and House Prices in Ingleton, The Real Cost of Buying a First Home in Ingleton, Downsizing in Ingleton: What You Would Actually Release, Council Tax in Ingleton: What Band D Really Costs
- Kirkbymoorside: School Catchments and House Prices in Kirkbymoorside, The Real Cost of Buying a First Home in Kirkbymoorside, Downsizing in Kirkbymoorside: What You Would Actually Release, Council Tax in Kirkbymoorside: What Band D Really Costs
- Knaresborough: School Catchments and House Prices in Knaresborough, The Real Cost of Buying a First Home in Knaresborough, Downsizing in Knaresborough: What You Would Actually Release, Council Tax in Knaresborough: What Band D Really Costs
- Leyburn: School Catchments and House Prices in Leyburn, The Real Cost of Buying a First Home in Leyburn, Downsizing in Leyburn: What You Would Actually Release, Council Tax in Leyburn: What Band D Really Costs
- Malton: School Catchments and House Prices in Malton, The Real Cost of Buying a First Home in Malton, Downsizing in Malton: What You Would Actually Release, Council Tax in Malton: What Band D Really Costs
- Masham: School Catchments and House Prices in Masham, The Real Cost of Buying a First Home in Masham, Downsizing in Masham: What You Would Actually Release
- Northallerton: School Catchments and House Prices in Northallerton, The Real Cost of Buying a First Home in Northallerton, Downsizing in Northallerton: What You Would Actually Release, Council Tax in Northallerton: What Band D Really Costs
- Norton-on-Derwent: School Catchments and House Prices in Norton-on-Derwent, The Real Cost of Buying a First Home in Norton-on-Derwent, Downsizing in Norton-on-Derwent: What You Would Actually Release, Council Tax in Norton-on-Derwent: What Band D Really Costs
- Pateley Bridge: School Catchments and House Prices in Pateley Bridge, The Real Cost of Buying a First Home in Pateley Bridge, Downsizing in Pateley Bridge: What You Would Actually Release, Council Tax in Pateley Bridge: What Band D Really Costs
- Pickering: School Catchments and House Prices in Pickering, The Real Cost of Buying a First Home in Pickering, Downsizing in Pickering: What You Would Actually Release, Council Tax in Pickering: What Band D Really Costs
- Richmond: School Catchments and House Prices in Richmond, The Real Cost of Buying a First Home in Richmond, Downsizing in Richmond: What You Would Actually Release, Council Tax in Richmond: What Band D Really Costs
- Ripon: School Catchments and House Prices in Ripon, The Real Cost of Buying a First Home in Ripon, Downsizing in Ripon: What You Would Actually Release, Council Tax in Ripon: What Band D Really Costs
- Scarborough: School Catchments and House Prices in Scarborough, The Real Cost of Buying a First Home in Scarborough, Downsizing in Scarborough: What You Would Actually Release, Council Tax in Scarborough: What Band D Really Costs
- Selby: School Catchments and House Prices in Selby, The Real Cost of Buying a First Home in Selby, Downsizing in Selby: What You Would Actually Release, Council Tax in Selby: What Band D Really Costs
- Settle: School Catchments and House Prices in Settle, The Real Cost of Buying a First Home in Settle, Downsizing in Settle: What You Would Actually Release
- Skipton: School Catchments and House Prices in Skipton, The Real Cost of Buying a First Home in Skipton, Downsizing in Skipton: What You Would Actually Release, Council Tax in Skipton: What Band D Really Costs
- Stokesley: School Catchments and House Prices in Stokesley, The Real Cost of Buying a First Home in Stokesley, Downsizing in Stokesley: What You Would Actually Release, Council Tax in Stokesley: What Band D Really Costs
- Tadcaster: School Catchments and House Prices in Tadcaster, The Real Cost of Buying a First Home in Tadcaster, Downsizing in Tadcaster: What You Would Actually Release, Council Tax in Tadcaster: What Band D Really Costs
- Thirsk: School Catchments and House Prices in Thirsk, The Real Cost of Buying a First Home in Thirsk, Downsizing in Thirsk: What You Would Actually Release
Check broadband before you make an offer in North Yorkshire
Broadband speeds can vary street by street in North Yorkshire, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
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Questions people ask
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