Fulham or Bayswater: Which Is Better Value?
Fulham averages £1,100,000 against £1,050,000 in Bayswater, a gap of £50,000 or 5%. You would need £5,000 more deposit and about £263 a month more on a repayment mortgage at an assumed 5% over 25 years. Bayswater charges £472 less council tax at Band D.
Fulham averages £1,100,000 against £1,050,000 in Bayswater, a gap of £50,000 or 5%. You would need £5,000 more deposit and about £263 a month more on a repayment mortgage at an assumed 5% over 25 years. Bayswater charges £472 less council tax at Band D.
Price and deposit
The headline gap is £50,000, or 5%. On a 10% deposit that is £5,000 more cash to find before you start. Detached homes average £1,650,000 against £1,575,000.
Fulham against Bayswater
Town guides for each: Mortgage advice in Fulham and Mortgage advice in Bayswater.
Schools and families
Fulham has more schools graded Outstanding at their last graded Ofsted inspection (before September 2024), with 3 against 0 in Bayswater. Counting last graded Ofsted inspections (before September 2024), Fulham has 4 schools and Bayswater has 2 schools graded Good or better.
A strong catchment in the cheaper town can cost more than an average street in the dearer one. Compare catchments, not averages.
Running costs and getting to work
Band D council tax is £1,520 in Fulham and £1,048 in Bayswater, a difference of £472 a year.
The honest verdict
Bayswater is cheaper to buy on these figures. Fulham carries the higher price and, on this data, the stronger school profile.
Neither is right in the abstract. If the deposit is your constraint, the £5,000 difference matters more than anything else here. If catchment is the constraint, price follows the school you need.
What each town is actually like
Price is one axis. These are the things people move for, and the things they find out afterwards.
Fulham
In its favour- An affluent, family-friendly, village-feel riverside district
- The District line & Imperial Wharf Overground
- Outstanding schools & strong family appeal
- Fulham Palace, Bishops Park & the commons
- A premium district at London prices and above
- Reliant mainly on a single Tube line
- Competitive for school places
- Match-day traffic near the football grounds
Best for Families ★★★★★
Outstanding schools (Fulham Primary, Lady Margaret and St John's Walham Green are Outstanding), Fulham Palace and Bishops Park, Parsons Green, Eel Brook Common and South Park, and a strong village community make Fulham one of inner London's premier family districts.
Bayswater
In its favour- Kensington Gardens and Hyde Park across the road
- Three Tube stations plus the Elizabeth line at Paddington
- Heathrow 15 to 30 minutes from Paddington
- A major 24-hour A&E within walking distance
- Heavy hotel, hostel and short-let use on some streets
- Flats in mixed-use buildings can be declined by lenders
- Short leases are more common than in neighbouring districts
- 1970s and 80s conversion quality varies enormously
Best for Professionals ★★★★★
Three Underground stations of its own plus the Elizabeth line, Heathrow Express and Great Western services at Paddington, Hyde Park for running, and the West End walkable, for pure connectivity and quality of daily life, few central districts beat it at this price.
Fulham and Bayswater, side by side
| Measure | Fulham | Bayswater |
|---|---|---|
| Average property price | £1,100,000 | £1,050,000 |
| Average detached | £1,650,000 | £1,575,000 |
| 10% deposit | £110,000 | £105,000 |
| Illustrative monthly payment | £5,787 | £5,524 |
| Band D council tax | £1,520 | £1,048 |
| Outstanding rated schools | 3 | 0 |
| Good rated schools | 1 | 2 |
Local averages used for illustration. Confirm your own figures before acting.
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Questions people ask
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