Lancashire: Property, Schools and Retirement Costs
Across the 44 Lancashire locations we cover, the average property price is £220,455 and Band D council tax averages £2,499. Wrea Green is the most expensive at £500,000, Brierfield the least at £135,000.
The short answer
Across the 44 Lancashire locations we cover, the average property price is £220,455 and Band D council tax averages £2,499. Wrea Green is the most expensive at £500,000, Brierfield the least at £135,000.
Buying a home in Lancashire
The county average is £220,455. Across these locations 7 schools hold an Outstanding Ofsted rating and 69 schools are rated Good. School quality is the main reason prices differ between towns a few miles apart.
A 10% deposit on the county average is £22,045. Wrea Green runs 127% above that average, so the same deposit reaches further in Brierfield.
Average property price across Lancashire
Later life and property wealth in Lancashire
Owners aged 55 and over across Lancashire sit on an average £220,455 of property value. Typical release at 65 is around £74,955, and interest compounds against the estate from day one.
Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across Lancashire
Band D council tax averages £2,499 across these locations. That is £208 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Wrea Green | £500,000 | £2,463 | 1 | Mortgage, Equity release, Pensions |
| Whalley | £360,000 | £2,405 | 3 | Mortgage, Equity release, Pensions |
| Clitheroe | £320,000 | £2,384 | 4 | Mortgage, Equity release, Pensions |
| Lytham St Annes | £290,000 | £2,492 | 0 | Mortgage, Equity release, Pensions |
| Garstang | £280,000 | £2,511 | 0 | Mortgage, Equity release, Pensions |
| Longridge | £280,000 | £2,392 | 2 | Mortgage, Equity release, Pensions |
| Burscough | £270,000 | £2,475 | 3 | Mortgage, Equity release, Pensions |
| Cliviger | £270,000 | £2,550 | 1 | Mortgage, Equity release, Pensions |
| Cottam | £270,000 | £2,612 | 2 | Mortgage, Equity release, Pensions |
| Freckleton | £270,000 | £2,435 | 2 | Mortgage, Equity release, Pensions |
| Poulton-le-Fylde | £260,000 | £2,429 | 1 | Mortgage, Equity release, Pensions |
| Croston | £255,000 | £2,430 | 2 | Mortgage, Equity release, Pensions |
| Fulwood | £255,000 | £2,564 | 2 | Mortgage, Equity release, Pensions |
| Ormskirk | £250,000 | £2,435 | 2 | Mortgage, Equity release, Pensions |
| Penwortham | £250,000 | £2,464 | 2 | Mortgage, Equity release, Pensions |
| Worsthorne | £250,000 | £2,566 | 1 | Mortgage, Equity release, Pensions |
| Euxton | £245,000 | £2,446 | 3 | Mortgage, Equity release, Pensions |
| Adlington | £235,000 | £2,398 | 4 | Mortgage, Equity release, Pensions |
| Carnforth | £230,000 | £2,567 | 2 | Mortgage, Equity release, Pensions |
| Kirkham | £230,000 | £2,507 | 2 | Mortgage, Equity release, Pensions |
| Chorley | £220,000 | £2,414 | 3 | Mortgage, Equity release, Pensions |
| Preesall | £220,000 | £2,482 | 1 | Mortgage, Equity release, Pensions |
| Leyland | £200,000 | £2,430 | 2 | Mortgage, Equity release, Pensions |
| Rawtenstall | £200,000 | £2,516 | 2 | Mortgage, Equity release, Pensions |
| Ingol | £195,000 | £2,623 | 2 | Mortgage, Equity release, Pensions |
| Lostock Hall | £195,000 | £2,430 | 2 | Mortgage, Equity release, Pensions |
| Bamber Bridge | £190,000 | £2,430 | 0 | Mortgage, Equity release, Pensions |
| Briercliffe | £185,000 | £2,560 | 0 | Mortgage, Equity release, Pensions |
| Thornton-Cleveleys | £185,000 | £2,429 | 1 | Mortgage, Equity release, Pensions |
| Skelmersdale | £180,000 | £2,435 | 1 | Mortgage, Equity release, Pensions |
| Haslingden | £175,000 | £2,516 | 2 | Mortgage, Equity release, Pensions |
| Barnoldswick | £170,000 | £2,630 | 1 | Mortgage, Equity release, Pensions |
| Heysham | £170,000 | £2,461 | 4 | Mortgage, Equity release, Pensions |
| Morecambe | £170,000 | £2,565 | 3 | Mortgage, Equity release, Pensions |
| Accrington | £150,000 | £2,465 | 1 | Mortgage, Equity release, Pensions |
| Bacup | £150,000 | £2,516 | 1 | Mortgage, Equity release, Pensions |
| Colne | £150,000 | £2,757 | 1 | Mortgage, Equity release, Pensions |
| Fleetwood | £150,000 | £2,491 | 1 | Mortgage, Equity release, Pensions |
| Great Harwood | £150,000 | £2,465 | 2 | Mortgage, Equity release, Pensions |
| Oswaldtwistle | £150,000 | £2,465 | 1 | Mortgage, Equity release, Pensions |
| Padiham | £150,000 | £2,584 | 1 | Mortgage, Equity release, Pensions |
| Ribbleton | £150,000 | £2,564 | 2 | Mortgage, Equity release, Pensions |
| Nelson | £140,000 | £2,623 | 1 | Mortgage, Equity release, Pensions |
| Brierfield | £135,000 | £2,593 | 2 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
Wrea Green or Altrincham: Which Is Better Value?Wrea Green against Altrincham.Keswick or Whalley: Which Is Better Value?Keswick against Whalley.Whalley or Macclesfield: Which Is Better Value?Whalley against Macclesfield.Clitheroe or Alsager: Which Is Better Value?Clitheroe against Alsager.Lytham St Annes or Ainsdale: Which Is Better Value?Lytham St Annes against Ainsdale.Garstang or Pleasington: Which Is Better Value?Garstang against Pleasington.
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Guides across Lancashire
- Accrington: School Catchments and House Prices in Accrington, The Real Cost of Buying a First Home in Accrington, Downsizing in Accrington: What You Would Actually Release, Council Tax in Accrington: What Band D Really Costs
- Adlington: School Catchments and House Prices in Adlington, The Real Cost of Buying a First Home in Adlington, Downsizing in Adlington: What You Would Actually Release, Council Tax in Adlington: What Band D Really Costs
- Bacup: School Catchments and House Prices in Bacup, The Real Cost of Buying a First Home in Bacup, Downsizing in Bacup: What You Would Actually Release, Council Tax in Bacup: What Band D Really Costs
- Bamber Bridge: School Catchments and House Prices in Bamber Bridge, The Real Cost of Buying a First Home in Bamber Bridge, Downsizing in Bamber Bridge: What You Would Actually Release, Council Tax in Bamber Bridge: What Band D Really Costs
- Barnoldswick: School Catchments and House Prices in Barnoldswick, The Real Cost of Buying a First Home in Barnoldswick, Downsizing in Barnoldswick: What You Would Actually Release, Council Tax in Barnoldswick: What Band D Really Costs
- Briercliffe: School Catchments and House Prices in Briercliffe, The Real Cost of Buying a First Home in Briercliffe, Downsizing in Briercliffe: What You Would Actually Release, Council Tax in Briercliffe: What Band D Really Costs
- Brierfield: School Catchments and House Prices in Brierfield, The Real Cost of Buying a First Home in Brierfield, Downsizing in Brierfield: What You Would Actually Release, Council Tax in Brierfield: What Band D Really Costs
- Burscough: School Catchments and House Prices in Burscough, The Real Cost of Buying a First Home in Burscough, Downsizing in Burscough: What You Would Actually Release, Council Tax in Burscough: What Band D Really Costs
- Carnforth: School Catchments and House Prices in Carnforth, The Real Cost of Buying a First Home in Carnforth, Downsizing in Carnforth: What You Would Actually Release, Council Tax in Carnforth: What Band D Really Costs
- Chorley: School Catchments and House Prices in Chorley, The Real Cost of Buying a First Home in Chorley, Downsizing in Chorley: What You Would Actually Release, Council Tax in Chorley: What Band D Really Costs
- Clitheroe: School Catchments and House Prices in Clitheroe, The Real Cost of Buying a First Home in Clitheroe, Downsizing in Clitheroe: What You Would Actually Release, Council Tax in Clitheroe: What Band D Really Costs
- Cliviger: School Catchments and House Prices in Cliviger, The Real Cost of Buying a First Home in Cliviger, Downsizing in Cliviger: What You Would Actually Release, Council Tax in Cliviger: What Band D Really Costs
- Colne: School Catchments and House Prices in Colne, The Real Cost of Buying a First Home in Colne, Downsizing in Colne: What You Would Actually Release, Council Tax in Colne: What Band D Really Costs
- Cottam: School Catchments and House Prices in Cottam, The Real Cost of Buying a First Home in Cottam, Downsizing in Cottam: What You Would Actually Release, Council Tax in Cottam: What Band D Really Costs
- Croston: School Catchments and House Prices in Croston, The Real Cost of Buying a First Home in Croston, Downsizing in Croston: What You Would Actually Release, Council Tax in Croston: What Band D Really Costs
- Euxton: School Catchments and House Prices in Euxton, The Real Cost of Buying a First Home in Euxton, Downsizing in Euxton: What You Would Actually Release, Council Tax in Euxton: What Band D Really Costs
- Fleetwood: School Catchments and House Prices in Fleetwood, The Real Cost of Buying a First Home in Fleetwood, Downsizing in Fleetwood: What You Would Actually Release, Council Tax in Fleetwood: What Band D Really Costs
- Freckleton: School Catchments and House Prices in Freckleton, The Real Cost of Buying a First Home in Freckleton, Downsizing in Freckleton: What You Would Actually Release, Council Tax in Freckleton: What Band D Really Costs
- Fulwood: School Catchments and House Prices in Fulwood, The Real Cost of Buying a First Home in Fulwood, Downsizing in Fulwood: What You Would Actually Release, Council Tax in Fulwood: What Band D Really Costs
- Garstang: School Catchments and House Prices in Garstang, The Real Cost of Buying a First Home in Garstang, Downsizing in Garstang: What You Would Actually Release, Council Tax in Garstang: What Band D Really Costs
- Great Harwood: School Catchments and House Prices in Great Harwood
- Haslingden: School Catchments and House Prices in Haslingden, The Real Cost of Buying a First Home in Haslingden, Downsizing in Haslingden: What You Would Actually Release
- Heysham: School Catchments and House Prices in Heysham, The Real Cost of Buying a First Home in Heysham, Downsizing in Heysham: What You Would Actually Release, Council Tax in Heysham: What Band D Really Costs
- Ingol: School Catchments and House Prices in Ingol, The Real Cost of Buying a First Home in Ingol, Downsizing in Ingol: What You Would Actually Release, Council Tax in Ingol: What Band D Really Costs
- Kirkham: School Catchments and House Prices in Kirkham, The Real Cost of Buying a First Home in Kirkham, Downsizing in Kirkham: What You Would Actually Release, Council Tax in Kirkham: What Band D Really Costs
- Leyland: School Catchments and House Prices in Leyland, The Real Cost of Buying a First Home in Leyland, Downsizing in Leyland: What You Would Actually Release
- Longridge: School Catchments and House Prices in Longridge, The Real Cost of Buying a First Home in Longridge, Downsizing in Longridge: What You Would Actually Release, Council Tax in Longridge: What Band D Really Costs
- Lostock Hall: School Catchments and House Prices in Lostock Hall, The Real Cost of Buying a First Home in Lostock Hall, Downsizing in Lostock Hall: What You Would Actually Release
- Lytham St Annes: School Catchments and House Prices in Lytham St Annes, The Real Cost of Buying a First Home in Lytham St Annes, Downsizing in Lytham St Annes: What You Would Actually Release, Council Tax in Lytham St Annes: What Band D Really Costs
- Morecambe: School Catchments and House Prices in Morecambe, The Real Cost of Buying a First Home in Morecambe, Downsizing in Morecambe: What You Would Actually Release, Council Tax in Morecambe: What Band D Really Costs
- Nelson: School Catchments and House Prices in Nelson, Lancashire, The Real Cost of Buying a First Home in Nelson, Lancashire, Downsizing in Nelson, Lancashire: What You Would Actually Release, Council Tax in Nelson, Lancashire: What Band D Really Costs
- Ormskirk: School Catchments and House Prices in Ormskirk, The Real Cost of Buying a First Home in Ormskirk, Downsizing in Ormskirk: What You Would Actually Release, Council Tax in Ormskirk: What Band D Really Costs
- Oswaldtwistle: School Catchments and House Prices in Oswaldtwistle
- Padiham: School Catchments and House Prices in Padiham, The Real Cost of Buying a First Home in Padiham, Downsizing in Padiham: What You Would Actually Release, Council Tax in Padiham: What Band D Really Costs
- Penwortham: School Catchments and House Prices in Penwortham, The Real Cost of Buying a First Home in Penwortham, Downsizing in Penwortham: What You Would Actually Release, Council Tax in Penwortham: What Band D Really Costs
- Poulton-le-Fylde: School Catchments and House Prices in Poulton-le-Fylde, The Real Cost of Buying a First Home in Poulton-le-Fylde, Downsizing in Poulton-le-Fylde: What You Would Actually Release, Council Tax in Poulton-le-Fylde: What Band D Really Costs
- Preesall: School Catchments and House Prices in Preesall, The Real Cost of Buying a First Home in Preesall, Downsizing in Preesall: What You Would Actually Release, Council Tax in Preesall: What Band D Really Costs
- Rawtenstall: School Catchments and House Prices in Rawtenstall, The Real Cost of Buying a First Home in Rawtenstall, Downsizing in Rawtenstall: What You Would Actually Release
- Ribbleton: School Catchments and House Prices in Ribbleton, The Real Cost of Buying a First Home in Ribbleton, Downsizing in Ribbleton: What You Would Actually Release
- Skelmersdale: School Catchments and House Prices in Skelmersdale, The Real Cost of Buying a First Home in Skelmersdale, Downsizing in Skelmersdale: What You Would Actually Release
- Thornton-Cleveleys: School Catchments and House Prices in Thornton-Cleveleys, The Real Cost of Buying a First Home in Thornton-Cleveleys, Downsizing in Thornton-Cleveleys: What You Would Actually Release
- Whalley: School Catchments and House Prices in Whalley, The Real Cost of Buying a First Home in Whalley, Downsizing in Whalley: What You Would Actually Release, Council Tax in Whalley: What Band D Really Costs
- Worsthorne: School Catchments and House Prices in Worsthorne, The Real Cost of Buying a First Home in Worsthorne, Downsizing in Worsthorne: What You Would Actually Release, Council Tax in Worsthorne: What Band D Really Costs
- Wrea Green: School Catchments and House Prices in Wrea Green, The Real Cost of Buying a First Home in Wrea Green, Downsizing in Wrea Green: What You Would Actually Release, Council Tax in Wrea Green: What Band D Really Costs
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Questions people ask
Where are house prices highest in Lancashire?
Of the locations covered here, Wrea Green is highest at £500,000 and Brierfield lowest at £135,000.
How much is council tax in Lancashire?
Band D averages £2,499 a year across these locations. Each authority sets its own rate, so check the specific council before you budget.
Does That's Family Finance cover the whole of Lancashire?
For mortgages, equity release and pensions we introduce you to a separately regulated partner firm.
How do I check broadband speed at a property in Lancashire?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.
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