Gwynedd: Property, Schools and Retirement Costs
Across the 11 Gwynedd locations we cover, the average property price is £227,727 and Band D council tax averages £2,488. Criccieth is the most expensive at £290,000, Blaenau Ffestiniog the least at £165,000.
Across the 11 Gwynedd locations we cover, the average property price is £227,727 and Band D council tax averages £2,488. Criccieth is the most expensive at £290,000, Blaenau Ffestiniog the least at £165,000.
Buying a home in Gwynedd
The county average is £227,727. Schools in Wales are inspected by Estyn rather than Ofsted, so there are no Ofsted grades; check individual inspection reports. School quality is the main reason prices differ between towns a few miles apart.
A 10% deposit on the county average is £22,773. Criccieth runs 27% above that average, so the same deposit reaches further in Blaenau Ffestiniog.
Average property price across Gwynedd
Later life and property wealth in Gwynedd
Owners aged 55 and over across Gwynedd sit on an average £227,727 of property value. Typical release at 65 is around £77,427, and interest compounds against the estate from day one.
Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across Gwynedd
Band D council tax averages £2,488 across these locations. That is £207 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Criccieth | £290,000 | £2,471 | 0 | Mortgage, Equity release, Pensions |
| Dolgellau | £250,000 | £2,463 | 0 | Mortgage, Equity release, Pensions |
| Nefyn | £250,000 | £2,462 | 0 | Mortgage, Equity release, Pensions |
| Llanberis | £240,000 | £2,458 | 0 | Mortgage, Equity release, Pensions |
| Porthmadog | £230,000 | £2,437 | 0 | Mortgage, Equity release, Pensions |
| Pwllheli | £230,000 | £2,479 | 0 | Mortgage, Equity release, Pensions |
| Caernarfon | £220,000 | £2,526 | 0 | Mortgage, Equity release, Pensions |
| Bangor | £210,000 | £2,555 | 0 | Mortgage, Equity release, Pensions |
| Bethesda | £210,000 | £2,507 | 0 | Mortgage, Equity release, Pensions |
| Tywyn | £210,000 | £2,465 | 0 | Mortgage, Equity release, Pensions |
| Blaenau Ffestiniog | £165,000 | £2,544 | 0 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
Ask about Bangor
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Guides across Gwynedd
- Bangor: School Catchments and House Prices in Bangor, The Real Cost of Buying a First Home in Bangor, Downsizing in Bangor: What You Would Actually Release, Council Tax in Bangor: What Band D Really Costs
- Bethesda: School Catchments and House Prices in Bethesda, The Real Cost of Buying a First Home in Bethesda, Downsizing in Bethesda: What You Would Actually Release, Council Tax in Bethesda: What Band D Really Costs
- Blaenau Ffestiniog: School Catchments and House Prices in Blaenau Ffestiniog, The Real Cost of Buying a First Home in Blaenau Ffestiniog, Downsizing in Blaenau Ffestiniog: What You Would Actually Release, Council Tax in Blaenau Ffestiniog: What Band D Really Costs
- Caernarfon: School Catchments and House Prices in Caernarfon, The Real Cost of Buying a First Home in Caernarfon, Downsizing in Caernarfon: What You Would Actually Release, Council Tax in Caernarfon: What Band D Really Costs
- Criccieth: School Catchments and House Prices in Criccieth, The Real Cost of Buying a First Home in Criccieth, Downsizing in Criccieth: What You Would Actually Release, Council Tax in Criccieth: What Band D Really Costs
- Dolgellau: School Catchments and House Prices in Dolgellau, The Real Cost of Buying a First Home in Dolgellau, Downsizing in Dolgellau: What You Would Actually Release, Council Tax in Dolgellau: What Band D Really Costs
- Llanberis: School Catchments and House Prices in Llanberis, The Real Cost of Buying a First Home in Llanberis, Downsizing in Llanberis: What You Would Actually Release, Council Tax in Llanberis: What Band D Really Costs
- Nefyn: School Catchments and House Prices in Nefyn, The Real Cost of Buying a First Home in Nefyn, Downsizing in Nefyn: What You Would Actually Release, Council Tax in Nefyn: What Band D Really Costs
- Porthmadog: School Catchments and House Prices in Porthmadog, The Real Cost of Buying a First Home in Porthmadog, Downsizing in Porthmadog: What You Would Actually Release, Council Tax in Porthmadog: What Band D Really Costs
- Pwllheli: School Catchments and House Prices in Pwllheli, The Real Cost of Buying a First Home in Pwllheli, Downsizing in Pwllheli: What You Would Actually Release, Council Tax in Pwllheli: What Band D Really Costs
- Tywyn: School Catchments and House Prices in Tywyn, The Real Cost of Buying a First Home in Tywyn, Downsizing in Tywyn: What You Would Actually Release, Council Tax in Tywyn: What Band D Really Costs
Check broadband before you make an offer in Gwynedd
Broadband speeds can vary street by street in Gwynedd, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
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Questions people ask
Where are house prices highest in Gwynedd?
How much is council tax in Gwynedd?
Does That's Family Finance cover the whole of Gwynedd?
How do I check broadband speed at a property in Gwynedd?
Your home may be repossessed if you do not keep up repayments on your mortgage.