Monmouthshire: Property, Schools and Retirement Costs
Across the 6 Monmouthshire locations we cover, the average property price is £328,333 and Band D council tax averages £2,456. Usk is the most expensive at £380,000, Caldicot the least at £260,000.
Across the 6 Monmouthshire locations we cover, the average property price is £328,333 and Band D council tax averages £2,456. Usk is the most expensive at £380,000, Caldicot the least at £260,000.
Buying a home in Monmouthshire
The county average is £328,333. Schools in Wales are inspected by Estyn rather than Ofsted, so there are no Ofsted grades; check individual inspection reports. School quality is the main reason prices differ between towns a few miles apart.
A 10% deposit on the county average is £32,833. Usk runs 16% above that average, so the same deposit reaches further in Caldicot.
Average property price across Monmouthshire
Later life and property wealth in Monmouthshire
Owners aged 55 and over across Monmouthshire sit on an average £328,333 of property value. Typical release at 65 is around £111,633, and interest compounds against the estate from day one.
Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across Monmouthshire
Band D council tax averages £2,456 across these locations. That is £205 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Usk | £380,000 | £2,460 | 0 | Mortgage, Equity release, Pensions |
| Monmouth | £350,000 | £2,437 | 0 | Mortgage, Equity release, Pensions |
| Abergavenny | £330,000 | £2,467 | 0 | Mortgage, Equity release, Pensions |
| Chepstow | £330,000 | £2,465 | 0 | Mortgage, Equity release, Pensions |
| Magor | £320,000 | £2,454 | 0 | Mortgage, Equity release, Pensions |
| Caldicot | £260,000 | £2,455 | 0 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
Ask about Abergavenny
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Guides across Monmouthshire
- Abergavenny: School Catchments and House Prices in Abergavenny, The Real Cost of Buying a First Home in Abergavenny, Downsizing in Abergavenny: What You Would Actually Release, Council Tax in Abergavenny: What Band D Really Costs
- Caldicot: School Catchments and House Prices in Caldicot, The Real Cost of Buying a First Home in Caldicot, Downsizing in Caldicot: What You Would Actually Release
- Chepstow: School Catchments and House Prices in Chepstow, The Real Cost of Buying a First Home in Chepstow, Downsizing in Chepstow: What You Would Actually Release, Council Tax in Chepstow: What Band D Really Costs
- Magor: School Catchments and House Prices in Magor, The Real Cost of Buying a First Home in Magor, Downsizing in Magor: What You Would Actually Release, Council Tax in Magor: What Band D Really Costs
- Monmouth: School Catchments and House Prices in Monmouth, The Real Cost of Buying a First Home in Monmouth, Downsizing in Monmouth: What You Would Actually Release, Council Tax in Monmouth: What Band D Really Costs
- Usk: School Catchments and House Prices in Usk, The Real Cost of Buying a First Home in Usk, Downsizing in Usk: What You Would Actually Release, Council Tax in Usk: What Band D Really Costs
Check broadband before you make an offer in Monmouthshire
Broadband speeds can vary street by street in Monmouthshire, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
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Questions people ask
Where are house prices highest in Monmouthshire?
How much is council tax in Monmouthshire?
Does That's Family Finance cover the whole of Monmouthshire?
How do I check broadband speed at a property in Monmouthshire?
Your home may be repossessed if you do not keep up repayments on your mortgage.