Downsizing in Curdridge: What You Would Actually Release
Selling at the £525,000 Curdridge average and buying at £367,500 releases about £138,550 after costs. Fees, stamp duty and moving take roughly £18,950 of it.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Selling at the £525,000 Curdridge average and buying at £367,500 releases about £138,550 after costs. Fees, stamp duty and moving take roughly £18,950 of it.
What a Curdridge move actually releases
Start with the gap. Selling at £525,000 and buying at 70% of that, £367,500, leaves £157,500 before costs. Costs are the part people underestimate.
Agent fees at 1.5% are £7,875. Stamp duty on the purchase is £8,375. Total £18,950, leaving £138,550 in hand.
Where the sale proceeds go
The commercial page for this town sets out the introduction itself: Equity release in Curdridge.
Two routes to the same cash, priced
A lifetime mortgage at 65 on the same property would release about £178,500. Downsizing nets £138,550. The difference is that downsizing costs you the house, and equity release costs you the estate.
Over twenty years that £178,500 release grows to roughly £628,971. The downsizing figure does not grow at all, because there is no debt.
The parts of downsizing that are not financial
Council tax follows the property, not the person. Band D in Curdridge is £2,388, and a smaller home may sit in a lower band. Check the band before you offer, not after.
Downsizing works best when you are not in a hurry.
What a move within Curdridge looks like
The schools families ask about here are Curdridge Primary School, Wildern School (Hedge End), Swanmore College and Sixth form & college (area). 3 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Curdridge to Botley station takes about 5 min.
By price, Curdridge ranks 88 of the 178 Hampshire locations we cover, at £525,000 against a county average of £535,916.
Is Curdridge right to stay in?
Curdridge is a small, leafy, rural village near Botley, in wooded strawberry-country.
The full local guide covers schools, transport and the market in detail: Curdridge property and area guide.
Moving within Hampshire rather than out of it keeps you near family and known services. The average price across the county towns we cover is £535,916, against £525,000 here.
- A leafy rural village near Botley
- A mainline station within the parish (Botley)
- Wooded strawberry-country & the Hamble valley
- Quick links to the M27 & Southampton
- A primary school & strong community
- Prices well above the national average
- Limited shops (Botley/Bishop's Waltham nearby)
- No major A&E in the village (Southampton/Winchester, a drive)
- A flood-risk consideration near the Hamble
- Larger country homes mean substantial lending
| Who it suits | Out of five | Why |
|---|---|---|
| Downsizers | ★★★★☆ | A peaceful, leafy rural village with character homes and a strong community, quiet countryside living within reach of Southampton. |
| Families | ★★★★☆ | A Good-rated village primary, Good area secondaries (Wildern, Swanmore College), leafy lanes and a strong community, but check catchment and the reliance on a car. |
| Commuters (to London) | ★★★☆☆ | Botley station lies within the parish (to Southampton, Fareham, Portsmouth and towards London) and the M27 is close, though it is not a fast direct London line. |
| Retirees | ★★★★☆ | Country lanes, the Hamble valley, a village church and hall, and heritage days out near by, calm rural living, with a hospital a drive away. |
| First-time buyers | ★★☆☆☆ | A sought-after, above-average rural village with limited smaller stock, a tougher entry point than nearby Hedge End or Botley. |
Curdridge is known locally for A station within the parish. Botley railway station, though named after the neighbouring village, lies within Curdridge parish, a valuable and unusual asset giving this rural village a mainline station of its own.
Practical detail for Curdridge: the SO32 postcode district, Botley station lies within the parish, a mainline station on the doorstep and nearest A and E is Southampton General or Royal Hampshire County (Winchester), a drive; verify with NHS.
Curdridge has history behind the price. In To 1838, Curdridge is a rural part of the great parish of Bishop's Waltham, in the Hamble valley.
Curdridge at a glance
| Downsizing line | Curdridge figure |
|---|---|
| Sale price, local average | £525,000 |
| Purchase at 70% of value | £367,500 |
| Estate agent at 1.5% | £7,875 |
| Stamp duty on purchase | £8,375 |
| Legal and moving | £2,700 |
| Total costs | £18,950 |
| Net released | £138,550 |
| Lifetime mortgage alternative at 65 | £178,500 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Curdridge
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- A real valuation of your home, not the £525,000 average
- The council tax band of the property you are buying
- Total moving costs of about £18,950
- The equity release comparison, in writing, before you decide
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Curdridge
Broadband speeds can vary street by street in Curdridge, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much would I release by downsizing in Curdridge?
Is downsizing better than equity release?
What are the costs of moving?
How do I check broadband speed at a property in Curdridge?
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