Downsizing in Greatham: What You Would Actually Release
Selling at the £525,000 Greatham average and buying at £367,500 releases about £138,550 after costs. Fees, stamp duty and moving take roughly £18,950 of it.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Selling at the £525,000 Greatham average and buying at £367,500 releases about £138,550 after costs. Fees, stamp duty and moving take roughly £18,950 of it.
The downsizing sum for Greatham
Start with the gap. Selling at £525,000 and buying at 70% of that, £367,500, leaves £157,500 before costs. Costs are the part people underestimate.
Agent fees at 1.5% are £7,875. Stamp duty on the purchase is £8,375. Total £18,950, leaving £138,550 in hand.
Where the sale proceeds go
The commercial page for this town sets out the introduction itself: Equity release in Greatham.
Moving or borrowing, compared honestly
A lifetime mortgage at 65 on the same property would release about £178,500. Downsizing nets £138,550. The difference is that downsizing costs you the house, and equity release costs you the estate.
Over twenty years that £178,500 release grows to roughly £628,971. The downsizing figure does not grow at all, because there is no debt.
What the move costs beyond money
Council tax follows the property, not the person. Band D in Greatham is £2,304, and a smaller home may sit in a lower band. Check the band before you offer, not after.
Downsizing works best when you are not in a hurry.
Moving within Hampshire rather than out of it keeps you near family and known services. The average price across the county towns we cover is £535,916, against £525,000 here.
What a move within Greatham looks like
The schools families ask about here are Greatham Primary School, Bohunt School, Liphook, Secondary schools (Bordon & Petersfield), Sixth form & further education and Independent schools (wider area). 2 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Greatham to Liss (nearest station) takes about 5 to 10 min drive.
By price, Greatham ranks 92 of the 178 Hampshire locations we cover, at £525,000 against a county average of £535,916. Band D council tax here is £2,304, against an average of £2,319 across the towns we cover in the county.
Is Greatham right to stay in?
Greatham is a small, sought-after East Hampshire village on the edge of the South Downs.
The full local guide covers schools, transport and the market in detail: Greatham property and area guide.
- A sought-after countryside village
- South Downs & Woolmer Forest on the doorstep
- Fast A3 access & nearby direct-London stations
- A genuine village community
- Le Court & a distinctive slice of heritage
- Prices above the national average
- No station in the village itself
- Limited supply in a small village
- A River Rother flood-risk consideration near the water
- Larger period & country homes mean substantial lending
| Who it suits | Out of five | Why |
|---|---|---|
| Downsizers | ★★★★☆ | A small, close village community in a beautiful rural setting, though a car is essential. |
| Families | ★★★★☆ | Greatham Primary rated Good, Bohunt and Petersfield secondaries within reach, and countryside on the doorstep. |
| Country & outdoors lovers | ★★★★★ | On the edge of the South Downs National Park and the Woolmer Forest heaths, superb walking country. |
| Commuters | ★★★☆☆ | No village station, but Liss, Liphook and Petersfield (direct London Waterloo) are a short drive, with the A3 past the village. |
| First-time buyers | ★★☆☆☆ | A sought-after village where prices sit above the national average. |
Greatham is known locally for Le Court & Leonard Cheshire. Le Court, on the edge of the village, was the very first Cheshire Home, founded by the war hero and philanthropist Leonard Cheshire VC in 1948, the start of a worldwide movement of disability care; a genuinely distinctive piece of local heritage.
Practical detail for Greatham: the GU33 postcode district, no village station, nearest Liss, Liphook & Petersfield (direct London Waterloo) and nearest A and E is Portsmouth / Guildford / Frimley / Winchester (a drive), verify with NHS.
Greatham has history behind the price. In Medieval, Greatham is established as a farming and countryside village in the valley of the River Rother, on the edge of Woolmer Forest.
Greatham at a glance
| Downsizing line | Greatham figure |
|---|---|
| Sale price, local average | £525,000 |
| Purchase at 70% of value | £367,500 |
| Estate agent at 1.5% | £7,875 |
| Stamp duty on purchase | £8,375 |
| Legal and moving | £2,700 |
| Total costs | £18,950 |
| Net released | £138,550 |
| Lifetime mortgage alternative at 65 | £178,500 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Greatham
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- A real valuation of your home, not the £525,000 average
- The council tax band of the property you are buying
- Total moving costs of about £18,950
- The equity release comparison, in writing, before you decide
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Greatham
Broadband speeds can vary street by street in Greatham, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much would I release by downsizing in Greatham?
Is downsizing better than equity release?
What are the costs of moving?
How do I check broadband speed at a property in Greatham?
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