How Much Deposit Do You Need to Buy in Holland Park?
On the £1,650,000 Holland Park average, a 5% deposit is £82,500, 10% is £165,000 and 15% is £247,500. The gap between those three numbers usually decides your interest rate, not your application.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
On the £1,650,000 Holland Park average, a 5% deposit is £82,500, 10% is £165,000 and 15% is £247,500. The gap between those three numbers usually decides your interest rate, not your application.
Where the rate bands sit on a Holland Park purchase
Lenders price in bands. Crossing from 95% to 90% borrowing, then to 85%, usually moves you to a cheaper rate. On the local average those thresholds are £82,500, £165,000 and £247,500.
The monthly difference is real. Borrowing 95% costs about £9,163 a month on our illustration, against £8,199 at 85%. That is £11,575 a year, before any rate difference between the bands is counted.
Deposit levels on the Holland Park average price
The commercial page for this town sets out the introduction itself: Mortgage advice in Holland Park.
Saving the deposit on a Holland Park income
Buying at the £1,650,000 Holland Park benchmark needs household income of about £267,000, on the lending multiples used in our town guide. A household on that income saving a tenth of it puts away £26,700 a year.
At that rate a 10% deposit of £165,000 takes about 6 years.
What else the deposit has to cover
The deposit is not the only cash you need. Budget for survey, conveyancing, searches and moving.
Band D council tax in Buy in Holland Park is £1,643 a year, and lenders count committed outgoings when they size your loan.
What else Holland Park buyers should know
The schools families ask about here are Fox Primary School, Thomas Jones Primary School, St Mary Abbots CofE Primary School, Holland Park School and Saint Francis of Assisi Catholic Primary School. 3 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Holland Park to Notting Hill Gate takes about 2 min.
By price, Holland Park ranks 9 of the 320 London locations we cover, at £1,650,000 against a county average of £732,469. Band D council tax here is £1,643, against an average of £2,121 across the towns we cover in the county.
An income requirement near £267,000 puts this firmly in two income territory. A single buyer is unlikely to reach the benchmark price without a large deposit or family help.
What each budget buys in Holland Park
Holland Park is a quiet, leafy, exceptionally expensive residential district wrapped around a 54-acre park.
The full local guide covers schools, transport and the market in detail: Holland Park property and area guide.
| Budget | What it buys here |
|---|---|
| Around £800,000 to £1,600,000 | A one- or two-bedroom flat in a mansion block or stucco conversion, the entry point locally; check the lease, service charge and any major works. |
| Around £1,600,000 to £3,500,000 | A substantial lateral flat, often with a lift and porterage, in one of the better mansion blocks near the park. |
| £5,000,000 and above | A house, terraced and semi-detached from around £5,000,000, and the great detached villas on Holland Villas Road, Ilchester Place, Abbotsbury Road and Addison Road running from £10,000,000 to £20,000,000 and beyond. |
Holland Park is known locally for Holland House & Opera Holland Park, and Opera Holland Park. The Jacobean mansion of 1605, for two centuries the home of one of England's most celebrated political and literary salons, largely destroyed by bombing in 1940, its surviving east wing now the backdrop to Opera Holland Park's open-air summer season.
Practical detail for Holland Park: the W11 and W14 (with W8 immediately east) postcode district, Holland Park (Central line, Zone 2); Notting Hill Gate (Central, District & Circle) and Kensington (Olympia) nearby and nearest A and E is Charing Cross Hospital, Hammersmith, or St Mary's, Paddington, verify with NHS.
Prime family buyers
People wanting a genuinely large house with a private garden beside a great park, with Outstanding state primaries and a strong independent sector close by, and the Central line for the West End and the City.
International & second-home buyers
People wanting a quiet, discreet, beautifully connected London base with a park on the doorstep, noting the additional-property and non-UK-resident SDLT surcharges, and the Royal Borough's higher council tax charge on second homes.
Downsizers
People trading a country house or a larger London home for a substantial lateral flat in a mansion block, with a lift, porterage and 54 acres of park at the end of the road.
Holland Park at a glance
| Deposit level | Holland Park figure |
|---|---|
| 5% deposit | £82,500 |
| 10% deposit | £165,000 |
| 15% deposit | £247,500 |
| Monthly at 95% borrowing | £9,163 |
| Monthly at 90% borrowing | £8,681 |
| Monthly at 85% borrowing | £8,199 |
| Income needed at the benchmark price | £267,000 |
| Years to save 10% at a tenth of that income | 6.2 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Holland Park
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Which lender band your deposit actually reaches
- Any gifted deposit letter, prepared early
- Committed outgoings cleared before the application
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Holland Park
Broadband speeds can vary street by street in Holland Park, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much deposit do I need to buy in Holland Park?
Can I buy with a 5% deposit here?
Does a bigger deposit beat a longer term?
How do I check broadband speed at a property in Holland Park?
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