County guide / North Lanarkshire

North Lanarkshire: Property, Schools and Retirement Costs

Across the 15 North Lanarkshire locations we cover, the average property price is £153,000 and Band D council tax averages £1,555. Chryston is the most expensive at £200,000, Harthill the least at £130,000.

The short answer

Across the 15 North Lanarkshire locations we cover, the average property price is £153,000 and Band D council tax averages £1,555. Chryston is the most expensive at £200,000, Harthill the least at £130,000.

Buying a home in North Lanarkshire

The county average is £153,000. Schools in Scotland are inspected by Education Scotland rather than Ofsted, so there are no Ofsted grades; check individual inspection reports. School quality is the main reason prices differ between towns a few miles apart.

A 10% deposit on the county average is £15,300. Chryston runs 31% above that average, so the same deposit reaches further in Harthill.

Average property price across North Lanarkshire

Chryston£200,000Moodiesburn£185,000Kilsyth£175,000Cumbernauld£160,000Chapelhall£155,000Airdrie£150,000Motherwell£150,000Cleland£145,000
Local averages for the 15 locations covered in this guide.

Later life and property wealth in North Lanarkshire

Owners aged 55 and over across North Lanarkshire sit on an average £153,000 of property value. Typical release at 65 is around £52,020, and interest compounds against the estate from day one.

Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.

Retirement costs across North Lanarkshire

Band D council tax averages £1,555 across these locations. That is £130 a month before anything else. Authorities set their own rate, so the bill can change with a short move.

Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.

Towns at a glance

Town Average price Band D Good or better schools Guides
Chryston £200,000 £1,555 0 Mortgage, Equity release, Pensions
Moodiesburn £185,000 £1,555 0 Mortgage, Equity release, Pensions
Kilsyth £175,000 £1,555 0 Mortgage, Equity release, Pensions
Cumbernauld £160,000 £1,555 0 Mortgage, Equity release, Pensions
Chapelhall £155,000 £1,555 0 Mortgage, Equity release, Pensions
Airdrie £150,000 £1,555 0 Mortgage, Equity release, Pensions
Motherwell £150,000 £1,555 0 Mortgage, Equity release, Pensions
Cleland £145,000 £1,555 0 Mortgage, Equity release, Pensions
Newarthill £145,000 £1,555 0 Mortgage, Equity release, Pensions
Newmains £145,000 £1,555 0 Mortgage, Equity release, Pensions
Wishaw £145,000 £1,555 0 Mortgage, Equity release, Pensions
Bellshill £140,000 £1,555 0 Mortgage, Equity release, Pensions
Coatbridge £140,000 £1,555 0 Mortgage, Equity release, Pensions
Harthill £130,000 £1,555 0 Mortgage, Equity release, Pensions
Shotts £130,000 £1,555 0 Mortgage, Equity release, Pensions

Compare towns directly

Side by side on price, deposit, schools and running costs.

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Guides across North Lanarkshire

Check broadband before you make an offer in North Lanarkshire

Broadband speeds can vary street by street in North Lanarkshire, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

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Questions people ask

Where are house prices highest in North Lanarkshire?
Of the locations covered here, Chryston is highest at £200,000 and Harthill lowest at £130,000.
How much is council tax in North Lanarkshire?
Band D averages £1,555 a year across these locations. Each authority sets its own rate, so check the specific council before you budget.
Does That's Family Finance cover the whole of North Lanarkshire?
For mortgages, equity release and pensions we introduce you to a separately regulated partner firm.
How do I check broadband speed at a property in North Lanarkshire?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

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