Kent: Property, Schools and Retirement Costs
Across the 14 Kent locations we cover, the average property price is £466,929 and Band D council tax averages £2,466. Otford is the most expensive at £855,000, Chatham the least at £300,000.
Across the 14 Kent locations we cover, the average property price is £466,929 and Band D council tax averages £2,466. Otford is the most expensive at £855,000, Chatham the least at £300,000.
Buying a home in Kent
The county average is £466,929. Across these locations 8 schools hold an Outstanding Ofsted rating and 26 schools are rated Good. School quality is the main reason prices differ between towns a few miles apart.
A 10% deposit on the county average is £46,693. Otford runs 83% above that average, so the same deposit reaches further in Chatham.
Average property price across Kent
Later life and property wealth in Kent
Owners aged 55 and over across Kent sit on an average £466,929 of property value. Typical release at 65 is around £158,756, and interest compounds against the estate from day one.
Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across Kent
Band D council tax averages £2,466 across these locations. That is £206 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Otford | £855,000 | £2,402 | 2 | Mortgage, Equity release, Pensions |
| Hildenborough | £656,000 | £2,439 | 3 | Mortgage, Equity release, Pensions |
| Westerham | £649,000 | £2,576 | 1 | Mortgage, Equity release, Pensions |
| Kings Hill | £531,000 | £2,374 | 1 | Mortgage, Equity release, Pensions |
| Edenbridge | £465,000 | £2,615 | 1 | Mortgage, Equity release, Pensions |
| Borough Green | £443,000 | £2,530 | 1 | Mortgage, Equity release, Pensions |
| West Malling | £443,000 | £2,475 | 1 | Mortgage, Equity release, Pensions |
| Sandwich | £415,000 | £2,528 | 3 | Mortgage, Equity release, Pensions |
| Broadstairs | £400,000 | £2,514 | 3 | Mortgage, Equity release, Pensions |
| Hythe | £400,000 | £2,507 | 4 | Mortgage, Equity release, Pensions |
| Rochester | £360,000 | £2,319 | 3 | Mortgage, Equity release, Pensions |
| Strood | £320,000 | £2,319 | 3 | Mortgage, Equity release, Pensions |
| Chatham | £300,000 | £2,319 | 4 | Mortgage, Equity release, Pensions |
| New Romney | £300,000 | £2,606 | 4 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
Ask about Borough Green
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Guides across Kent
- Borough Green: School Catchments and House Prices in Borough Green, How Much Deposit Do You Need to Buy in Borough Green?, The Real Cost of Buying a First Home in Borough Green, What a Lifetime Mortgage Really Costs in Borough Green, Downsizing in Borough Green: What You Would Actually Release, Inheritance Tax on a Borough Green Home, Council Tax in Borough Green: What Band D Really Costs, Stamp Duty on a Borough Green Home
- Broadstairs: School Catchments and House Prices in Broadstairs, The Real Cost of Buying a First Home in Broadstairs, Downsizing in Broadstairs: What You Would Actually Release, Council Tax in Broadstairs: What Band D Really Costs
- Chatham: School Catchments and House Prices in Chatham, The Real Cost of Buying a First Home in Chatham, Downsizing in Chatham: What You Would Actually Release, Council Tax in Chatham: What Band D Really Costs
- Edenbridge: School Catchments and House Prices in Edenbridge, How Much Deposit Do You Need to Buy in Edenbridge?, The Real Cost of Buying a First Home in Edenbridge, What a Lifetime Mortgage Really Costs in Edenbridge, Downsizing in Edenbridge: What You Would Actually Release, Inheritance Tax on an Edenbridge Home, Council Tax in Edenbridge: What Band D Really Costs, Stamp Duty on an Edenbridge Home
- Hildenborough: School Catchments and House Prices in Hildenborough, How Much Deposit Do You Need to Buy in Hildenborough?, The Real Cost of Buying a First Home in Hildenborough, What a Lifetime Mortgage Really Costs in Hildenborough, Downsizing in Hildenborough: What You Would Actually Release, Inheritance Tax on a Hildenborough Home, Council Tax in Hildenborough: What Band D Really Costs, Stamp Duty on a Hildenborough Home
- Hythe: School Catchments and House Prices in Hythe, Kent, The Real Cost of Buying a First Home in Hythe, Kent, Downsizing in Hythe, Kent: What You Would Actually Release, Council Tax in Hythe, Kent: What Band D Really Costs
- Kings Hill: School Catchments and House Prices in Kings Hill, How Much Deposit Do You Need to Buy in Kings Hill?, The Real Cost of Buying a First Home in Kings Hill, What a Lifetime Mortgage Really Costs in Kings Hill, Downsizing in Kings Hill: What You Would Actually Release, Inheritance Tax on a Kings Hill Home, Council Tax in Kings Hill: What Band D Really Costs, Stamp Duty on a Kings Hill Home
- New Romney: School Catchments and House Prices in New Romney, The Real Cost of Buying a First Home in New Romney, Downsizing in New Romney: What You Would Actually Release, Council Tax in New Romney: What Band D Really Costs
- Otford: School Catchments and House Prices in Otford, How Much Deposit Do You Need to Buy in Otford?, The Real Cost of Buying a First Home in Otford, What a Lifetime Mortgage Really Costs in Otford, Downsizing in Otford: What You Would Actually Release, Inheritance Tax on an Otford Home, Council Tax in Otford: What Band D Really Costs, Stamp Duty on an Otford Home
- Rochester: School Catchments and House Prices in Rochester, The Real Cost of Buying a First Home in Rochester, Downsizing in Rochester: What You Would Actually Release
- Sandwich: School Catchments and House Prices in Sandwich, How Much Deposit Do You Need to Buy in Sandwich?, The Real Cost of Buying a First Home in Sandwich, Downsizing in Sandwich: What You Would Actually Release
- Strood: School Catchments and House Prices in Strood, The Real Cost of Buying a First Home in Strood, Downsizing in Strood: What You Would Actually Release
- West Malling: School Catchments and House Prices in West Malling, How Much Deposit Do You Need to Buy in West Malling?, The Real Cost of Buying a First Home in West Malling, Downsizing in West Malling: What You Would Actually Release, Council Tax in West Malling: What Band D Really Costs
- Westerham: School Catchments and House Prices in Westerham, How Much Deposit Do You Need to Buy in Westerham?, The Real Cost of Buying a First Home in Westerham, What a Lifetime Mortgage Really Costs in Westerham, Downsizing in Westerham: What You Would Actually Release, Inheritance Tax on a Westerham Home, Council Tax in Westerham: What Band D Really Costs, Stamp Duty on a Westerham Home
Check broadband before you make an offer in Kent
Broadband speeds can vary street by street in Kent, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
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Questions people ask
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