Downsizing in Fulham Broadway: What You Would Actually Release
Selling at the £850,000 Fulham Broadway average and buying at £595,000 releases about £219,800 after costs. Fees, stamp duty and moving take roughly £35,200 of it.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Selling at the £850,000 Fulham Broadway average and buying at £595,000 releases about £219,800 after costs. Fees, stamp duty and moving take roughly £35,200 of it.
What a Fulham Broadway move actually releases
Start with the gap. Selling at £850,000 and buying at 70% of that, £595,000, leaves £255,000 before costs. Costs are the part people underestimate.
Agent fees at 1.5% are £12,750. Stamp duty on the purchase is £19,750. Total £35,200, leaving £219,800 in hand.
Moving within London rather than out of it keeps you near family and known services. The average price across the county towns we cover is £732,469, against £850,000 here.
Where the sale proceeds go
The commercial page for this town sets out the introduction itself: Equity release in Fulham Broadway.
Downsizing against releasing equity
A lifetime mortgage at 65 on the same property would release about £289,000. Downsizing nets £219,800. The difference is that downsizing costs you the house, and equity release costs you the estate.
Over twenty years that £289,000 release grows to roughly £1,018,333. The downsizing figure does not grow at all, because there is no debt.
The parts of downsizing that are not financial
Council tax follows the property, not the person. Band D in Fulham Broadway is £1,520, and a smaller home may sit in a lower band. Check the band before you offer, not after.
Downsizing works best when you are not in a hurry.
What a move within Fulham Broadway looks like
The schools families ask about here are Fulham Primary School, Holy Cross RC School, Lady Margaret School and St Thomas of Canterbury Catholic Primary School. 4 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Fulham Broadway to Earl's Court takes about 4 min.
By price, Fulham Broadway ranks 58 of the 320 London locations we cover, at £850,000 against a county average of £732,469. Band D council tax here is £1,520, against an average of £2,121 across the towns we cover in the county.
Is Fulham Broadway right to stay in?
Fulham Broadway is the busy, superbly connected commercial heart of Fulham.
The full local guide covers schools, transport and the market in detail: Fulham Broadway property and area guide.
- A buzzy, superbly connected heart of Fulham
- District line & West Brompton's routes nearby
- Shopping centre, shops & a lively scene
- Outstanding & Good schools nearby
- Brompton Cemetery, Eel Brook Common & South Park
- A prime area at premium London prices
- A busy town centre, traffic and controlled parking
- Match-day crowds around Stamford Bridge
- Competitive for school places
- Mansion flats and conversions need lease checks
| Who it suits | Out of five | Why |
|---|---|---|
| Professionals | ★★★★★ | The Fulham Broadway shopping centre, a lively bar and restaurant scene, and Fulham Broadway on the District line (Zone 2, direct to Earl's Court, South Kensington, Victoria and the City) make this a superbly connected, buzzy base for professionals. |
| Commuters | ★★★★★ | Fulham Broadway on the District line and West Brompton (District, London Overground and Southern rail) a short distance away give direct trains across central London and beyond, one of the best-connected parts of Fulham. |
| Buy-to-let landlords | ★★★★☆ | Strong, steady rental demand from professionals and sharers around the station and the shopping centre, with mansion flats and conversions to let, though premium values keep yields modest and additional-property SDLT applies. |
| Families | ★★★☆☆ | Good and Outstanding-graded schools (Fulham Primary Outstanding, Holy Cross Good, Lady Margaret Outstanding secondary), terraces to buy and shops on the doorstep, though the busy town-centre setting and match-day crowds are worth weighing. |
| First-time buyers | ★★★☆☆ | Mansion flats and conversions (often around £450,000 to £800,000) offer a more realistic way into Fulham than its period-house streets, but prices are still firmly at London levels, so a large deposit usually helps. |
Fulham Broadway is known locally for Stamford Bridge (Chelsea FC). Chelsea FC's Stamford Bridge stadium on the Fulham Road, home to the club since 1905 and a world-famous Premier League ground, with its museum and stadium tours.
Practical detail for Fulham Broadway: the SW6 postcode district, Fulham Broadway (District line, Wimbledon branch, Zone 2), direct to Earl's Court, South Kensington, Victoria & the City; West Brompton nearby and nearest A and E is Chelsea and Westminster (Fulham Road) or Charing Cross (Hammersmith), verify with NHS.
Fulham Broadway has history behind the price. In Medieval to 18th c., A rural part of the parish of Fulham, market gardens supplying London where the Fulham Road met the lanes to the Thames.
Fulham Broadway at a glance
| Downsizing line | Fulham Broadway figure |
|---|---|
| Sale price, local average | £850,000 |
| Purchase at 70% of value | £595,000 |
| Estate agent at 1.5% | £12,750 |
| Stamp duty on purchase | £19,750 |
| Legal and moving | £2,700 |
| Total costs | £35,200 |
| Net released | £219,800 |
| Lifetime mortgage alternative at 65 | £289,000 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Fulham Broadway
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- A real valuation of your home, not the £850,000 average
- The council tax band of the property you are buying
- Total moving costs of about £35,200
- The equity release comparison, in writing, before you decide
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Fulham Broadway
Broadband speeds can vary street by street in Fulham Broadway, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much would I release by downsizing in Fulham Broadway?
Is downsizing better than equity release?
What are the costs of moving?
How do I check broadband speed at a property in Fulham Broadway?
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